積算100
[Assessed 84.1%] Detached house in Matsudo, Chiba — 8 min from Minoridai Sta.
Assessed 84.1%Detached houseMatsudo, ChibaMinoridai Sta. 8 min walk

[Assessed 84.1%] Detached house in Matsudo, Chiba — 8 min from Minoridai Sta.

Published: Sep 19, 2026Updated: Sep 19, 2026

Property Overview

LocationMatsudo, Chiba
Nearest StationKeisei Matsudo Line Minoridai Sta.
Walk8 min walk
Assessed Ratio84.1%Assessed 84.1%
Price¥9,800,000
TypeDetached house
Expected Yield8.44%
StructureWooden
BuiltBuilt Jul 1972 (54 years old)
Land Area64.74㎡
Building Area58.65㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Rakumachi¥9,800,000View listing

Assessed Value Breakdown

Land assessed value¥8,238,900
Building assessed value¥0
Total assessed value¥8,238,900
Asking price¥9,800,000
Assessed ratio84.1%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 58.65m² × remaining life 0y ÷ statutory life 22y
  • Built Jul 1972 (54 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +20.8%
YearRoad price (JPY/m²)YoY
2024120,000
2025130,000+8.3%
2026145,000+11.5%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

For this let house, we checked the 2026 route price map and the two exterior photos in the listing. Because it is unclear whether the private-road burden is included in the land area, we show the assessed ratio both with and without deducting it.

Locating the road price

On the 2026 route price map (sheet 09114), the local streets on all three sides of the block identified from the address plate in the listing photos are 145,000 yen/m² (leasehold ratio D). The most frequent value on the local streets of Minoridai 1-chome is also 145,000 yen/m², which we adopted as the representative value. The private road (designated road) in front has no route price. The same road went from 120,000 yen in 2024 to 130,000 yen in 2025 and 145,000 yen in 2026.

View source
Effective land area

The listing only shows the land area of 64.74 m² (registered) alongside a private-road burden of 7.92 m², so it is unclear whether the burden is included or is a separate parcel. Assessed on 56.82 m² with the burden deducted, the ratio is 84.1%; on 64.74 m² without the deduction, it is 95.8%. The assessed ratio in this article is the deducted figure.

Building valuation assumptions

The house is a wooden building from July 1972, past its 22-year statutory useful life, so the building is valued at zero. Building coverage calculated from the first-floor area of 33.87 m² is about 52.3% on 64.74 m² and about 59.6% on 56.82 m², both above the designated 50%.

On-site check from photos

We checked the two exterior photos (front and entrance approach). The lot sits higher than the private road; from the gutter one low step and four risers (about 13-16 cm each) lead up to the entrance, for a height difference of about 0.65-0.8 m, or about 0.95 m even at 20 cm per riser. The concrete-block retaining wall on the left of the frontage is about 0.8 m high, judging from the number of block courses. The house stands apart from its neighbors and is not on a flag-shaped lot. The rear and side boundaries are not shown.

What We Could Not Confirm

  • The listing does not say whether the 7.92 m² private-road burden is included in the 64.74 m² land area or is a separate parcel; this needs to be checked in the land registry. It also does not mention the share in the private road or consent for passage and excavation.
  • Building coverage calculated from the first-floor area is about 52-60%, which may exceed the designated 50%. Excess building coverage can affect whether and on what terms a bank will lend.
  • The rear (northeast) and side boundaries do not appear in any photo. The site sits partway down a slope descending to the south, and whether there are retaining walls at those boundaries needs to be checked on site.
  • As the house is let, the interior is known only from the listing photos. The lease term, renewal date and transfer of the deposit are not stated in the listing.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

TAIRAYA Minoridai
4 min walk from the station

Supermarket in Minoridai 1-chome 30. About 330 m in a straight line from the block's representative point and about 270 m from Minoridai Station (based on OpenStreetMap).

