積算100
[Assessed 88.3%] Detached house in Adachi, Tokyo — 18 min from Takenotsuka Sta.
Assessed 88.3%Detached houseAdachi, TokyoTakenotsuka Sta. 18 min walk

[Assessed 88.3%] Detached house in Adachi, Tokyo — 18 min from Takenotsuka Sta.

Published: Updated:

Property Overview

LocationAdachi, Tokyo
Nearest StationTobu Isesaki Line Takenotsuka Sta.
Walk18 min walk
Assessed Ratio88.3%Assessed 88.3%
Price¥20,000,000
TypeDetached house
Expected Yield5.4%
StructureWooden
BuiltBuilt Feb 1976 (50 years old)
Land Area66.63㎡
Building Area57.11㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Rakumachi¥20,000,000View listing

Assessed Value Breakdown

Land assessed value¥17,656,950
Building assessed value¥0
Total assessed value¥17,656,950
Asking price¥20,000,000
Assessed ratio88.3%

Calculation basis

  • Land = road price ¥265,000/m² × land area 66.63m²
  • Building = replacement cost ¥220,000/m² × floor area 57.11m² × remaining life 0y ÷ statutory life 22y
  • Built Feb 1976 (50 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +10.4%
YearRoad price (JPY/m²)YoY
2024240,000—
2025250,000+4.2%
2026265,000+6.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we counted the district's road prices one by one to validate the representative value, and disclose that one route sits exactly at the borderline.

Locating the road price

As the listed coordinates were a district reference point, we geocoded Higashi-Iko 3-chome's blocks, confirmed the whole district fits one sheet, and counted the block-street band (¥240,000–295,000/m²). The mode is ¥280,000/m², but we adopted the conservative ¥265,000/m².

View source
On-site check from photos

We examined two exterior photos. The frontage is a flat paved road with lane markings; the only height difference is the low front block wall — about 0.30–0.35 m, scaled from a bicycle wheel in the same photo. No stepped approach, slope or flagpole shape, and Higashi-Iko 3-chome is flat lowland a few metres above sea level, terrain where retaining walls rarely arise.

Effective land area

With the private-road field blank and the photos showing a regular plot with long frontage, the full 66.63 m² is used for the land valuation. The 50-year-old building is assessed at zero.

What We Could Not Confirm

  • Both the frontage and private-road burden fields are blank, so the road's width and category are unreadable. We recommend confirming alongside rebuildability.
  • If the plot fronts the district's single ¥240,000/m² route, the ratio lands exactly at the 80.0% borderline.
  • The listing images are low resolution, so the ground level inside the wall could not be fully seen.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Adachi Higashi-Iko 3-chome
8 min walk from the station

About 265 m from the district centre. A convenience store. Location confirmed on OpenStreetMap; distance measured straight-line from the district centroid.

Source
Life Takenotsuka
13 min walk from the station

About 783 m from the district centre. A supermarket. Location confirmed on OpenStreetMap; distance measured straight-line from the district centroid.

Source
Yamada Denki Adachi Takenotsuka
6 min walk from the station

About 724 m from the district centre. An electronics store. Location confirmed on OpenStreetMap; distance measured straight-line from the district centroid.

Source

Neighborhood ② Dining Near the Station

Komeda Coffee Adachi Takenotsuka
6 min walk from the station

About 580 m from the district centre. A cafe. Location confirmed on OpenStreetMap; distance measured straight-line from the district centroid.

Source
Yakitori no Ogiya Takenotsuka
3 min walk from the station

About 778 m from the district centre. A yakitori restaurant. Location confirmed on OpenStreetMap; distance measured straight-line from the district centroid.

Source

About This Property

A detached house in Higashi-Iko 3-chome, Adachi-ku, Tokyo, an 18-minute walk from Takenotsuka Station on the Tobu Isesaki Line. A 7-Eleven is about 265 m from the centre of the district, and the area in front of Takenotsuka Station has a Life supermarket, a Yamada Denki and a range of restaurants.

The land is 66.63 sqm by the register and the wood-frame two-storey 3DK building has a floor area of 57.11 sqm, built in February 1976. The land is freehold, the land category is residential, and zoning is Category 1 low-rise exclusive residential with a 50% building coverage ratio and 150% floor area ratio. It is currently tenanted as an owner-change property, with rent of 90,000 yen a month and 1,080,000 yen a year — a gross yield of 5.40%. Handover timing is negotiable.

Against the 20,000,000 yen asking price, the land assessed value at the inheritance-tax road price of 265,000 yen/sqm comes to 17.65 million yen — an assessed ratio of 88.3%. The building is 50 years old, beyond the 22-year statutory life for wood construction, so its assessed value is zero. The road price has risen 10.4% over three years from 240,000 yen in 2024.

Photographs show a flat paved frontage road with no retaining wall or stepped access. Note, however, that the listing gives no road-frontage details — please see the research notes.

Estimated Financing

Assessed value ¥17,656,950 → estimated loan ¥17,650,000 (88% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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