積算100
[Assessed 90.2%] Detached house in Matsudo, Chiba — 8 min from Matsudo-Shinden Sta.
Assessed 90.2%Detached houseMatsudo, ChibaMatsudo-Shinden Sta. 8 min walk

[Assessed 90.2%] Detached house in Matsudo, Chiba — 8 min from Matsudo-Shinden Sta.

Published: Aug 12, 2026Updated: Aug 12, 2026

Property Overview

LocationMatsudo, Chiba
Nearest StationKeisei Matsudo Line Matsudo-Shinden Sta.
Walk8 min walk
Assessed Ratio90.2%Assessed 90.2%
Price¥19,800,000
TypeDetached house
StructureWooden
BuiltBuilt Dec 1965 (60 years old)
Land Area148.76㎡
Building Area69.67㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥19,800,000View listing

Assessed Value Breakdown

Land assessed value¥17,851,200
Building assessed value¥0
Total assessed value¥17,851,200
Asking price¥19,800,000
Assessed ratio90.2%

Calculation basis

  • Land = road price ¥120,000/m² × land area 148.76m²
  • Building = replacement cost ¥220,000/m² × floor area 69.67m² × remaining life 0y ÷ statutory life 22y
  • Built Dec 1965 (60 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +14.3%
YearRoad price (JPY/m²)YoY
2024105,000
2025110,000+4.8%
2026120,000+9.1%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

About This Property

An 8-minute walk from Matsudo-Shinden Station on the Keisei Matsudo Line, this detached house sits in Minoridai 8-chome, Matsudo City, Chiba. Minoridai Station is also 13 minutes on foot, and the Joban Line from Matsudo serves central Tokyo. A Lawson stands roughly 20 m from the property and a Gyomu Super about 430 m away, with a dandan-noodle shop and a bento shop within a minute's walk.

The building is a two-storey wooden house completed in December 1965, with a floor area of 69.67 sqm laid out as a 4DK. The land is 148.76 sqm of freehold, registered as residential land. Zoning is Category I Low-rise Exclusive Residential, with 50% building coverage and 100% floor area ratios. The house is vacant and the handover date is negotiable; it is sold as-is with the seller's warranty against defects excluded.

The inheritance-tax roadside land value is 120,000 yen per sqm, putting the land component at 17.85 million yen. The building is 60 years old, past the 22-year statutory life for wooden construction, so its assessed value is zero. Against the asking price of 19.8 million yen the assessed ratio works out to 90.2%. The roadside value has risen for three straight years from 105,000 yen in 2024, up 14.3% in total.

The listing carries no usable photographs of the site, so retaining walls and any step up from the road could not be checked. The road-access field is also blank, which means the width of the road in front and whether there is a private-road burden cannot be determined. Please see the research notes below.

Estimated Financing

Assessed value ¥17,851,200 → estimated loan ¥17,850,000 (90% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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