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[Assessed 130.8%] Detached house in Funabashi, Chiba — 12 min from Magomezawa Sta.
Assessed 130.8%Detached houseFunabashi, ChibaMagomezawa Sta. 12 min walk

[Assessed 130.8%] Detached house in Funabashi, Chiba — 12 min from Magomezawa Sta.

Published: Updated:

Property Overview

LocationFunabashi, Chiba
Nearest StationTobu Noda Line Magomezawa Sta.
Walk12 min walk
Assessed Ratio130.8%Assessed 130.8%
Price¥6,000,000
TypeDetached house
Expected Yield12%
StructureWooden
BuiltBuilt Jun 1979 (47 years old)
Land Area98.57㎡
Building Area66.92㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Rakumachi¥6,000,000View listing

Assessed Value Breakdown

Land assessed value¥7,847,000
Building assessed value¥0
Total assessed value¥7,847,000
Asking price¥6,000,000
Assessed ratio130.8%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 66.92m² × remaining life 0y ÷ statutory life 22y
  • Built Jun 1979 (47 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +1.0%
YearRoad price (JPY/m²)YoY
202499,000—
2025100,000+1.0%
2026100,000±0.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we discovered from the plot drawing's dimension lines a flagpole shape absent from the frontage field, and deducted the pole in the valuation.

Effective land area

The frontage field says only "public road, east 4.00 m", but the plot drawing marks a 2.01 m frontage — a flagpole plot. Scaling the drawing, we measured the pole at 2.01 m by about 10.0 m (20.10 m²), deducted it and valued the land on 78.47 m². No deduction would give 125.1%, and even a generous 30 m² pole gives 98.0% — both above 80%.

On-site check from photos

We reviewed all nine photos. The stepping-stone path from the eastern public road to the entrance is entirely flat with no step or stair. The northern boundary block wall has the neighbouring ground slightly higher; cross-checked against the post box and gate, the retained height is about 0.4–0.7 m — under the 1 m exclusion threshold.

Locating the road price

The address is a chome-less district spanning two sheets whose bands differ 1.4-fold, so we determined the northern sheet from the relation of the listed coordinates to district reference points, and took the conservative ¥100,000/m². Even the area's lowest ¥85,000/m² gives 95.3%.

View source

What We Could Not Confirm

  • The 2.01 m frontage barely meets the 2 m frontage duty. With non-conformity liability excluded, boundaries not demarcated and a registered-area sale, confirm the surveyed area including the pole and the actual frontage width when evaluating.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Lawson
14 min walk from the station

About 458 m from the property. A convenience store. Location confirmed on OpenStreetMap; distance measured straight-line from the map pin in the listing. OpenStreetMap has no branch name registered, so only the chain name is given.

Source
Welcia Funabashi Natsumidai
19 min walk from the station

About 711 m from the property. A drugstore. Location confirmed on OpenStreetMap; distance measured straight-line from the map pin in the listing.

Source
Ministop
20 min walk from the station

About 714 m from the property. A convenience store. Location confirmed on OpenStreetMap; distance measured straight-line from the map pin in the listing. OpenStreetMap has no branch name registered, so only the chain name is given.

Source

Neighborhood ② Dining Near the Station

Sukiya
17 min walk from the station

About 471 m from the property. A beef-bowl restaurant. Location confirmed on OpenStreetMap; distance measured straight-line from the map pin in the listing. OpenStreetMap has no branch name registered, so only the chain name is given.

Source
Fukumanen
18 min walk from the station

About 582 m from the property. A Chinese restaurant. Location confirmed on OpenStreetMap; distance measured straight-line from the map pin in the listing.

Source

About This Property

A detached house in Asahicho, Funabashi, Chiba, a 12-minute walk from Magomezawa Station on the Tobu Noda Line. A convenience store is 458 m from the property and a drugstore 711 m.

The land is 98.57 sqm by the register and the wood-frame two-storey 3LDK building has a floor area of 66.92 sqm, built in June 1979. The land is freehold, fronting a 4.0 m public road on the east side. Zoning is Category 1 low-rise exclusive residential with a 50% building coverage ratio and 100% floor area ratio. The ground floor has a 6-mat western room and a roughly 9.3-mat living-dining-kitchen; the first floor has a 6-mat western room and a 6-mat Japanese room, each with storage. Partly renovated, with parking for a kei car. Some units are currently vacant. The gross yield is 12.00% on an assumed annual income of 840,000 yen (70,000 yen a month).

Against the 7,000,000 yen asking price, the land assessed value at the inheritance-tax road price of 100,000 yen/sqm comes to 7.84 million yen — an assessed ratio of 112.1%. Note that this is a flag-shaped lot with a 2.01 m frontage, so the assessment uses the 78.47 sqm that remains after deducting the 20.10 sqm access strip. The road price has risen 1.0% over three years from 99,000 yen in 2024 — essentially flat.

Exterior photographs show a flat approach from the road to the entrance, with no stepped access. Please see the research notes on the flag-shaped lot and the conditions stated in the listing.

Estimated Financing

Assessed value ¥7,847,000 → estimated loan ¥6,000,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは？手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは？手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは？計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは？計算方法と調べ方をわかりやすく解説

積算評価（担保評価）とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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