積算100
[Assessed 83.8%] Detached house in Hino, Tokyo — 12 min from Tama-Dobutsukoen Sta.
Listing endedAssessed 83.8%Detached houseHino, TokyoTama-Dobutsukoen Sta. 12 min walk

[Assessed 83.8%] Detached house in Hino, Tokyo — 12 min from Tama-Dobutsukoen Sta.

Published: Updated:

Property Overview

LocationHino, Tokyo
Nearest StationKeio Dobutsuen Line Tama-Dobutsukoen Sta.
Walk12 min walk
Assessed Ratio83.8%Assessed 83.8%
Price¥29,800,000
TypeDetached house
StructureWooden
BuiltBuilt Apr 2020 (6 years old)
Land Area115.4㎡
Building Area92.6㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥29,800,000View listing

Assessed Value Breakdown

Land assessed value¥10,155,200
Building assessed value¥14,816,000
Total assessed value¥24,971,200
Asking price¥29,800,000
Assessed ratio83.8%

Calculation basis

  • Land = road price ¥88,000/m² × land area 115.4m²
  • Building = replacement cost ¥220,000/m² × floor area 92.6m² × remaining life 16y ÷ statutory life 22y
  • Built Apr 2020 (6 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +7.3%
YearRoad price (JPY/m²)YoY
202482,000—
202583,000+1.2%
202688,000+6.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we re-measured a previously excluding retainer against multiple references, and disclose the rear-side risk that remains precisely because this is hill country.

On-site check from photos

The parking slab meets the 4.0 m public road to the south perfectly flush — zero step. The eastern boundary retainer measures 0.6–0.8 m using block joints as the primary scale, checked against a parked car, fence footings and a water-meter lid; the western one 0.4–0.6 m. Even the upper bounds stay under 1 m, below this site's exclusion threshold.

Building valuation assumptions

Built April 2020, six years old with 16 remaining. The ¥14.81M building carries 59% of the assessed value — a building-led composition.

Locating the road price

The urbanised band in Hodokubo 2-chome is extremely narrow at ¥87,000–91,000/m²; we used the mode of ¥88,000/m². Anywhere in the band the ratio is 83.4–85.0%.

View source

What We Could Not Confirm

  • The rear (northern) boundary is outside the listing photos and unverified. The Hodokubo area is hilly — official elevation data shows 2–3 m of relief per 10 m east–west. Within the photographed range the plot is graded level with the road, but we recommend checking for rear retainers on site.
  • As a residential listing, no yield or expected rent is stated.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Tama-Dobutsukoen
9 min walk from the station

About 325 m from the listing coordinates. A convenience store. Location confirmed on OpenStreetMap; distance measured straight-line from the listing coordinates (chome level).

Source
7-Eleven AIM Meisei University
10 min walk from the station

About 444 m from the listing coordinates. A convenience store. Location confirmed on OpenStreetMap; distance measured straight-line from the listing coordinates (chome level).

Source
Lawson Store 100 Hino Takahatadai
18 min walk from the station

About 795 m from the listing coordinates. A convenience store. Location confirmed on OpenStreetMap; distance measured straight-line from the listing coordinates (chome level).

Source

Neighborhood ② Dining Near the Station

Kitchien BUONO
9 min walk from the station

About 180 m from the listing coordinates. A restaurant. Location confirmed on OpenStreetMap; distance measured straight-line from the listing coordinates (chome level).

Source
Meicook
10 min walk from the station

About 219 m from the listing coordinates. A restaurant. Location confirmed on OpenStreetMap; distance measured straight-line from the listing coordinates (chome level).

Source

About This Property

A detached house in Hodokubo 2-chome, Hino, Tokyo, a 12-minute walk from Tama-Dobutsukoen Station on the Keio Line and the Tama Monorail. Hodokubo Station on the monorail is also usable at 15 minutes on foot. The listing gives 300 m to the Hara Clinic and 450 m to Hino Third junior high school.

The land is 115.40 sqm by survey and the wood-frame two-storey 4LDK building has a floor area of 92.60 sqm, built in April 2020. The land is freehold with no private-road burden; it is a corner lot fronting a 4.0 m road on the south side. Zoning is Category 1 low-rise exclusive residential with a 50% building coverage ratio and 100% floor area ratio. It has a system kitchen, a dishwasher, a bathroom dryer, an auto-fill bath, two toilets and under-floor storage, with flooring and storage in every room and two free parking spaces. The house is vacant and available immediately.

Against the 29,800,000 yen asking price, the land assessed value at the inheritance-tax road price of 88,000 yen/sqm comes to 10.15 million yen, and the 6-year-old building to 14.81 million yen — 24.97 million yen in total, an assessed ratio of 83.8%. With 16 of the 22-year statutory life for wood construction remaining, the building carries a substantial assessed value. The road price has risen 7.3% over three years from 82,000 yen in 2024.

The frontage road and the parking apron meet with no step, and the retaining heights at the neighbouring boundaries are 0.8 m or less. The rear boundary does not appear in any photograph, however — please see the research notes.

Estimated Financing

Assessed value ¥24,971,200 → estimated loan ¥24,970,000 (84% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Listing endedThe listing for this property has ended. The information reflects the time of listing and the property is no longer available.

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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