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[Assessed 86.4%] Detached house in Nakano, Tokyo — 9 min from Shimo-Igusa Sta.
Assessed 86.4%Detached houseNakano, TokyoShimo-Igusa Sta. 9 min walk

[Assessed 86.4%] Detached house in Nakano, Tokyo — 9 min from Shimo-Igusa Sta.

Published: Updated:

Property Overview

LocationNakano, Tokyo
Nearest StationSeibu Shinjuku Line Shimo-Igusa Sta.
Walk9 min walk
Assessed Ratio86.4%Assessed 86.4%
Price¥99,800,000
TypeDetached house
StructureWooden
BuiltBuilt May 2026 (0 years old)
Land Area134.27㎡
Building Area129.58㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥99,800,000View listing

Assessed Value Breakdown

Land assessed value¥57,736,100
Building assessed value¥28,507,600
Total assessed value¥86,243,700
Asking price¥99,800,000
Assessed ratio86.4%

Calculation basis

  • Land = road price ¥430,000/m² × land area 134.27m²
  • Building = replacement cost ¥220,000/m² × floor area 129.58m² × remaining life 22y ÷ statutory life 22y
  • Built May 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +16.2%
YearRoad price (JPY/m²)YoY
2024370,000—
2025400,000+8.1%
2026430,000+7.5%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we narrowed the position from distance captions burned into the facility photos, and confirmed the conclusion holds across the entire band.

Locating the road price

Shirasagi 3-chome spans two sheets, and with no property coordinates we narrowed to the western sheet from distance captions in the facility photos (nursery 320 m, station 880 m, etc.). We adopted the conservative ¥430,000/m² of the prevailing band. The district band is ¥400,000–460,000/m²; even the minimum gives 82.4%.

View source
On-site check from photos

We enlarged the three site photos among the ten images. The plot is roughly level with the road, bounded only by a 10–15 cm kerb. The eastern boundary block wall cross-checks at about 0.6–0.8 m against an air-conditioner unit and a gutter lid — under 1 m and below the exclusion threshold. A regular plot with its full frontage on the road.

Building valuation assumptions

New-build completed May 2026 with 22 years remaining; land at ¥57.74M carries 67% of the assessed value — a land-led composition. BELS-rated at insulation grade 5, ZEH level.

What We Could Not Confirm

  • The frontage field reads only "one side", with no direction or width. The road width needs confirming on site or with the ward office.
  • A rental listing, but yield and expected rent are undisclosed.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

OK Store Saginomiya
10 min walk from the station

About 363 m from the block coordinates. A supermarket. Location confirmed on OpenStreetMap.

Source
Seiyu Shimo-Igusa
1 min walk from the station

About 464 m from the block coordinates. A supermarket. Location confirmed on OpenStreetMap.

Source
FamilyMart Shimo-Igusa Sta. South
1 min walk from the station

About 492 m from the block coordinates. A convenience store. Location confirmed on OpenStreetMap.

Source

Neighborhood ② Dining Near the Station

Doutor Coffee Shop Shimo-Igusa
1 min walk from the station

About 489 m from the block coordinates. A cafe. Location confirmed on OpenStreetMap.

Source
Kitchen Origin
1 min walk from the station

About 529 m from the block coordinates. A takeaway deli. Location confirmed on OpenStreetMap.

Source

About This Property

A newly built detached house in 3-chome Shirasagi, Nakano, Tokyo, a 9-minute walk from Shimo-Igusa Station on the Seibu Shinjuku Line. Saginomiya Station is also usable at 11 minutes on foot, giving access to two stations. One supermarket is 363 m from the block coordinates and another 464 m.

The land is 134.27 sqm by survey and the wood-frame two-storey 5LDK building has a floor area of 129.58 sqm. Zoning is Category I exclusively low-rise residential with a 50% building coverage ratio and 150% floor area ratio, within the urbanisation promotion area. It has a 20.5-mat living-dining-kitchen and five western rooms of 6.7, 6.0, 6.7, 7.3 and 6.5 mats, plus a shoe-in closet, a pantry, a walk-in closet, underfloor heating on two circuits in the living room, a roof balcony and parking. Third-party BELS assessment dated 18 November 2025 rates it at insulation grade 5 and ZEH level.

The inheritance-tax road price on the frontage is 430,000 yen/sqm. The land assessed value comes to 57.73 million yen and the newly built structure to 28.50 million yen, 86.24 million yen in total, an assessed ratio of 86.4%. The road price has moved 370,000 yen in 2024, 400,000 yen in 2025 and 430,000 yen in 2026, a rise of 16.2% over three years.

Land accounts for more than 80% of the assessed value, which reflects the character of a low-rise residential district.

Estimated Financing

Assessed value ¥86,243,700 → estimated loan ¥86,240,000 (86% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは？手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは？手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは？計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは？計算方法と調べ方をわかりやすく解説

積算評価（担保評価）とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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