積算100
[Assessed 82.6%] Detached house in Yamato, Kanagawa — 11 min from Yamato Sta.
Assessed 82.6%Detached houseYamato, KanagawaYamato Sta. 11 min walk

[Assessed 82.6%] Detached house in Yamato, Kanagawa — 11 min from Yamato Sta.

Published: Sep 22, 2026Updated: Sep 22, 2026

Property Overview

LocationYamato, Kanagawa
Nearest StationOdakyu Enoshima Line Yamato Sta.
Walk11 min walk
Assessed Ratio82.6%Assessed 82.6%
Price¥59,800,000
TypeDetached house
StructureLight steel frame
BuiltBuilt Nov 1989 (36 years old)
Land Area290.9㎡
Building Area258.03㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥59,800,000View listing

Assessed Value Breakdown

Land assessed value¥49,380,000
Building assessed value¥0
Total assessed value¥49,380,000
Asking price¥59,800,000
Assessed ratio82.6%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 258.03m² × remaining life 0y ÷ statutory life 22y
  • Built Nov 1989 (36 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +17.6%
YearRoad price (JPY/m²)YoY
2024170,000
2025185,000+8.8%
2026200,000+8.1%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

This is a flag-shaped lot whose access strip length is not given in the listings. We checked the fiscal 2026 road price map, block dimensions on the map, exterior photos from another listing of the same property, and GSI elevation data to bracket the effective site area.

Locating the road price

On the fiscal 2026 road price map (sheet 80100), the band on the 10.0 m public road to the north that the property faces (the Irimura-Ogino route) is 200,000 yen per sqm. Collecting the bands on local streets in Fukamidai 3-chome from sheets 80100 and 80112, the most common value is also 200,000 yen per sqm, matching the road the site faces. The 100,000 to 105,000 yen bands in the factory block were excluded as a different kind of area. Tracing the same road back three years gives 170,000 yen (2024), 185,000 yen (2025) and 200,000 yen (2026), a rise of 17.6%. If the 195,000 yen band on the south side of the block were applied instead, the ratio would be 80.5% with the same 246.9 sqm effective site.

View source
Effective land area

None of the listings give the area of the access strip, and there is no lot plan. We measured the depth of the block on the map (about 50 to 58 m) and the depth of the roadside lots on the north (about 15 m toward the west and 22 to 26 m toward the east). Since the property lies in the western half of the block, we estimated the strip at 2.0 m wide by about 14 to 22 m long (28 to 44 sqm). We deducted the upper figure of 44 sqm, which gives the lower valuation, from the listed 290.90 sqm, for an effective site of 246.9 sqm. With a 36 sqm strip the ratio would be 85.3%, and with 28 sqm, 87.9%.

Building valuation assumptions

The building is a lightweight steel-frame house built by Sekisui House in November 1989. At 36 years old it is past the 22-year statutory useful life, so it is valued at zero; its 258.03 sqm, 7SLDK size is not reflected in the assessed value.

On-site check from photos

The athome listing has no photo of the access strip, so we checked the exterior photo and floor plan in the Yahoo! Real Estate listing of the same property, which matches in price, areas, construction date and road access. Around the house are gravel and brick-paved paths and a white fence, with no retaining walls, steps or stairs visible. As there are no photos of the strip or the north road, we used GSI 5 m elevation data (north road 64.0 m, block center 64.5 to 64.7 m, south edge 64.2 to 64.9 m) to confirm there is no step of 1 m or more. It is a detached house, not a row house.

Listing check

Because the lot number is not disclosed, we narrowed down the location from the distances to nearby facilities given in the listings. The stated 360 m to 7-Eleven Yamato Higashi 3-chome is only consistent with the western half of the block facing the north road. The athome listing also carries a "corner lot" tag, which contradicts the stated access from the north side only.

What We Could Not Confirm

  • The length and area of the access strip are not in the listings and remain a map-based estimate (about 14 to 22 m, 28 to 44 sqm). The actual figures need to be checked against the cadastral map or survey drawing.
  • A house of 258.03 sqm connects to the road only through a 2.0 m access strip. Whether a building of the same size could be rebuilt under the Kanagawa Prefecture building standards ordinance on flag-shaped lots needs to be confirmed with the local authority and the broker.
  • There is no parking, and with only 2.0 m of frontage, getting a car in and out also appears difficult.
  • The lot number is not disclosed, and the location can only be narrowed down to the western half of the block facing the north road. There are no photos of the access strip or the front road, so any step along the strip is unconfirmed.
  • The owner currently lives in the house and the handover date is negotiable. The discrepancy between the athome "corner lot" tag and the stated single road access also needs to be checked.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Yamato Higashi 3-chome

A convenience store 360 m from the property according to the listing (Yamato Higashi 3-chome, Yamato).

