積算100
[Assessed 83%] Detached house in Edogawa, Tokyo — 7 min from Shin-Shibamata Sta.
Listing endedAssessed 83%Detached houseEdogawa, TokyoShin-Shibamata Sta. 7 min walk

[Assessed 83%] Detached house in Edogawa, Tokyo — 7 min from Shin-Shibamata Sta.

Published: Updated:

Property Overview

LocationEdogawa, Tokyo
Nearest StationHokuso Line Shin-Shibamata Sta.
Walk7 min walk
Assessed Ratio83%Assessed 83%
Price¥44,800,000
TypeDetached house
StructureWooden
BuiltBuilt Feb 2013 (13 years old)
Land Area94.55㎡
Building Area98.12㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥44,800,000View listing

Assessed Value Breakdown

Land assessed value¥28,365,000
Building assessed value¥8,830,800
Total assessed value¥37,195,800
Asking price¥44,800,000
Assessed ratio83%

Calculation basis

  • Land = road price ¥300,000/m² × land area 94.55m²
  • Building = replacement cost ¥220,000/m² × floor area 98.12m² × remaining life 9y ÷ statutory life 22y
  • Built Feb 2013 (13 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +11.1%
YearRoad price (JPY/m²)YoY
2024270,000—
2025285,000+5.6%
2026300,000+5.3%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we valued net of a 23 m² private-road burden and fixed the location by finding the one block satisfying three stations' walk times simultaneously.

Effective land area

The listed 117.55 m² includes a 23.00 m² private-road burden (the share of the designated road in front), so we valued the land on the 94.55 m² remainder. This deduction drives the conclusion: without it the ratio would read 98.4%, more than 15 points above reality.

Locating the road price

Every coordinate in the listing turned out to be a station's, so we geocoded all blocks of Kita-Koiwa 8-chome and found block 8 to be the only one satisfying all three walk times (Shin-Shibamata 7, Keisei-Koiwa 10, Koiwa 26 minutes). Among its adjoining routes we took the conservative ¥300,000/m²; even the nearby low of ¥290,000/m² gives 80.9%.

View source
On-site check from photos

We examined the exterior, frontage, parking, garden and plot drawing. The parking slab is flush with the road at essentially zero difference; the three entrance steps cross-check to about 0.55 m against three references — under 1 m, below the exclusion threshold. 1 m laser elevation data shows just 0.6 m of relief across the district.

Building valuation assumptions

Built February 2013 — 13 years old with 9 remaining; the ¥8.83M building carries 24% of the assessed value. The listing notes that some interior photos are CG-staged.

What We Could Not Confirm

  • The frontage is a designated road (Article 42(1)(v)). Rebuilding is possible, but passage and excavation consents for the private road deserve individual confirmation.
  • The Hokuso Line carries high fares, and reaching central Tokyo means changing at Keisei-Takasago. The owner currently lives in the house.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Big-A Kita-Koiwa
7 min walk from the station

About 109 m from the block coordinates. A discount supermarket. Location confirmed on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source
7-Eleven Kita-Koiwa
4 min walk from the station

About 199 m from the block coordinates. A convenience store. Location confirmed on OpenStreetMap.

Source
Libre Keisei Shin-Shibamata
3 min walk from the station

About 346 m from the block coordinates. A supermarket. Location confirmed on OpenStreetMap.

Source

Neighborhood ② Dining Near the Station

Masudaya
8 min walk from the station

About 152 m from the block coordinates. A soba restaurant. Location confirmed on OpenStreetMap.

Source
Sennaritei
7 min walk from the station

About 375 m from the block coordinates. A restaurant. Location confirmed on OpenStreetMap.

Source

About This Property

A resale detached house in 8-chome Kita-Koiwa, Edogawa, Tokyo, a 7-minute walk from Shin-Shibamata Station on the Hokuso Line. Keisei-Koiwa Station on the Keisei Main Line is also usable at 10 minutes on foot, giving two stations on two lines. A supermarket is 109 m from the block coordinates and a convenience store 199 m.

The land is 117.55 sqm by the register and the wood-frame two-storey 4LDK building has a floor area of 98.12 sqm. It was built in February 2013. The land is freehold, within the urbanisation promotion area, with a 60% building coverage ratio and 160% floor area ratio. It has a 15-mat living-dining-kitchen and western rooms of 6.5, 6.8, 6.5 and 6 mats, three south-facing balconies, carport parking and a garden with a wooden deck. Both design and construction housing performance evaluations have been obtained. The owner is currently living there and the handover date is negotiable.

The inheritance-tax road price on the frontage is 300,000 yen/sqm. The listed land area of 117.55 sqm includes a 23.00 sqm private-road burden, so our figures use the remaining 94.55 sqm. The land assessed value comes to 28.36 million yen and the building to 8.83 million yen, 37.19 million yen in total, an assessed ratio of 83.0%. The road price has moved 270,000 yen in 2024, 285,000 yen in 2025 and 300,000 yen in 2026, a rise of 11.1% over three years.

Nine of the 22 years of statutory life for wood construction remain, so this 13-year-old house still carries 8.83 million yen of assessed value — the distinguishing feature of this property.

Estimated Financing

Assessed value ¥37,195,800 → estimated loan ¥37,190,000 (83% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Listing endedThe listing for this property has ended. The information reflects the time of listing and the property is no longer available.

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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