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[Assessed 88.9%] Detached House a 17-Minute Walk from Ishikawacho Station, Minami-ku, Yokohama
Assessed 88.9%Detached houseMinami-ku, Yokohama, KanagawaIshikawacho Sta. 17 min walk

[Assessed 88.9%] Detached House a 17-Minute Walk from Ishikawacho Station, Minami-ku, Yokohama

Published: Aug 11, 2026Updated: Aug 27, 2026

Property Overview

LocationMinami-ku, Yokohama, Kanagawa
Nearest StationJR Negishi Line Ishikawacho Sta.
Walk17 min walk
Assessed Ratio88.9%Assessed 88.9%
Price¥9,800,000
TypeDetached house
StructureWooden
BuiltBuilt Feb 1975 (51 years old)
Land Area62.24㎡
Building Area47.19㎡

Assessed Value Breakdown

Land assessed value¥8,713,600
Building assessed value¥0
Total assessed value¥8,713,600
Asking price¥9,800,000
Assessed ratio88.9%

Calculation basis

  • Land = road price ¥140,000/m² × land area 62.24m²
  • Building = replacement cost ¥220,000/m² × floor area 47.19m² × remaining life 0y ÷ statutory life 22y
  • Built Feb 1975 (51 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +7.7%
YearRoad price (JPY/m²)YoY
2024130,000—
2025135,000+3.8%
2026140,000+3.7%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we verified the listed coordinates against both parcel numbers and facility distances, and — precisely because this is hilly terrain — disclose what could and could not be checked.

Locating the road price

The coordinates in the listing HTML nearly coincide with official parcels "Karasawa 23–24" and match the distances to three nearby facilities. We took ¥140,000/m², the most common of Karasawa's 26 block-street segments — conservative, since the streets around the property actually read ¥145,000–155,000/m². Even the adjacent ¥130,000/m² gives 82.6%.

View source
On-site check from photos

We re-fetched the single exterior photo at high resolution and enlarged four zones — front, side, gate and roadside — five- to six-fold. The plot sits at roughly lane level, bounded only by a 10–15 cm kerb, fences and a hedge; ground level matches on both sides of every wall, with no retaining wall, stepped approach or slope. Block retaining walls visible across and up the lane belong to other plots.

Building valuation assumptions

At 62.24 m² this is a small detached plot, so we tested for a row house: gaps to the neighbours on both sides and an independent hipped roof confirm a detached house. At 51 years old the building is assessed at zero.

What We Could Not Confirm

  • The frontage width and direction are unstated. The photos show a paved lane where a moped parks on the shoulder, but the width and the road's category under the Building Standards Act need confirming.
  • With only one exterior photo, the boundary from the west round to the rear lies outside the frame. Karasawa in Minami Ward is undulating, so we recommend checking the rear ground level on site.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Yokohama Yamamotocho
14 min walk from the station

216m (a 3-minute walk) from the property. A convenience store, with the distance stated in the listing.

Source
Lawson Yamamotocho 1-chome
12 min walk from the station

325m (a 5-minute walk) from the property. A convenience store, with the distance stated in the listing.

Source
Petit Marche Fuji Yamamotocho
10 min walk from the station

659m (a 9-minute walk) from the property. A food supermarket, with the distance stated in the listing.

Source
My Basket Eirakucho Higashibashi
6 min walk from the station

992m (a 13-minute walk) from the property. A food supermarket, with the distance stated in the listing.

Source

Neighborhood ② Dining Near the Station

Habotan
4 min walk from the station

About 320m from the property. A ramen restaurant. Location confirmed on OpenStreetMap (straight-line distance from the property).

Source
Kisoba Tamuraya
5 min walk from the station

About 370m from the property. A soba and Japanese restaurant. Location confirmed on OpenStreetMap (straight-line distance from the property).

Source
Saitamaya Shokudo
6 min walk from the station

About 450m from the property. A Japanese-style diner. Location confirmed on OpenStreetMap (straight-line distance from the property).

Source

About This Property

A detached house a 17-minute walk from Ishikawacho Station on the JR Negishi Line, in Karasawa, Minami-ku, Yokohama. Yamate Station and Isezaki-chojamachi Station on the Blue Line subway are both 19 minutes on foot, giving access to three stations and putting central Yokohama — Kannai and Motomachi — close at hand. The listing places a 7-Eleven a 3-minute walk away, Heiraku Junior High and Yamamoto Elementary both 6 minutes, and Yokohama Kyoritsu Gakuen High School 10 minutes.

The house was built in February 1975: a two-story wooden structure with a 3K layout and 47.19 sqm of floor area (24.84 sqm on the ground floor, 22.35 sqm above). The land is 62.24 sqm freehold with no private-road burden. It is unrenovated, retaining its original tatami rooms, wooden fittings and tiled entrance floor, and the seller presents it as suitable for either owner-occupation or investment following a renovation.

The inheritance-tax roadside land price is 140,000 yen/sqm, putting the land's assessed value at about 8.71 million yen; the building's assessed value is zero as a 51-year-old wooden structure. Against the asking price of 9.8 million yen, the assessed-value ratio is 88.9%. The roadside price has risen for three consecutive years from 130,000 yen in 2024 (+7.7% cumulative).

Note that the listing gives no width or direction for the fronting road, and there is only one exterior photograph. See the research notes below for details.

Estimated Financing

Assessed value ¥8,713,600 → estimated loan ¥8,710,000 (89% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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