Source
My Basket Yamato Minami 1-chome

A small supermarket 560 m from the property according to the listing (Yamato Minami 1-chome, Yamato).

Source
DCM Yamato Fukami

A home improvement store 730 m from the property according to the listing (Fukami Higashi 1-chome, Yamato).

Source

Neighborhood ② Dining Near the Station

Starbucks Coffee YAMATO Bunka-no-Mori

A cafe 550 m from the property according to the listing (Yamato Minami 1-chome, Yamato).

Source
McDonald's Yamato Fukami

A hamburger restaurant about 460 m in a straight line from the center of Fukamidai 3-chome (Yamato Minami 2-chome, Yamato).

Source
Masudaya (soba, Yamato Minami 1-chome, Yamato)

A soba noodle restaurant about 360 m in a straight line from the center of Fukamidai 3-chome.

Source

About This Property

A pre-owned detached house an 11-minute walk from Yamato Station on the Odakyu Enoshima Line and Sotetsu Main Line. Seya Station on the Sotetsu Main Line is also a 19-minute walk away. The house is in Fukamidai 3-chome, Yamato, within a Category I low-rise exclusive residential zone (building coverage 50%, floor area ratio 100%). According to the listings, Fukamidai Green Space is 100 m away, 7-Eleven Yamato Higashi 3-chome 360 m, and Starbucks Coffee YAMATO Bunka-no-Mori 550 m. The distances of the nearby places listed below are either as stated in the listings or straight-line distances from the center of Fukamidai 3-chome based on OpenStreetMap, as noted for each place.

The building is a two-storey lightweight steel-frame house built by Sekisui House in November 1989, with 258.03 sqm of registered floor area and a 7SLDK layout (a 35-tatami living-dining-kitchen). The land is 290.90 sqm (per the land register) and the asking price is 59.8 million yen. The owner currently lives there, and the handover date is negotiable. ⚠️ The site is a flag-shaped lot that reaches the 10.0 m public road on the north only through a 2.0 m wide access strip, and there is no parking; with only 2.0 m of frontage, getting a car in and out also appears difficult. Because a 258 sqm house connects to the road only through a 2 m strip, whether a building of the same size could be rebuilt under the Kanagawa Prefecture building standards ordinance on flag-shaped lots needs to be confirmed.

⚠️ The length and area of the access strip are not given in the listings; from the block dimensions on the map we estimate it at about 14 to 22 m (28 to 44 sqm). The assessed value is 49.38 million yen, applying the fiscal 2026 road price of 200,000 yen per sqm to an effective site of 246.9 sqm after deducting the upper estimate of 44 sqm, which gives the lowest result; that is 82.6% of the asking price. With the midpoint of 36 sqm the ratio would be 85.3%, and with the lower estimate of 28 sqm, 87.9%. The ratio falls below 80% only if the effective site is under 239.2 sqm (a strip of more than about 51.7 sqm, or longer than about 25.9 m). The building is 36 years old and past the 22-year statutory useful life for lightweight steel, so it is valued at zero. The road price is the band on the north road the site faces, and it has risen over three years from 170,000 to 185,000 to 200,000 yen per sqm, up 17.6%.

⚠️ The lot number is not disclosed, and from the distances to nearby facilities the property can only be narrowed down to the western half of the block facing the north road. In the exterior photo from another listing of the same property, the area around the house is flat with gravel and brick-paved paths, and no retaining walls or steps are visible. However, there are no photos of the access strip or the front road, so any step along the strip is unconfirmed. GSI 5 m elevation data shows the whole block as a flat plateau at 64.0 to 64.9 m. Both the land and the house are large, but the actual length of the access strip and the conditions for rebuilding need to be confirmed first.

Estimated Financing

Assessed value ¥49,380,000 → estimated loan ¥49,380,000 (83% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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