積算100
[Assessed 100%] Detached house in Kamagaya, Chiba — 16 min from Kamagaya-Daibutsu Sta.
Assessed 100%Detached houseKamagaya, ChibaKamagaya-Daibutsu Sta. 16 min walk

[Assessed 100%] Detached house in Kamagaya, Chiba — 16 min from Kamagaya-Daibutsu Sta.

Published: Aug 13, 2026Updated: Aug 13, 2026

Property Overview

LocationKamagaya, Chiba
Nearest StationKeisei Matsudo Line Kamagaya-Daibutsu Sta.
Walk16 min walk
Assessed Ratio100%Assessed 100%
Price¥4,980,000
TypeDetached house
Expected Yield12.77%
StructureWooden
BuiltBuilt Jun 1972 (54 years old)
Land Area71.12㎡
Building Area55.08㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥4,980,000View listing
Rakumachi¥4,980,000View listing

Assessed Value Breakdown

Land assessed value¥4,978,400
Building assessed value¥0
Total assessed value¥4,978,400
Asking price¥4,980,000
Assessed ratio100%

Calculation basis

  • Land = road price ¥70,000/m² × land area 71.12m²
  • Building = replacement cost ¥220,000/m² × floor area 55.08m² × remaining life 0y ÷ statutory life 22y
  • Built Jun 1972 (54 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +14.8%
YearRoad price (JPY/m²)YoY
202461,000
202564,000+4.9%
202670,000+9.4%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

About This Property

A detached house in Kamagaya 7-chome, Kamagaya, Chiba, a 16-minute walk from Kamagaya-Daibutsu Station on the Keisei Matsudo Line. A drugstore and a convenience store are within about a 5-minute walk, and the municipal Kamagaya nursery is 153 m away with Kamagaya Hikari kindergarten at 211 m.

The land is 71.12 sqm by the register and the wood-frame two-storey 3DK building has a floor area of 55.08 sqm, built in June 1972. The land is freehold with no private-road burden noted, fronting a 4.0 m designated-position road on the west over a 5.4 m frontage. It has been partly renovated and is currently tenanted as an owner-change property, with projected annual income of 636,000 yen and a gross yield of 12.77%, backed by a rent guarantee company and a long-term tenant.

Against the 4,980,000 yen asking price, the land assessed value at the inheritance-tax road price of 70,000 yen/sqm comes to 4,978,400 yen — an assessed ratio of 99.97%. The building is 54 years old, beyond the 22-year statutory life for wood construction, so its assessed value is zero. The road price has risen 14.8% over three years from 61,000 yen in 2024.

Exterior photographs show a 0.4–0.5 m level difference from the frontage road, with no retaining wall or slope. Note, however, that the listing states there is a matter requiring disclosure — please see the research notes.

Estimated Financing

Assessed value ¥4,978,400 → estimated loan ¥4,970,000 (100% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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