積算100
[Assessed 88%] Detached House a 16-Minute Walk from Yakuendai Station, Funabashi, Chiba
Assessed 88%Detached houseFunabashi, ChibaYakuendai Sta. 16 min walk

[Assessed 88%] Detached House a 16-Minute Walk from Yakuendai Station, Funabashi, Chiba

Published: Updated:

Property Overview

LocationFunabashi, Chiba
Nearest StationKeisei Matsudo Line Yakuendai Sta.
Walk16 min walk
Assessed Ratio88%Assessed 88%
Price¥7,800,000
TypeDetached house
StructureWooden
BuiltBuilt Jan 1966 (60 years old)
Land Area59.66㎡
Building Area48.76㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥7,800,000View listing

Assessed Value Breakdown

Land assessed value¥6,860,900
Building assessed value¥0
Total assessed value¥6,860,900
Asking price¥7,800,000
Assessed ratio88%

Calculation basis

  • Land = road price ¥115,000/m² × land area 59.66m²
  • Building = replacement cost ¥220,000/m² × floor area 48.76m² × remaining life 0y ÷ statutory life 22y
  • Built Jan 1966 (60 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +9.5%
YearRoad price (JPY/m²)YoY
2024105,000—
2025110,000+4.8%
2026115,000+4.5%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we cross-checked two independent triangulations to estimate the location under an undisclosed lot number, and counted road prices after geocoding every block number.

Locating the road price

With the lot number undisclosed, we ran two independent triangulations — walk times from two stations, and distances to two listed shops — and confirmed they agree (the single listed school distance is inconsistent with the rest and judged a listing error). After geocoding all block numbers to fix the district boundary, we conservatively took the most common block-street value of ¥115,000/m².

View source
Rights and restrictions

The frontage is a 4.0 m private designated road to the west with 6.4 m of contact, setback completed and no private-road burden. As a designated road it counts as a statutory road, and the listing notes no restriction on rebuilding.

On-site check from photos

We checked two exteriors and one frontage photo. The private road is asphalt and nearly level, with the plot at about road level. The two steps at the entrance are a porch, not a stepped approach, and the ~1.0 m block wall on the eastern boundary has paving at the same level on both sides. Clear gaps to both neighbours confirm a detached house, not a row house.

What We Could Not Confirm

  • Whether passage and excavation consents for the private road are needed cannot be read from the listing — advance confirmation is advisable.
  • With the lot number undisclosed, the road price rests on an estimated position. The only case falling below 80% is if the frontage were one of the cul-de-sac ¥110,000/m² lanes (79.1%); a confirmed lot number would settle this.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Seiyu Yakuendai
4 min walk from the station

1,067m from the property. A general merchandise store, with the distance stated in the listing.

Source
Lawson Funabashi Hasamacho 3-chome
9 min walk from the station

681m from the property. A convenience store, with the distance stated in the listing.

Source
Mammy Mart Hasama Ekimae
2 min walk from the station

1,244m from the property. A food supermarket, with the distance stated in the listing.

Source

Neighborhood ② Dining Near the Station

Irimoya Coffee
13 min walk from the station

About 210m from the estimated location. A cafe, confirmed on OpenStreetMap (straight-line distance from the estimated coordinates, as the street number is withheld).

Source
Musashiya
13 min walk from the station

About 225m from the estimated location. A ramen restaurant, confirmed on OpenStreetMap (straight-line distance from the estimated coordinates).

Source
Kakaen Honkan Maehara
10 min walk from the station

About 509m from the estimated location. A Chinese restaurant, confirmed on OpenStreetMap (straight-line distance from the estimated coordinates).

Source

About This Property

A detached house in Ninomiya 2-chome, Funabashi, a 16-minute walk from Yakuendai Station on the Keisei Matsudo Line and 17 minutes from Hasama Station on the Toyo Rapid Line — two stations on two lines. Changing at Tsudanuma for the Sobu rapid service puts Tokyo Station about 50 minutes away. The listing places a Seiyu supermarket 1,067m away and a Lawson 681m, and notes a road linking Hasama Station with the Tsudanuma direction is under construction.

The house was built in January 1966: a two-story wooden structure with a 3K layout and 48.76 sqm of floor area. The land is 59.66 sqm (surveyed) freehold on a south-facing corner plot with light from two sides. Fittings include a system kitchen, reheating bath function, two toilets and a washlet. It is sold tenanted, though the rent and yield are not disclosed in the listing.

The inheritance-tax roadside land price is 115,000 yen/sqm, putting the land's assessed value at about 6.86 million yen; the building's assessed value is zero as a 60-year-old wooden structure. Against the asking price of 8.3 million yen, the assessed-value ratio is 82.7%. The roadside price has risen for three consecutive years from 105,000 yen in 2024 (+9.5% cumulative).

Note that the street number is withheld, so the roadside price rests on an estimated location. See the research notes below for details.

Estimated Financing

Assessed value ¥6,860,900 → estimated loan ¥6,860,000 (88% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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