積算100
[Assessed 98.4%] Detached house in Hachioji, Tokyo — 13 min from Komiya Sta.
Assessed 98.4%Detached houseHachioji, TokyoKomiya Sta. 13 min walk

[Assessed 98.4%] Detached house in Hachioji, Tokyo — 13 min from Komiya Sta.

Published: Aug 14, 2026Updated: Aug 14, 2026

Property Overview

LocationHachioji, Tokyo
Nearest StationJR Hachiko Line Komiya Sta.
Walk13 min walk
Assessed Ratio98.4%Assessed 98.4%
Price¥37,900,000
TypeDetached house
StructureWooden
BuiltBuilt Apr 2026 (0 years old)
Land Area161.98㎡
Building Area103.29㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥37,900,000View listing

Assessed Value Breakdown

Land assessed value¥14,578,200
Building assessed value¥22,723,800
Total assessed value¥37,302,000
Asking price¥37,900,000
Assessed ratio98.4%

Calculation basis

  • Land = road price ¥90,000/m² × land area 161.98m²
  • Building = replacement cost ¥220,000/m² × floor area 103.29m² × remaining life 22y ÷ statutory life 22y
  • Built Apr 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +5.9%
YearRoad price (JPY/m²)YoY
202485,000
202588,000+3.5%
202690,000+2.3%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

About This Property

A newly built detached house in Ishikawamachi, Hachioji, Tokyo, a 13-minute walk from Komiya Station on the JR Hachiko Line. It is unit 3 of a three-house development completed in April 2026. Kita-Hachioji Station is also usable at 23 minutes on foot.

The land is 161.98 sqm and the wood-frame two-storey building has a floor area of 103.29 sqm, newly built in April 2026. The land is freehold with no private-road burden. Zoning is Category 1 low-rise exclusive residential with a 40% building coverage ratio and 80% floor area ratio. The ground floor has a 17-mat living-dining-kitchen and a 5.25-mat Japanese room (convertible to a western room); the first floor has 9.5-mat, 6.12-mat and 5.25-mat western rooms with a wide balcony and a walk-in closet. It has sloped and coffered ceilings, an open sanitary area, under-floor storage and parking, and is available immediately.

Against the 37,900,000 yen asking price, the land assessed value at the inheritance-tax road price of 90,000 yen/sqm comes to 14.57 million yen, and the newly built structure to 22.72 million yen — 37.30 million yen in total, an assessed ratio of 98.4%. With the full 22 years remaining of the statutory life for wood construction, the building carries its assessed value in full. The road price has risen 5.9% over three years from 85,000 yen in 2024.

Photographs show a completely flat site, with the parking space running on from the road with no step. Please also see the research notes.

Estimated Financing

Assessed value ¥37,302,000 → estimated loan ¥37,300,000 (98% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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