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[Assessed 87.3%] Detached house in Kawaguchi, Saitama — 13 min from Hatogaya Sta.
Listing endedAssessed 87.3%Detached houseKawaguchi, SaitamaHatogaya Sta. 13 min walk

[Assessed 87.3%] Detached house in Kawaguchi, Saitama — 13 min from Hatogaya Sta.

Published: Aug 5, 2026Updated: Aug 15, 2026

Property Overview

LocationKawaguchi, Saitama
Nearest StationSaitama Rapid Railway Hatogaya Sta.
Walk13 min walk
Assessed Ratio87.3%Assessed 87.3%
Price¥36,800,000
TypeDetached house
StructureWooden
BuiltBuilt Nov 2021 (4 years old)
Land Area104.87㎡
Building Area96.98㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥36,800,000View listing

Assessed Value Breakdown

Land assessed value¥14,681,800
Building assessed value¥17,456,400
Total assessed value¥32,138,200
Asking price¥36,800,000
Assessed ratio87.3%

Calculation basis

  • Land = road price ¥140,000/m² × land area 104.87m²
  • Building = replacement cost ¥220,000/m² × floor area 96.98m² × remaining life 18y ÷ statutory life 22y
  • Built Nov 2021 (4 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +7.7%
YearRoad price (JPY/m²)YoY
2024130,000—
2025135,000+3.8%
2026140,000+3.7%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we used the coordinates embedded in the listing page to pin the property's position on the road price map, then checked the approach from photos.

Locating the road price

Oaza Tsuji spans five road price sheets with a wide ¥115,000–180,000/m² band, so we narrowed the position using the listing's coordinates and Hatogaya Hospital as a reference point on the map. Among the ¥140,000–150,000/m² block streets in that area we took the conservative ¥140,000/m². At ¥125,000/m² the ratio would be 83.1%, at ¥165,000/m² 93.7%.

View source
Effective land area

The private-road and road fields both read "none", and the listing highlights describe a regular plot. The photos confirm it fronts directly onto the road, so the full 104.87 m² is used for the land valuation.

On-site check from photos

We checked one site photo including the frontage road plus two exterior shots. The road is a flat block street and the plot is a concrete slab at roughly the same level; the only rise is the three steps of the entrance porch, with no retaining wall, slope or stepped approach. The third photo looks down the parking space beside the house and reads as a passage, but the other two show frontage covering both the house and the parking bay — this is not a flagpole plot.

Rights and restrictions

The land is held in freehold with no private-road burden, and the restrictions field reads "-". There is no mention of a cliff ordinance, restriction on rebuilding, retaining wall, level difference or setback.

What We Could Not Confirm

  • The listing gives no figures for the direction or width of the frontage road; the photos suggest only that it is a block street of roughly 4–5 m.
  • The listing marks parking as "none", yet the exterior photo shows a concrete driveway. We recommend confirming whether parking is available with the seller.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Super Value Kawaguchi Maekawa Store
2 min walk from the station

A supermarket about 100 m from Hatogaya Station, open 9:30 to 21:00.

Source
Commodity Iida Hatogaya Store
9 min walk from the station

A grocery supermarket about a 9-minute walk from exit 2 of Minami-Hatogaya Station, open until 21:30.

Source

Neighborhood ② Dining Near the Station

Pekin Ramen
10 min walk from the station

A Chinese restaurant at 2-26-16 Asahi, Kawaguchi City, along Iwatsuki Kaido. Founded in 1976 and known for its Gaoo-men and yakiniku set meals.

Source

About This Property

A pre-owned detached house in Oaza Tsuji, Kawaguchi City, Saitama, a 13-minute walk from Hatogaya Station on the Saitama Rapid Railway. The Saitama Rapid Railway runs through to the Tokyo Metro Namboku Line, giving access to central Tokyo without changing trains. Around the station are Super Value Kawaguchi Maekawa and Commodity Iida Hatogaya. It is a residential area zoned Category I Residential.

Completed in November 2021, the house is wooden and two storeys, four years old. The land is 104.87 sqm and the building 96.98 sqm (both registry), with a 4LDK layout. The LDK is over 20 tatami and south-facing, with a bathroom dryer and two toilets. There is no private-road burden, and the features field explicitly notes a regularly shaped plot. The land is held in freehold and no other restrictions are noted.

The 2026 inheritance-tax roadside land value is 140,000 yen/sqm, putting the land assessment at roughly 14.68 million yen. The building is calculated at the wooden replacement unit price of 220,000 yen/sqm over a 22-year statutory useful life; at four years old with 18 remaining it comes to roughly 17.46 million yen. The total assessed value is about 32.14 million yen, or 87.3% of the 36.80 million yen asking price. The roadside value has risen 7.7% in three years from 130,000 yen/sqm in 2024.

At four years old the building has 18 years of useful life left and accounts for 54% of the assessed value. Site photographs show the frontage road and plot are flat, with no retaining wall, step or stepped access. Note that while the listing's parking field says none, the exterior photographs show a concrete driveway beside the house.

Estimated Financing

Assessed value ¥32,138,200 → estimated loan ¥32,130,000 (87% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Listing endedThe listing for this property has ended. The information reflects the time of listing and the property is no longer available.

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