積算100
[Assessed 90.7%] Detached house in Inage-ku, Chiba, Chiba — 5 min from Tendai Sta.
Assessed 90.7%Detached houseInage-ku, Chiba, ChibaTendai Sta. 5 min walk

[Assessed 90.7%] Detached house in Inage-ku, Chiba, Chiba — 5 min from Tendai Sta.

Published: Aug 14, 2026Updated: Aug 14, 2026

Property Overview

LocationInage-ku, Chiba, Chiba
Nearest StationChiba Urban Monorail Tendai Sta.
Walk5 min walk
Assessed Ratio90.7%Assessed 90.7%
Price¥20,800,000
TypeDetached house
StructureWooden
BuiltBuilt Oct 2000 (25 years old)
Land Area121.69㎡
Building Area89.84㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥20,800,000View listing

Assessed Value Breakdown

Land assessed value¥18,861,950
Building assessed value¥0
Total assessed value¥18,861,950
Asking price¥20,800,000
Assessed ratio90.7%

Calculation basis

  • Land = road price ¥155,000/m² × land area 121.69m²
  • Building = replacement cost ¥220,000/m² × floor area 89.84m² × remaining life 0y ÷ statutory life 22y
  • Built Oct 2000 (25 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +14.8%
YearRoad price (JPY/m²)YoY
2024135,000
2025145,000+7.4%
2026155,000+6.9%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

About This Property

A detached house in Anagawa 2-chome, Inage-ku, Chiba, a 5-minute walk from Tendai Station on the Chiba Urban Monorail. It sits just south of the Inage ward office, with a convenience store 84 m away and a Chinese restaurant at 163 m. The listing gives 484 m to Todorokicho elementary school and 372 m to Todorokicho junior high school.

The land is 121.69 sqm by the register and the wood-frame two-storey 3DK building has a floor area of 89.84 sqm, built in October 2000. The land is freehold with no private-road burden, fronting a road on the north-west side. Zoning is Category 1 residential with a 60% building coverage ratio and 200% floor area ratio. The ground floor has a 6.75-mat dining-kitchen and an 8-mat Japanese room; the first floor has 6-mat and 8-mat Japanese rooms plus a storeroom and a balcony. A renovation replacing the kitchen, bathroom and toilet and redoing the interior is scheduled for completion in September 2026.

Against the 20,800,000 yen asking price, the land assessed value at the inheritance-tax road price of 155,000 yen/sqm comes to 18.86 million yen — an assessed ratio of 90.7%. The building is 25 years old, past the 22-year statutory life for wood construction, so its assessed value is zero. The road price has risen 14.8% over three years from 135,000 yen in 2024.

Photographs show a 40–60 cm retaining height at the frontage and 60–80 cm at the neighbouring boundary, both short of the 1 m exclusion threshold. Please see the research notes regarding the road width.

Estimated Financing

Assessed value ¥18,861,950 → estimated loan ¥18,860,000 (91% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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