積算100
[Assessed 100%] Detached house in Kamagaya, Chiba — 16 min from Kamagaya-Daibutsu Sta.
Assessed 100%Detached houseKamagaya, ChibaKamagaya-Daibutsu Sta. 16 min walk

[Assessed 100%] Detached house in Kamagaya, Chiba — 16 min from Kamagaya-Daibutsu Sta.

Published: Updated:

Property Overview

LocationKamagaya, Chiba
Nearest StationKeisei Matsudo Line Kamagaya-Daibutsu Sta.
Walk16 min walk
Assessed Ratio100%Assessed 100%
Price¥4,980,000
TypeDetached house
Expected Yield12.77%
StructureWooden
BuiltBuilt Jun 1972 (54 years old)
Land Area71.12㎡
Building Area55.08㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥4,980,000View listing

Assessed Value Breakdown

Land assessed value¥4,978,400
Building assessed value¥0
Total assessed value¥4,978,400
Asking price¥4,980,000
Assessed ratio100%

Calculation basis

  • Land = road price ¥70,000/m² × land area 71.12m²
  • Building = replacement cost ¥220,000/m² × floor area 55.08m² × remaining life 0y ÷ statutory life 22y
  • Built Jun 1972 (54 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +14.8%
YearRoad price (JPY/m²)YoY
202461,000—
202564,000+4.9%
202670,000+9.4%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we measured the frontage height difference with two cross-checked references, and disclose a disclosure item that likely explains the price.

Rights and restrictions

The remarks note "disclosure item applies". Its substance cannot be read from the listing, but at ¥4.98M the price almost equals the land's road-price value of ¥4.978M — the building fully discounted — so the disclosure item is likely the main driver of the price.

On-site check from photos

An earth retainer raises the plot above the frontage road, but cross-checking with two references — block joint spacing and the risers of the concrete steps — measures the difference at about 0.4–0.5 m. Retainers and steps under 1 m do not meet this site's exclusion threshold. The front wall stands about 1.2 m in total, but only the lower 0.4–0.5 m retains earth. An independent hipped roof with gaps both sides rules out a row house.

Locating the road price

We fixed the position by matching the listed coordinates to block coordinates, corroborated by the distance to a nursery school, and used the nearest block street's ¥70,000/m² — also the district mode. Even the adjacent low of ¥68,000/m² gives 97.1%.

View source
Listing check

The frontage is 5.4 m on a 4.0 m private designated road to the west. Two nearby properties from the same agent are marked "not rebuildable", but this one is not — and the same property's listing elsewhere states "rebuildable". It is tenanted (owner-change) at a 12.77% gross yield.

What We Could Not Confirm

  • The content of the disclosure item — including any psychological defect — is unverified. Please proceed on the premise of confirming with the handling agent.
  • Only one exterior photo (360×480 px) was usable, and the height estimate's range stems from that resolution.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Drug Store Seki Kamagaya
17 min walk from the station

About 390 m from the property. A drugstore. Listed with its distance in the athome listing.

Source
7-Eleven Kamagaya 8-chome
18 min walk from the station

About 488 m from the property. A convenience store. Listed with its distance in the athome listing.

Source
Jason Kamagaya
23 min walk from the station

About 887 m from the property. A discount store. Location confirmed on OpenStreetMap; distance measured straight-line from the property coordinate in the listing HTML.

Source

Neighborhood ② Dining Near the Station

Daifukugen Kamagaya
18 min walk from the station

About 493 m from the property. A Chinese restaurant. Location confirmed on OpenStreetMap; distance measured straight-line from the property coordinate in the listing HTML.

Source
Kamagaya Shokudo
22 min walk from the station

About 812 m from the property. A diner. Location confirmed on OpenStreetMap; distance measured straight-line from the property coordinate in the listing HTML.

Source

About This Property

A detached house in Kamagaya 7-chome, Kamagaya, Chiba, a 16-minute walk from Kamagaya-Daibutsu Station on the Keisei Matsudo Line. A drugstore and a convenience store are within about a 5-minute walk, and the municipal Kamagaya nursery is 153 m away with Kamagaya Hikari kindergarten at 211 m.

The land is 71.12 sqm by the register and the wood-frame two-storey 3DK building has a floor area of 55.08 sqm, built in June 1972. The land is freehold with no private-road burden noted, fronting a 4.0 m designated-position road on the west over a 5.4 m frontage. It has been partly renovated and is currently tenanted as an owner-change property, with projected annual income of 636,000 yen and a gross yield of 12.77%, backed by a rent guarantee company and a long-term tenant.

Against the 4,980,000 yen asking price, the land assessed value at the inheritance-tax road price of 70,000 yen/sqm comes to 4,978,400 yen — an assessed ratio of 99.97%. The building is 54 years old, beyond the 22-year statutory life for wood construction, so its assessed value is zero. The road price has risen 14.8% over three years from 61,000 yen in 2024.

Exterior photographs show a 0.4–0.5 m level difference from the frontage road, with no retaining wall or slope. Note, however, that the listing states there is a matter requiring disclosure — please see the research notes.

Estimated Financing

Assessed value ¥4,978,400 → estimated loan ¥4,970,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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