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[Assessed 84.5%] Detached house in Itabashi, Tokyo — 7 min from Itabashi-Kuyakushomae Sta.
Listing endedAssessed 84.5%Detached houseItabashi, TokyoItabashi-Kuyakushomae Sta. 7 min walk

[Assessed 84.5%] Detached house in Itabashi, Tokyo — 7 min from Itabashi-Kuyakushomae Sta.

Published: Updated:

Property Overview

LocationItabashi, Tokyo
Nearest StationToei Mita Line Itabashi-Kuyakushomae Sta.
Walk7 min walk
Assessed Ratio84.5%Assessed 84.5%
Price¥19,800,000
TypeDetached house
StructureWooden
BuiltBuilt Jan 1961 (65 years old)
Land Area57.14㎡
Building Area47.93㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥19,800,000View listing

Assessed Value Breakdown

Land assessed value¥16,722,600
Building assessed value¥0
Total assessed value¥16,722,600
Asking price¥19,800,000
Assessed ratio84.5%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 47.93m² × remaining life 0y ÷ statutory life 22y
  • Built Jan 1961 (65 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +23.7%
YearRoad price (JPY/m²)YoY
2024380,000—
2025420,000+10.5%
2026470,000+11.9%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we deducted the setback — about 38% of the land — and fixed the map sheet by calibrating twelve block numbers.

Effective land area

The features field states "includes 21.56 m² of setback on rebuilding", so we valued the land on 35.58 m² — the listed 57.14 m² less that strip, about 38% of the plot. The frontage is a 2.7 m public road to the north, under 4 m.

Locating the road price

Nakajuku spans two sheets, so we ran a least-squares calibration on twelve legible block numbers and fixed the plot within block 45. We adopted the ¥470,000/m² on the block's north side, matching the stated frontage. Even the area's lowest ¥450,000/m² gives 80.1%.

View source
On-site check from photos

We enlarged the lower half of the exterior photo to check the approach. The narrow road and the plot are at about the same level, with only a few centimetres of rise at the entrance. The decorative block work on the left is a gate post and the red wall on the right a boundary wall — its exposed footing merely follows the road's slope, not a retaining wall.

Building valuation assumptions

The build date reads January 1961 with a note that the true year is unknown. Either way the building far exceeds its statutory life and is assessed at zero, without affecting the conclusion.

What We Could Not Confirm

  • The buildable land shrinks sharply on rebuilding (35.58 m² effective) — a key investment consideration. Rebuilding itself is possible, but confirm when evaluating.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Itabashi Nakajuku Shotengai
4 min walk from the station

About 90 m from the property. A convenience store. Location confirmed on OpenStreetMap; distance measured straight-line from the map pin in the listing.

Source
Kaldi Coffee Farm Itabashi-Kuyakushomae
3 min walk from the station

About 121 m from the property. A grocery store. Location confirmed on OpenStreetMap; distance measured straight-line from the map pin in the listing.

Source
Ministop Itabashi-Kuyakushomae
1 min walk from the station

About 307 m from the property. A convenience store. Location confirmed on OpenStreetMap; distance measured straight-line from the map pin in the listing.

Source

Neighborhood ② Dining Near the Station

Cafe Veloce Nakajuku
2 min walk from the station

About 200 m from the property. A cafe. Location confirmed on OpenStreetMap; distance measured straight-line from the map pin in the listing.

Source
Hotto Motto Itabashi Nakajuku
2 min walk from the station

About 309 m from the property. A bento shop. Location confirmed on OpenStreetMap; distance measured straight-line from the map pin in the listing.

Source

About This Property

A detached house in Nakajuku, Itabashi-ku, Tokyo, a 7-minute walk from Itabashi-Kuyakushomae Station on the Toei Mita Line. It sits on the Nakajuku shopping street, with a convenience store 90 m away and a Kaldi Coffee Farm at 121 m. Higashi-Itabashi Park is 242 m away, Itabashi ward office 696 m and Teikyo University Hospital 776 m.

The land is 57.14 sqm by the register and the wood-frame two-storey 2DK building has a floor area of 47.93 sqm. The land is freehold with no private-road burden, and the terrain is flat. Zoning is Category 1 residential with a 60% building coverage ratio and 300% floor area ratio. The house is vacant and available for immediate handover, with town gas and flooring throughout.

Against the 20,000,000 yen asking price, the land assessed value at the inheritance-tax road price of 470,000 yen/sqm comes to 16.72 million yen — an assessed ratio of 83.6%. Note that a setback of 21.56 sqm is required on rebuilding, so the assessment uses the 35.58 sqm of land that remains usable. The road price has risen 23.7% over three years from 380,000 yen in 2024.

The frontage road is 2.7 m wide, short of 4 m, and about 38% of the land is setback. The listing also carries a note about the building's age — please see the research notes.

Estimated Financing

Assessed value ¥16,722,600 → estimated loan ¥16,720,000 (84% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Listing endedThe listing for this property has ended. The information reflects the time of listing and the property is no longer available.

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは？手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは？手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは？計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは？計算方法と調べ方をわかりやすく解説

積算評価（担保評価）とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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