積算100
[Assessed 109.1%] Detached house in Hino, Tokyo — 15 min from Takahatafudo Sta.
Assessed 109.1%Detached houseHino, TokyoTakahatafudo Sta. 15 min walk

[Assessed 109.1%] Detached house in Hino, Tokyo — 15 min from Takahatafudo Sta.

Published: Updated:

Property Overview

LocationHino, Tokyo
Nearest StationKeio Line Takahatafudo Sta.
Walk15 min walk
Assessed Ratio109.1%Assessed 109.1%
Price¥42,800,000
TypeDetached house
StructureWooden
BuiltBuilt Oct 2026 (0 years old)
Land Area124.22㎡
Building Area99.36㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Rakumachi¥42,800,000View listing

Assessed Value Breakdown

Land assessed value¥24,844,000
Building assessed value¥21,859,200
Total assessed value¥46,703,200
Asking price¥42,800,000
Assessed ratio109.1%

Calculation basis

  • Land = road price ¥200,000/m² × land area 124.22m²
  • Building = replacement cost ¥220,000/m² × floor area 99.36m² × remaining life 22y ÷ statutory life 22y
  • Built Oct 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +11.1%
YearRoad price (JPY/m²)YoY
2024180,000—
2025195,000+8.3%
2026200,000+2.6%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we compensated for pre-completion photos not existing with 1 m-precision elevation measurements, and disclose that the land is currently registered as a field.

On-site check from photos

As an unfinished, pre-completion property, the listing carries only a rendering and a floor plan — no site exterior can exist yet. Instead we measured nine points around the property coordinates in 1 m laser elevation data: at most 0.9 m of variation within a 30 m radius, with no abrupt terrain suggesting a 1 m-plus wall, step or slope. Measurements are still no substitute for photo assessment.

Rights and restrictions

The land category is currently "field", with a note that it will be converted to residential land by handover. Until the agricultural conversion completes it cannot be treated as residential land — confirm the outlook.

Locating the road price

The property coordinates agree with official Arai 1-chome coordinates to about 40 m, and we adopted the area's most common block-street value of ¥200,000/m². Even the nearby low of ¥160,000/m² gives 97.5%, and even deducting a hypothetical 30 m² pole leaves 95.1%.

View source
Building valuation assumptions

A new build due October 2026 with 22 years remaining; the ¥21.86M building carries 47% of the assessed value. The plan sits at the very limits of both coverage and floor-area ratios, leaving no room to extend.

What We Could Not Confirm

  • Neither the frontage direction nor width is stated, and any private-road burden is unknown.
  • Being pre-completion, an on-site check after completion (retaining walls, frontage, row-house status) is a precondition for review.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Hino Misawa
11 min walk from the station

About 647 m from the property. A convenience store. Location confirmed on OpenStreetMap; distance measured straight-line from the coordinates in the listing.

Source
Fuji Mogusaen
21 min walk from the station

About 774 m from the property. A supermarket. Location confirmed on OpenStreetMap; distance measured straight-line from the coordinates in the listing.

Source

Neighborhood ② Dining Near the Station

Matsuya Hino Misawa
10 min walk from the station

About 639 m from the property. A beef-bowl restaurant. Location confirmed on OpenStreetMap; distance measured straight-line from the coordinates in the listing.

Source
Katmandu Restaurant
12 min walk from the station

About 616 m from the property. A Nepalese restaurant. Location confirmed on OpenStreetMap; distance measured straight-line from the coordinates in the listing.

Source
Cafe Hana
9 min walk from the station

About 678 m from the property. A cafe. Location confirmed on OpenStreetMap; distance measured straight-line from the coordinates in the listing.

Source

About This Property

A newly built detached house in Arai 1-chome, Hino, Tokyo, a 15-minute walk from Takahatafudo Station on the Keio Line. Mogusaen Station is also usable at 14 minutes on foot; completion is scheduled for October 2026. A Nepalese restaurant is 616 m from the property, a Matsuya 639 m and a convenience store 647 m.

The land is 124.22 sqm by the register and the wood-frame two-storey 3LDK building has a total floor area of 99.36 sqm. The land is freehold. Zoning is Category 1 low-rise exclusive residential with a 40% building coverage ratio and 80% floor area ratio. The ground floor is 49.65 sqm and the first floor 49.68 sqm, with an 18.75-mat living-dining-kitchen, 6-mat, 6-mat and 7.5-mat western rooms, two walk-in closets and a terrace, porch and balcony. There is a parking space. The house is not yet complete and the handover date is negotiable.

Against the 42,800,000 yen asking price, the land assessed value at the inheritance-tax road price of 200,000 yen/sqm comes to 24.84 million yen, and the newly built structure to 21.85 million yen — 46.70 million yen in total, an assessed ratio of 109.1%. With the full 22 years remaining of the statutory life for wood construction, the building carries its assessed value in full. The road price has risen 11.1% over three years from 180,000 yen in 2024.

This house is pre-completion, so there are no photographs of the property, and the land category is currently farmland. Please read the research notes and check on site.

Estimated Financing

Assessed value ¥46,703,200 → estimated loan ¥42,800,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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