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[Assessed 87.5%] Detached house in Matsudo, Chiba — 15 min from Mabashi Sta.
Listing endedAssessed 87.5%Detached houseMatsudo, ChibaMabashi Sta. 15 min walk

[Assessed 87.5%] Detached house in Matsudo, Chiba — 15 min from Mabashi Sta.

Published: Aug 7, 2026Updated: Sep 3, 2026

Property Overview

LocationMatsudo, Chiba
Nearest StationJR Joban Line Mabashi Sta.
Walk15 min walk
Assessed Ratio87.5%Assessed 87.5%
Price¥8,700,000
TypeDetached house
Expected Yield15.17%
StructureWooden
BuiltBuilt Jul 1996 (30 years old)
Land Area66.16㎡
Building Area66.1㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Rakumachi¥8,700,000View listing

Assessed Value Breakdown

Land assessed value¥7,608,400
Building assessed value¥0
Total assessed value¥7,608,400
Asking price¥8,700,000
Assessed ratio87.5%

Calculation basis

  • Land = road price ¥115,000/m² × land area 66.16m²
  • Building = replacement cost ¥220,000/m² × floor area 66.1m² × remaining life 0y ÷ statutory life 22y
  • Built Jul 1996 (30 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +18.6%
YearRoad price (JPY/m²)YoY
202497,000
2025105,000+8.2%
2026115,000+9.5%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we chose a representative value given that no road price is set for the narrow street in front, and checked the approach from photos.

Locating the road price

We matched the listing coordinates against Geospatial Information Authority mapping to identify the block in Nishi-Mabashi 3-chome. No road price is set for the 4 m street in front — a narrow lane — so we used the ¥115,000/m² block street the block fronts to the north. ¥115,000/m² is also the most common value on the surrounding block streets.

View source
Rights and restrictions

The listing carries a disclosure notice: a natural death occurred in October 2025 and was discovered about a month later, with specialist cleaning since completed. As this is a matter of psychological defect, we state it here rather than omit it.

On-site check from photos

We examined two exterior photos plus garden and interior shots. The road and the plot are at essentially the same level, giving a flat approach. The decorative block wall with fencing (six or seven courses, about 1.2–1.4 m) is a boundary wall rather than a retaining wall, and there is no stepped approach or slope.

Listing check

We confirmed the listed price was revised from ¥9.5M to ¥8.7M. The old price remains in the body text of the same listing, but following our policy of using the lowest listed price we calculated the assessed ratio on ¥8.7M.

What We Could Not Confirm

  • The 4 m street in front is a narrow lane with no road price assigned. Obtaining a specific road price for it could lower the representative value somewhat.
  • The projected rent and gross yield are estimates based on a vacant property. The transaction is direct from the seller.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Tobu Store Mabashi Branch
1 min walk from the station

A supermarket in front of Mabashi Station (2-1 Nishi-Mabashi Kuramotocho). Open 7:00 to midnight, convenient for everyday use.

Source
Olympic Mabashi Store
13 min walk from the station

A general discount store about 1 km from Mabashi Station. Open 10:00 to 21:00.

Source

Neighborhood ② Dining Near the Station

Matsudo Enya
3 min walk from the station

A Kitakata ramen shop near Mabashi Station. Lunch sets come with a drink; closed Mondays.

Source
Ichikakuya Mabashi Store
2 min walk from the station

An iekei ramen chain outlet in front of Mabashi Station.

Source

About This Property

A pre-owned detached house in Nishi-Mabashi 3-chome, Matsudo City, a 15-minute walk from Mabashi Station on the JR Joban Line (local service). In front of the station is a Tobu Store open from 7:00 to midnight, and Kita-Senju and Ueno are around 30 minutes away including transfers, making this a workable residential area.

The building is wooden, two storeys, 3DK with 66.10 sqm of total floor area, built in July 1996. The land is 66.16 sqm (registry) with no private-road burden, fronting a 4 m public road to the west, and the listing explicitly states that rebuilding is permitted. It sits in a settled Category I Low-Rise Exclusive Residential zone with a 60% building coverage ratio and a 100% floor area ratio.

The inheritance-tax roadside land value for the area is 115,000 yen/sqm. The land assesses at roughly 7.61 million yen, or 80.1% of the 9.50 million yen asking price. The roadside value has risen three years running from 97,000 yen in 2024 (up 18.6% in total), and the listing also notes rental use at a projected 110,000 yen a month (a gross yield of 13.89%).

Note that the listing page carries a disclosure: a natural death occurred at the property in October 2025 and specialist cleaning has been carried out. Please review the details on the listing page when considering it.

Estimated Financing

Assessed value ¥7,608,400 → estimated loan ¥7,600,000 (87% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Listing endedThe listing for this property has ended. The information reflects the time of listing and the property is no longer available.
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