Source
FamilyMart Minoridai Ekimae-dori
4 min walk from the station

Convenience store in Minoridai 1-chome. About 320 m in a straight line from the block's representative point and about 310 m from Minoridai Station (based on OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

Minoridai-en
3 min walk from the station

Yakiniku (grilled meat) restaurant in Minoridai 1-chome. About 340 m in a straight line from the block's representative point and about 220 m from Minoridai Station (based on OpenStreetMap).

Source
Ridos Restaurant Minoridai
3 min walk from the station

Korean restaurant in Minoridai 1-chome 12. About 400 m in a straight line from the block's representative point and about 160 m from Minoridai Station (based on OpenStreetMap).

Source

About This Property

A pre-owned detached house in Minoridai 1-chome, Matsudo, Chiba, an 8-minute walk from Minoridai Station on the Keisei Matsudo Line. Shin-Yahashira Station on the JR Musashino Line and Yahashira Station on the Keisei Matsudo Line are each a 10-minute walk. It lies in the urbanization promotion area within a Category 1 low-rise exclusive residential zone (coverage 50%, floor area ratio 100%), and the lot faces a private road (designated road) about 4.0 m wide on the southwest. The listing names no nearby stores, so we checked their locations and town blocks with OpenStreetMap and show straight-line distances from the representative point of the city block read from the listing photos. All are in Minoridai 1-chome: FamilyMart Minoridai Ekimae-dori about 320 m, TAIRAYA Minoridai about 330 m, the yakiniku restaurant Minoridai-en about 340 m, and the Korean restaurant Ridos Restaurant Minoridai about 400 m.

The price is 9.8 million yen. The building is a two-story wooden house built in July 1972 with 2LDK (an LDK of about 14 tatami) and a floor area of 58.65 m² (33.87 m² on the first floor and 24.78 m² on the second), described as renovated. It is currently let and sold with the tenant in place, at a rent of 69,000 yen a month (828,000 yen a year), for a gross yield of 8.44%. It is freehold, with no parking. ⚠️Dividing the first-floor area of 33.87 m² by the lot area gives a building coverage of about 52% (about 60% on the area after deducting the private-road burden), which may exceed the designated 50%. Excess building coverage can affect whether and on what terms a bank will lend.

⚠️Besides the land area of 64.74 m² (registered), the listing shows a private-road burden of 7.92 m², but it cannot be determined from the listing whether this is included in the 64.74 m² or is a separate parcel. We treated it as included and assessed the land on the effective area of 56.82 m² after deducting it, giving an assessed ratio of 84.1%. Without the deduction it would be 95.8%. On the 2026 route price map (sheet 09114), all the local streets around the block containing the lot are 145,000 yen/m² (leasehold ratio D), which also matches the most frequent value on the local streets of Minoridai 1-chome. The private road in front has no route price. Using the nearby 140,000 yen/m² band would give 81.2%, and 155,000 yen/m² would give 89.9% (both with the private-road burden deducted). The building is a 54-year-old wooden house past its 22-year statutory useful life, so it is valued at zero and the assessment is for the land alone. The route price rose from 120,000 yen in 2024 to 130,000 yen in 2025 and 145,000 yen in 2026, up about 20.8% over two years.

In the exterior photos, the lot sits higher than the private road in front, and from the roadside gutter one low step and four risers lead up to the entrance. The height difference is about 0.65-0.8 m (about 0.95 m even with generous riser heights). On the left side of the frontage there is a concrete-block retaining wall about 0.8 m high. Both are under 1 m, but the lot and the road differ in height and the entrance is reached by stairs. The house stands apart from the neighbors on both sides and is not on a flag-shaped lot. The rear and side boundaries do not appear in any photo, and as the site sits partway down a slope descending to the south, whether there are retaining walls at those boundaries is unknown. The value lies mainly in the land, and the treatment of the private-road burden and the building coverage are points to confirm before signing.

Estimated Financing

Assessed value ¥8,238,900 → estimated loan ¥8,230,000 (84% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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