積算100
[Assessed 90.6%] Detached house in Akishima, Tokyo — 20 min from Haijima Sta.
Assessed 90.6%Detached houseAkishima, TokyoHaijima Sta. 20 min walk

[Assessed 90.6%] Detached house in Akishima, Tokyo — 20 min from Haijima Sta.

Published: Updated:

Property Overview

LocationAkishima, Tokyo
Nearest StationJR Ome Line Haijima Sta.
Walk20 min walk
Assessed Ratio90.6%Assessed 90.6%
Price¥37,800,000
TypeDetached house
StructureWooden
BuiltBuilt May 2026 (0 years old)
Land Area120.52㎡
Building Area89.91㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥37,800,000View listing

Assessed Value Breakdown

Land assessed value¥14,462,400
Building assessed value¥19,780,200
Total assessed value¥34,242,600
Asking price¥37,800,000
Assessed ratio90.6%

Calculation basis

  • Land = road price ¥120,000/m² × land area 120.52m²
  • Building = replacement cost ¥220,000/m² × floor area 89.91m² × remaining life 22y ÷ statutory life 22y
  • Built May 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +9.1%
YearRoad price (JPY/m²)YoY
2024110,000—
2025115,000+4.5%
2026120,000+4.3%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we compensated for the absence of site photos with measurements from official 1 m elevation data — and disclose that method's limits.

On-site check from photos

The listing carries only a floor plan and a site layout — no site photos at all. Instead, with the address known to the lot number, we measured the surroundings using 1 m laser-survey elevation data: 0.0–0.1 m difference between the plot centre and the frontage road, and at most a 0.9 m gentle gradient in all directions within 10 m — no excludable height difference in the measurements. The layout also shows a parking bay entered directly from the road.

Locating the road price

We fixed the position by geocoding the blocks and identified block 20 on the sheet. The ¥130,000–135,000/m² along Okutama-kaido is arterial and excluded; we used the block-street mode of ¥120,000/m². Even the area's lowest ¥110,000/m² gives 87.4%.

View source
Building valuation assumptions

New-build completed May 2026 with 22 years remaining; the ¥19.78M building makes up 58% of the assessed value. The 6.4 m frontage road needs no setback, and the layout's measured dimensions agree with the registered area, with no pole section.

Listing check

After the original listing ended in early September 2026 we checked other sites and confirmed the same property at 37.8 million yen by its matching building-permit number. No private-road burden, a 6.4-metre road to the north-west (14.4 metres of frontage), and no notes on rebuilding restrictions or retaining walls. Completion is shown as September 2026 with handover scheduled for October 2026.

View source

What We Could Not Confirm

  • Elevation measurements are no substitute for photo assessment: low boundary retainers and small steps can be smoothed out even in a 1 m mesh. We recommend confirming on site or via street imagery.
  • Though listed in a rental category, the expected rent and yield are undisclosed.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Akishima Haijimacho 4-chome
23 min walk from the station

About 140 m from the property. A convenience store. Location confirmed on OpenStreetMap; distance measured straight-line from the coordinates of the listed lot number.

Source
Ministop Akishima Midoricho 3-chome
19 min walk from the station

About 565 m from the property. A convenience store. Location confirmed on OpenStreetMap; distance measured straight-line from the coordinates of the listed lot number.

Source
Lawson Akishima Midoricho 1-chome
17 min walk from the station

About 703 m from the property. A convenience store. Location confirmed on OpenStreetMap; distance measured straight-line from the coordinates of the listed lot number.

Source

Neighborhood ② Dining Near the Station

Katsuya Tokyo Akishima
19 min walk from the station

About 372 m from the property. A tonkatsu restaurant. Location confirmed on OpenStreetMap; distance measured straight-line from the coordinates of the listed lot number.

Source
Ginno Sara Haijima
24 min walk from the station

About 403 m from the property. A sushi delivery shop. Location confirmed on OpenStreetMap; distance measured straight-line from the coordinates of the listed lot number.

Source

About This Property

A newly built detached house in Haijimacho 1-chome, Akishima, Tokyo, a 20-minute walk from Haijima Station on the JR Ome Line. Completed in May 2026, with a convenience store 140 m away and a tonkatsu restaurant at 372 m.

The land is 120.52 sqm and the wood-frame two-storey 3LDK building has a floor area of 89.91 sqm, newly completed in May 2026. The land is freehold with no private-road burden, fronting a 6.4 m public road on the north-west side. Zoning is Category 1 low-rise exclusive residential with a 40% building coverage ratio and 80% floor area ratio. It has a 15-mat living-dining-kitchen, a 7-mat main bedroom and 6-mat and 5.25-mat western rooms, plus two walk-in closets, a pantry, a utility room, entrance storage and a balcony. One open parking space leads directly off the frontage road. The house is vacant and available immediately.

Against the 37,800,000 yen asking price, the land assessed value at the inheritance-tax road price of 120,000 yen/sqm comes to 14.46 million yen, and the newly built structure to 19.78 million yen — 34.24 million yen in total, an assessed ratio of 90.6%. With the full 22 years remaining of the statutory life for wood construction, the building carries its assessed value in full. The road price has risen 9.1% over three years from 110,000 yen in 2024.

This listing has no photographs of the property itself. Retaining walls and stepped access could not be verified from photographs — please read the research notes and check on site.

The original listing ended in early September 2026, and the same property (matching building-permit number) is now listed on another site at the same 37.8 million yen. That listing shows completion in September 2026 with handover scheduled for October 2026, so the stated completion date differs between listings.

Estimated Financing

Assessed value ¥34,242,600 → estimated loan ¥34,240,000 (91% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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