積算100
東京都板橋区中台1丁目の中古戸建
Assessed 92.9%Detached houseItabashi, TokyoKami-Itabashi Sta. 12 min walk

[Assessed 92.9%] Detached house in Itabashi, Tokyo — 12 min from Kami-Itabashi Sta.

Published: Updated:

Property Overview

LocationItabashi, Tokyo
Nearest StationTobu Tojo Line Kami-Itabashi Sta.
Walk12 min walk
Assessed Ratio92.9%Assessed 92.9%
Price¥9,800,000
TypeDetached house
StructureWooden
BuiltBuilt Jul 1974 (52 years old)
Land Area37.38㎡
Building Area46.16㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥9,800,000View listing
SUUMO¥9,800,000View listing

Assessed Value Breakdown

Land assessed value¥9,107,800
Building assessed value¥0
Total assessed value¥9,107,800
Asking price¥9,800,000
Assessed ratio92.9%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 46.16m² × remaining life 0y ÷ statutory life 22y
  • Built Jul 1974 (52 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +17.0%
YearRoad price (JPY/m²)YoY
2024265,000—
2025285,000+7.5%
2026310,000+8.8%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we filtered out a station coordinate to fix the block to 7 m precision and deducted the private-road burden. We also disclose that not a single photo exists.

Locating the road price

Of the two coordinate pairs in the listing HTML we discarded the station's, matched the property coordinates against official block coordinates and fixed block 18 of Nakadai 1-chome (about 7 m from the nearest block point). We used the ¥310,000/m² on the southeast side, matching the stated frontage "southeast, 4.2 m". Even the northwest side's ¥320,000/m² gives 95.9%.

View source
Effective land area

From the registered 37.38 m² we deducted an 8.00 m² private-road burden, valuing the land on 29.38 m². Without the deduction the ratio would read 118.2%, far above reality. The 52-year-old building is assessed at zero.

On-site check from photos

This listing carries zero property photos, and the same property's listing on another portal is equally photo-free. Retaining walls, steps, stepped access, flagpole shape and row-house status are all unassessed by photograph.

What We Could Not Confirm

  • At 37.38 m² the plot is tiny — beware the possibility of a row house. The listing does not mention one, but with no photos this cannot be checked.
  • Nearby facilities are listed from the district centroid because the property coordinates could not be used for that purpose; treat distances as approximate.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Belx
7 min walk from the station

About 75 m from the property. A grocery supermarket, location confirmed on OpenStreetMap.

Source
Lawson
9 min walk from the station

About 208 m from the property. A convenience store, location confirmed on OpenStreetMap.

Source
7-Eleven Itabashi Kyoiku Kagakukan-mae
10 min walk from the station

About 291 m from the property. A convenience store, location confirmed on OpenStreetMap.

Source

Neighborhood ② Dining Near the Station

Domino's Nakadai
10 min walk from the station

About 325 m from the property. A pizza restaurant, location confirmed on OpenStreetMap.

Source
Hungry Heaven
10 min walk from the station

About 338 m from the property. A burger restaurant, location confirmed on OpenStreetMap.

Source
Mos Burger
11 min walk from the station

About 361 m from the property. A burger restaurant, location confirmed on OpenStreetMap.

Source

About This Property

A 12-minute walk from Kami-Itabashi Station on the Tobu Tojo Line, this detached house sits in Nakadai 1-chome, Itabashi Ward, Tokyo. Kami-Itabashi reaches Ikebukuro in about 10 minutes. A Belx supermarket stands roughly 75 m from the property and a Lawson about 210 m away, in a residential area with restaurants within a five-minute walk.

The building is a two-storey wooden house completed in July 1974, with a floor area of 46.16 sqm laid out as a 3DK. The land is 37.38 sqm of freehold, but 8.00 sqm of that is a private-road burden, leaving 29.38 sqm of usable building land. It fronts a 4.2 m wide road to the south-east with 16.0 m of frontage. Zoning is Category I Mid-to-High-rise Exclusive Residential, with 60% building coverage and 160% floor area ratios, and mains water, sewerage and city gas are available. The house is vacant and the handover date is negotiable.

The inheritance-tax roadside land value is 310,000 yen per sqm. Applied to the 29.38 sqm of usable land, the land component comes to 9.11 million yen. The building is 52 years old, past the 22-year statutory life for wooden construction, so its assessed value is zero. Against the asking price of 9.8 million yen the assessed ratio works out to 92.9%. The roadside value has risen for three straight years from 265,000 yen in 2024, up 17.0% in total — the steepest rise among the current candidates.

The listing carries no photographs at all, so retaining walls, any step up from the road, and whether the house is part of a terrace could not be checked. Given the small 37 sqm plot, please see the research notes below.

Estimated Financing

Assessed value ¥9,107,800 → estimated loan ¥9,100,000 (93% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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