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[Assessed 89.7%] Detached house in Hachioji, Tokyo — 8 min from Nishi-Hachioji Sta.
Assessed 89.7%Detached houseHachioji, TokyoNishi-Hachioji Sta. 8 min walk

[Assessed 89.7%] Detached house in Hachioji, Tokyo — 8 min from Nishi-Hachioji Sta.

Published: Aug 15, 2026Updated: Aug 15, 2026

Property Overview

LocationHachioji, Tokyo
Nearest StationJR Chuo Line Nishi-Hachioji Sta.
Walk8 min walk
Assessed Ratio89.7%Assessed 89.7%
Price¥19,500,000
TypeDetached house
StructureWooden
BuiltBuilt Jan 1978 (48 years old)
Land Area102.89㎡
Building Area85.92㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥19,500,000View listing

Assessed Value Breakdown

Land assessed value¥17,491,300
Building assessed value¥0
Total assessed value¥17,491,300
Asking price¥19,500,000
Assessed ratio89.7%

Calculation basis

  • Land = road price ¥170,000/m² × land area 102.89m²
  • Building = replacement cost ¥220,000/m² × floor area 85.92m² × remaining life 0y ÷ statutory life 22y
  • Built Jan 1978 (48 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +9.7%
YearRoad price (JPY/m²)YoY
2024155,000—
2025160,000+3.2%
2026170,000+6.3%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we estimated the position by multilaterating eight facility distances, and disclose that the area itself is a judgement call under our listing criteria.

Locating the road price

Having confirmed all twenty blocks of Sanda-machi 4-chome fit one sheet, we calibrated on eighteen block numbers and multilaterated eight facility distances to place the property in the district's northeast. Among the surrounding ¥170,000–190,000/m² block streets we took ¥170,000/m² — both mode and minimum. The sole sub-80% band at ¥150,000/m² lies at the southern end, an 11-minute walk from the station, contradicting the listed 8 minutes.

View source
On-site check from photos

We enlarged the exterior, parking and frontage photos. The low front wall measures 0.3–0.4 m of retained height against the entrance door, and the parking step about 0.05–0.15 m against a kei-truck's tyre. The road is flat, with every house along it at road level.

Effective land area

No private-road burden, no setback noted, and cars park side-by-side against the road — no flagpole sign. The full 102.89 m² is used, and the 48-year-old building is assessed at zero.

What We Could Not Confirm

  • Our coverage area is nominally inside Route 16, and Hachioji is not among the named exceptions. The property is 8 minutes from a JR Chuo Line station with direct service to Shinjuku, but we note the area's treatment as an operator judgement.
  • The remarks exclude liability for non-conformity and equipment restoration. At 48 years old, plan on the buyer bearing post-handover defects.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

About This Property

A resale detached house in 4-chome Sanda-cho, Hachioji, Tokyo, an 8-minute walk from Nishi-Hachioji Station on the JR Chuo Line. A convenience store is 77 m from the estimated position and a drugstore 119 m.

The land is 102.89 sqm by survey and the wood-frame two-storey 5DK building has a floor area of 85.92 sqm. It was built in January 1978. The land is freehold, within the urbanisation promotion area, zoned Category I exclusively low-rise residential with a 60% building coverage ratio and 200% floor area ratio, fronting a 5.2 m public road on the north side. Every room is six mats or larger — a 6-mat dining-kitchen, 6-mat and 6-mat western rooms and 8-mat, 6-mat and 6-mat Japanese rooms — with a wide balcony and parking. The main aspect faces south. The owner is currently living there and the handover date is negotiable.

The inheritance-tax road price on the frontage is 170,000 yen/sqm. The land assessed value comes to 17.49 million yen, an assessed ratio of 89.7% against the 19.5 million yen asking price. At 48 years old the wood-frame building is far past its 22-year statutory life, so it is assessed at zero. The road price has moved 155,000 yen in 2024, 160,000 yen in 2025 and 170,000 yen in 2026, a rise of 9.7% over three years.

Please note: Hachioji lies outside the Route 16 ring and is not among the cities named in the exception to our area criteria. Please read the research notes before considering this property.

Estimated Financing

Assessed value ¥17,491,300 → estimated loan ¥17,490,000 (90% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.

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