積算100
[Assessed 102.6%] Detached house in Matsudo, Chiba — 15 min from Mabashi Sta.
Assessed 102.6%Detached houseMatsudo, ChibaMabashi Sta. 15 min walk

[Assessed 102.6%] Detached house in Matsudo, Chiba — 15 min from Mabashi Sta.

Published: Aug 14, 2026Updated: Aug 14, 2026

Property Overview

LocationMatsudo, Chiba
Nearest StationJR Joban Line (Local) Mabashi Sta.
Walk15 min walk
Assessed Ratio102.6%Assessed 102.6%
Price¥5,500,000
TypeDetached house
StructureWooden
BuiltBuilt Apr 1970 (56 years old)
Land Area53.73㎡
Building Area43.37㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Rakumachi¥5,500,000View listing

Assessed Value Breakdown

Land assessed value¥5,641,650
Building assessed value¥0
Total assessed value¥5,641,650
Asking price¥5,500,000
Assessed ratio102.6%

Calculation basis

  • Land = road price ¥105,000/m² × land area 53.73m²
  • Building = replacement cost ¥220,000/m² × floor area 43.37m² × remaining life 0y ÷ statutory life 22y
  • Built Apr 1970 (56 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +16.7%
YearRoad price (JPY/m²)YoY
202490,000
202598,000+8.9%
2026105,000+7.1%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

About This Property

A detached house in Yakkasaki 6-chome, Matsudo, Chiba, a 15-minute walk from Mabashi Station on the JR Joban Line local service. Three supermarkets sit within a five-minute walk — Mommy Mart at 302 m, Gyomu Super at 352 m and Big-A at 495 m. Kita-Matsudo Station is also usable at 20 minutes on foot.

The land is 53.73 sqm by the register and the wood-frame two-storey 3DK building has a floor area of 43.37 sqm, built in April 1970. The land is freehold with no private-road burden. Zoning is Category 1 low-rise exclusive residential with a 50% building coverage ratio and 100% floor area ratio. It has LP gas, a well, a water heater, a separate bath and toilet, air conditioning and storage space. Pets, musical instruments and office use are all negotiable; there is no parking. The house is currently tenanted.

Against the 5,500,000 yen asking price, the land assessed value at the inheritance-tax road price of 105,000 yen/sqm comes to 5.64 million yen — an assessed ratio of 102.6%. The building is 56 years old, well beyond the 22-year statutory life for wood construction, so its assessed value is zero. The road price has risen 16.7% over three years from 90,000 yen in 2024.

Exterior photographs show only a 30 cm rise from the road to the site, with no retaining wall or stepped access. Please also see the research notes.

Estimated Financing

Assessed value ¥5,641,650 → estimated loan ¥5,500,000 (100% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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