積算100
[Assessed 81%] Detached house in Matsudo, Chiba — 17 min from Kita-Kogane Sta.
Assessed 81%Detached houseMatsudo, ChibaKita-Kogane Sta. 17 min walk

[Assessed 81%] Detached house in Matsudo, Chiba — 17 min from Kita-Kogane Sta.

Published: Aug 14, 2026Updated: Aug 14, 2026

Property Overview

LocationMatsudo, Chiba
Nearest StationJR Joban Line Kita-Kogane Sta.
Walk17 min walk
Assessed Ratio81%Assessed 81%
Price¥32,900,000
TypeDetached house
StructureWooden
BuiltBuilt Feb 2026 (0 years old)
Land Area105.63㎡
Building Area89.42㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥32,900,000View listing
SUUMO¥32,900,000View listing

Assessed Value Breakdown

Land assessed value¥6,991,050
Building assessed value¥19,672,400
Total assessed value¥26,663,450
Asking price¥32,900,000
Assessed ratio81%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 89.42m² × remaining life 22y ÷ statutory life 22y
  • Built Feb 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +17.3%
YearRoad price (JPY/m²)YoY
202481,000
202587,000+7.4%
202695,000+9.2%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

About This Property

A newly built detached house in Kogane-Kiyoshigaoka 4-chome, Matsudo, Chiba, a 17-minute walk from Kita-Kogane Station on the JR Joban Line. Completed in February 2026. A ramen shop is 73 m from the property, a convenience store 229 m and a Commodity Iida supermarket 583 m.

The land is 105.63 sqm and the wood-frame two-storey building has a floor area of 89.42 sqm, newly built in February 2026. The land is freehold with no private-road burden, fronting a 4.0 m public road on the north side. Zoning is Category 1 low-rise exclusive residential with a 50% building coverage ratio and 100% floor area ratio. The layout is 3LDK plus a walk-in closet — an 18-mat living-dining-kitchen on the ground floor and 8-mat, 6-mat and 6-mat western rooms above. There is tandem parking for one car; the house is vacant and available immediately.

Against the 32,900,000 yen asking price, the land assessed value at the inheritance-tax road price of 95,000 yen/sqm comes to 6.99 million yen, and the newly built structure to 19.67 million yen — 26.66 million yen in total, an assessed ratio of 81.0%. Note that this is a flag-shaped lot, so the assessment uses the 73.59 sqm that remains after deducting the 32.04 sqm access strip. The road price has risen 17.3% over three years from 81,000 yen in 2024.

The Kenbiya listing had no photographs of the property, so we judged it from photographs in the SUUMO listing for the same house. Please see the research notes.

Estimated Financing

Assessed value ¥26,663,450 → estimated loan ¥26,660,000 (81% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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