積算100
[Assessed 90.2%] Detached house in Matsudo, Chiba — 8 min from Matsudo-Shinden Sta.
Assessed 90.2%Detached houseMatsudo, ChibaMatsudo-Shinden Sta. 8 min walk

[Assessed 90.2%] Detached house in Matsudo, Chiba — 8 min from Matsudo-Shinden Sta.

Published: Updated:

Property Overview

LocationMatsudo, Chiba
Nearest StationKeisei Matsudo Line Matsudo-Shinden Sta.
Walk8 min walk
Assessed Ratio90.2%Assessed 90.2%
Price¥19,800,000
TypeDetached house
StructureWooden
BuiltBuilt Dec 1965 (60 years old)
Land Area148.76㎡
Building Area69.67㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥19,800,000View listing

Assessed Value Breakdown

Land assessed value¥17,851,200
Building assessed value¥0
Total assessed value¥17,851,200
Asking price¥19,800,000
Assessed ratio90.2%

Calculation basis

  • Land = road price ¥120,000/m² × land area 148.76m²
  • Building = replacement cost ¥220,000/m² × floor area 69.67m² × remaining life 0y ÷ statutory life 22y
  • Built Dec 1965 (60 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +14.3%
YearRoad price (JPY/m²)YoY
2024105,000—
2025110,000+4.8%
2026120,000+9.1%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we disclose our attempts at photo assessment across multiple portals — and what still could not be verified.

Locating the road price

The listed coordinates agree with official Minoridai 8-chome data to about 70 m, and we identified the correct sheet after checking the index pitfall (the chome-less district maps to different sheets). We used the most common block-street value of ¥120,000/m²; the runner-up ¥115,000/m² still gives 86.4%.

View source
On-site check from photos

The source listing's exterior photo is only 221×280 px — too small to read the ground line. We found the same property on two other portals, but both crop the exterior above ground level, so retaining walls, steps, stepped access and flagpole shape remain unassessed.

Effective land area

The private-road burden is blank and no flagpole extension is indicated, so the registered 148.76 m² is used in full. The 60-year-old building is assessed at zero.

What We Could Not Confirm

  • The frontage field is blank; the road's width, category and any private-road burden are unknown from the listing. Confirm together with rebuildability.
  • As the photos were unusable for assessment, retaining walls, steps and flagpole shape remain unverified.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Lawson Matsudo Minoridai 8-chome
8 min walk from the station

About 22 m from the property. A convenience store, location confirmed on OpenStreetMap.

Source
7-Eleven Matsudo Minoridai
12 min walk from the station

About 332 m from the property. A convenience store, location confirmed on OpenStreetMap.

Source
Gyomu Super Matsudo Shinden
13 min walk from the station

About 426 m from the property. A grocery supermarket, location confirmed on OpenStreetMap.

Source

Neighborhood ② Dining Near the Station

Seito Tantanmen
8 min walk from the station

About 61 m from the property. A dandan-noodle restaurant, location confirmed on OpenStreetMap.

Source
Kisei
8 min walk from the station

About 72 m from the property. A restaurant, location confirmed on OpenStreetMap.

Source
Nihontei Matsudo Minoridai
8 min walk from the station

About 74 m from the property. A bento shop, location confirmed on OpenStreetMap.

Source

About This Property

An 8-minute walk from Matsudo-Shinden Station on the Keisei Matsudo Line, this detached house sits in Minoridai 8-chome, Matsudo City, Chiba. Minoridai Station is also 13 minutes on foot, and the Joban Line from Matsudo serves central Tokyo. A Lawson stands roughly 20 m from the property and a Gyomu Super about 430 m away, with a dandan-noodle shop and a bento shop within a minute's walk.

The building is a two-storey wooden house completed in December 1965, with a floor area of 69.67 sqm laid out as a 4DK. The land is 148.76 sqm of freehold, registered as residential land. Zoning is Category I Low-rise Exclusive Residential, with 50% building coverage and 100% floor area ratios. The house is vacant and the handover date is negotiable; it is sold as-is with the seller's warranty against defects excluded.

The inheritance-tax roadside land value is 120,000 yen per sqm, putting the land component at 17.85 million yen. The building is 60 years old, past the 22-year statutory life for wooden construction, so its assessed value is zero. Against the asking price of 19.8 million yen the assessed ratio works out to 90.2%. The roadside value has risen for three straight years from 105,000 yen in 2024, up 14.3% in total.

The listing carries no usable photographs of the site, so retaining walls and any step up from the road could not be checked. The road-access field is also blank, which means the width of the road in front and whether there is a private-road burden cannot be determined. Please see the research notes below.

Estimated Financing

Assessed value ¥17,851,200 → estimated loan ¥17,850,000 (90% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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