積算100
[Assessed 90.6%] Detached house in Akishima, Tokyo — 20 min from Haijima Sta.
Assessed 90.6%Detached houseAkishima, TokyoHaijima Sta. 20 min walk

[Assessed 90.6%] Detached house in Akishima, Tokyo — 20 min from Haijima Sta.

Published: Aug 14, 2026Updated: Aug 14, 2026

Property Overview

LocationAkishima, Tokyo
Nearest StationJR Ome Line Haijima Sta.
Walk20 min walk
Assessed Ratio90.6%Assessed 90.6%
Price¥37,800,000
TypeDetached house
StructureWooden
BuiltBuilt May 2026 (0 years old)
Land Area120.52㎡
Building Area89.91㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥37,800,000View listing

Assessed Value Breakdown

Land assessed value¥14,462,400
Building assessed value¥19,780,200
Total assessed value¥34,242,600
Asking price¥37,800,000
Assessed ratio90.6%

Calculation basis

  • Land = road price ¥120,000/m² × land area 120.52m²
  • Building = replacement cost ¥220,000/m² × floor area 89.91m² × remaining life 22y ÷ statutory life 22y
  • Built May 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +9.1%
YearRoad price (JPY/m²)YoY
2024110,000
2025115,000+4.5%
2026120,000+4.3%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

About This Property

A newly built detached house in Haijimacho 1-chome, Akishima, Tokyo, a 20-minute walk from Haijima Station on the JR Ome Line. Completed in May 2026, with a convenience store 140 m away and a tonkatsu restaurant at 372 m.

The land is 120.52 sqm and the wood-frame two-storey 3LDK building has a floor area of 89.91 sqm, newly completed in May 2026. The land is freehold with no private-road burden, fronting a 6.4 m public road on the north-west side. Zoning is Category 1 low-rise exclusive residential with a 40% building coverage ratio and 80% floor area ratio. It has a 15-mat living-dining-kitchen, a 7-mat main bedroom and 6-mat and 5.25-mat western rooms, plus two walk-in closets, a pantry, a utility room, entrance storage and a balcony. One open parking space leads directly off the frontage road. The house is vacant and available immediately.

Against the 37,800,000 yen asking price, the land assessed value at the inheritance-tax road price of 120,000 yen/sqm comes to 14.46 million yen, and the newly built structure to 19.78 million yen — 34.24 million yen in total, an assessed ratio of 90.6%. With the full 22 years remaining of the statutory life for wood construction, the building carries its assessed value in full. The road price has risen 9.1% over three years from 110,000 yen in 2024.

This listing has no photographs of the property itself. Retaining walls and stepped access could not be verified from photographs — please read the research notes and check on site.

Estimated Financing

Assessed value ¥34,242,600 → estimated loan ¥34,240,000 (91% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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