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[Assessed 98.4%] Detached house in Hachioji, Tokyo — 13 min from Komiya Sta.
Listing endedAssessed 98.4%Detached houseHachioji, TokyoKomiya Sta. 13 min walk

[Assessed 98.4%] Detached house in Hachioji, Tokyo — 13 min from Komiya Sta.

Published: Updated:

Property Overview

LocationHachioji, Tokyo
Nearest StationJR Hachiko Line Komiya Sta.
Walk13 min walk
Assessed Ratio98.4%Assessed 98.4%
Price¥37,900,000
TypeDetached house
StructureWooden
BuiltBuilt Apr 2026 (0 years old)
Land Area161.98㎡
Building Area103.29㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥37,900,000View listing

Assessed Value Breakdown

Land assessed value¥14,578,200
Building assessed value¥22,723,800
Total assessed value¥37,302,000
Asking price¥37,900,000
Assessed ratio98.4%

Calculation basis

  • Land = road price ¥90,000/m² × land area 161.98m²
  • Building = replacement cost ¥220,000/m² × floor area 103.29m² × remaining life 22y ÷ statutory life 22y
  • Built Apr 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +5.9%
YearRoad price (JPY/m²)YoY
202485,000—
202588,000+3.5%
202690,000+2.3%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we pinpointed the zone among ten road price sheets by resolving parcel numbers, and re-measured a previously excluded judgement.

Locating the road price

Ishikawa-machi spans ten sheets, but resolving parcel numbers by geocoding, consistent with the distance from the station, places the site in the 1200s block. We conservatively used the ¥90,000/m² block street adjoining the parcel annotations. Even the lowest ¥76,000/m² within the urbanised zone gives 92.4%. The listing states the urbanised zone explicitly — not a multiplier area.

View source
On-site check from photos

We overlaid grids on six site photos. A new subdivision, completely flat, with the parking bay running from the road without a step. The eastern boundary difference raised in the earlier evaluation is only about 0.3–0.4 m — under 1 m and below the exclusion threshold.

Building valuation assumptions

New-build completed April 2026 with 22 years remaining; the ¥22.72M building makes up 61% of the assessed value. Unlike land-value-only old houses, the ratio will decline as the building ages.

What We Could Not Confirm

  • The frontage is described only as "one side", with direction and width unknown. Though listed in a rental category, yield and expected rent are also unavailable.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Hachioji Tajimabashi
8 min walk from the station

About 338 m from the property. A convenience store. Location confirmed on OpenStreetMap; distance measured straight-line from the coordinates of the listed lot number.

Source
7-Eleven Hachioji Ishikawa-nishi
18 min walk from the station

About 522 m from the property. A convenience store. Location confirmed on OpenStreetMap; distance measured straight-line from the coordinates of the listed lot number.

Source

Neighborhood ② Dining Near the Station

Ogikubotei
8 min walk from the station

About 327 m from the property. A ramen shop. Location confirmed on OpenStreetMap; distance measured straight-line from the coordinates of the listed lot number.

Source
Gyuo
8 min walk from the station

About 420 m from the property. A yakiniku restaurant. Location confirmed on OpenStreetMap; distance measured straight-line from the coordinates of the listed lot number.

Source
Yutakazushi
7 min walk from the station

About 452 m from the property. A sushi restaurant. Location confirmed on OpenStreetMap; distance measured straight-line from the coordinates of the listed lot number.

Source

About This Property

A newly built detached house in Ishikawamachi, Hachioji, Tokyo, a 13-minute walk from Komiya Station on the JR Hachiko Line. It is unit 3 of a three-house development completed in April 2026. Kita-Hachioji Station is also usable at 23 minutes on foot.

The land is 161.98 sqm and the wood-frame two-storey building has a floor area of 103.29 sqm, newly built in April 2026. The land is freehold with no private-road burden. Zoning is Category 1 low-rise exclusive residential with a 40% building coverage ratio and 80% floor area ratio. The ground floor has a 17-mat living-dining-kitchen and a 5.25-mat Japanese room (convertible to a western room); the first floor has 9.5-mat, 6.12-mat and 5.25-mat western rooms with a wide balcony and a walk-in closet. It has sloped and coffered ceilings, an open sanitary area, under-floor storage and parking, and is available immediately.

Against the 37,900,000 yen asking price, the land assessed value at the inheritance-tax road price of 90,000 yen/sqm comes to 14.57 million yen, and the newly built structure to 22.72 million yen — 37.30 million yen in total, an assessed ratio of 98.4%. With the full 22 years remaining of the statutory life for wood construction, the building carries its assessed value in full. The road price has risen 5.9% over three years from 85,000 yen in 2024.

Photographs show a completely flat site, with the parking space running on from the road with no step. Please also see the research notes.

Estimated Financing

Assessed value ¥37,302,000 → estimated loan ¥37,300,000 (98% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Listing endedThe listing for this property has ended. The information reflects the time of listing and the property is no longer available.

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは？手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは？手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは？計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは？計算方法と調べ方をわかりやすく解説

積算評価（担保評価）とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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