積算100
[Assessed 110.4%] Detached house in Funabashi, Chiba — 13 min from Kamagaya-Daibutsu Sta.
Assessed 110.4%Detached houseFunabashi, ChibaKamagaya-Daibutsu Sta. 13 min walk

[Assessed 110.4%] Detached house in Funabashi, Chiba — 13 min from Kamagaya-Daibutsu Sta.

Published: Updated:

Property Overview

LocationFunabashi, Chiba
Nearest StationKeisei Matsudo Line Kamagaya-Daibutsu Sta.
Walk13 min walk
Assessed Ratio110.4%Assessed 110.4%
Price¥4,200,000
TypeDetached house
Expected Yield17.14%
StructureWooden
BuiltBuilt Nov 1973 (52 years old)
Land Area70.28㎡
Building Area65.68㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥4,200,000View listing

Assessed Value Breakdown

Land assessed value¥4,638,480
Building assessed value¥0
Total assessed value¥4,638,480
Asking price¥4,200,000
Assessed ratio110.4%

Calculation basis

  • Land = road price ¥66,000/m² × land area 70.28m²
  • Building = replacement cost ¥220,000/m² × floor area 65.68m² × remaining life 0y ÷ statutory life 22y
  • Built Nov 1973 (52 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +6.5%
YearRoad price (JPY/m²)YoY
202462,000—
202564,000+3.2%
202666,000+3.1%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we re-measured a previously excluded property under the revised criteria and backed up the terrain with elevation data.

On-site check from photos

We measured the front earth retainer at about 0.54–0.61 m, cross-checked against block joints and the gate post height. Retainers and steps under 1 m do not meet this site's exclusion threshold. The eastern side shows ground at road level through the fence, and the plot is a regular 8 m by 8.8 m — not a flagpole. Elevation data shows a gentle 3 m per 300 m gradient, terrain that would not require retaining walls.

Locating the road price

Sakigaoka 1-chome's block-street band is narrow; the mode is ¥68,000/m², but we took ¥66,000/m² — the band's minimum and the same figure stated in the listing remarks — as the conservative representative. Any block street gives a ratio above 110%.

View source
Listing check

Photo upload timestamps suggest about 20 months may have passed since first listing. Regular updates continue, however — a continuously listed property rather than one repeatedly pulled and re-listed.

What We Could Not Confirm

  • The frontage is a private designated road. Whether a share is included, and the status of passage and excavation consents, are not stated.
  • The southern (rear) boundary is outside the photos and unverified. The flat terrain makes a 1 m-plus wall unlikely, but the full perimeter could not be checked.
  • The listing has one exterior photo and a floor plan — no interiors. At 52 years old, the interior condition needs checking on site.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

York Mart Sakigaoka
23 min walk from the station

About 157 m from the district centre. A supermarket. Location confirmed on OpenStreetMap; distance measured straight-line from the district centroid.

Source
FamilyMart
21 min walk from the station

About 133 m from the district centre. A convenience store. Location confirmed on OpenStreetMap; distance measured straight-line from the district centroid. OpenStreetMap has no branch name registered, so only the chain name is given.

Source
Lawson Three F Kamagaya-Daibutsu Ekimae
19 min walk from the station

About 357 m from the district centre. A convenience store. Location confirmed on OpenStreetMap; distance measured straight-line from the district centroid.

Source

Neighborhood ② Dining Near the Station

Nakau
22 min walk from the station

About 129 m from the district centre. A rice-bowl and udon restaurant. Location confirmed on OpenStreetMap; distance measured straight-line from the district centroid. OpenStreetMap has no branch name registered, so only the chain name is given.

Source
Tantawan
22 min walk from the station

About 166 m from the district centre. A Thai restaurant. Location confirmed on OpenStreetMap; distance measured straight-line from the district centroid.

Source

About This Property

A detached house in Sakigaoka 1-chome, Funabashi, Chiba, a 13-minute walk from Kamagaya-Daibutsu Station on the Keisei Matsudo Line. A York Mart is 157 m from the district centre and a convenience store 133 m; Sakigaoka elementary school sits within the same cluster of blocks.

The land is 70.28 sqm and the wood-frame two-storey 3LDK building has a floor area of 65.68 sqm, built in November 1973. The land is freehold, fronting a 4 m designated-position private road on the north side over an 8 m frontage. Zoning is Category 1 low-rise exclusive residential with a 50% building coverage ratio and 100% floor area ratio. The ground floor has a living-dining-kitchen and a 6-mat Japanese room; the first floor has a 6-mat western room, a 6-mat Japanese room and a balcony, with storage in every room. The house is vacant, with an assumed annual income of 720,000 yen (60,000 yen a month) at full occupancy and a gross yield of 17.14%.

Against the 4,200,000 yen asking price, the land assessed value at the inheritance-tax road price of 66,000 yen/sqm comes to 4.63 million yen — an assessed ratio of 110.4%. The building is 52 years old, well beyond the 22-year statutory life for wood construction, so its assessed value is zero. The road price has risen 6.5% over three years from 62,000 yen in 2024.

Exterior photographs show about a 60 cm rise from the road to the entrance, short of the 1 m exclusion threshold. Please see the research notes on the listing period and the private road.

Estimated Financing

Assessed value ¥4,638,480 → estimated loan ¥4,200,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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