積算100
日本語EN中文
[Assessed 86.9%] Detached house in Fussa, Tokyo — 9 min from Kumagawa Sta.
Assessed 86.9%Detached houseFussa, TokyoKumagawa Sta. 9 min walk

[Assessed 86.9%] Detached house in Fussa, Tokyo — 9 min from Kumagawa Sta.

Published: Updated:

Property Overview

LocationFussa, Tokyo
Nearest StationJR Itsukaichi Line Kumagawa Sta.
Walk9 min walk
Assessed Ratio86.9%Assessed 86.9%
Price¥37,900,000
TypeDetached house
StructureWooden
BuiltBuilt Aug 2026 (0 years old)
Land Area114㎡
Building Area92.74㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥37,900,000View listing

Assessed Value Breakdown

Land assessed value¥12,540,000
Building assessed value¥20,402,800
Total assessed value¥32,942,800
Asking price¥37,900,000
Assessed ratio86.9%

Calculation basis

  • Land = road price ¥110,000/m² × land area 114m²
  • Building = replacement cost ¥220,000/m² × floor area 92.74m² × remaining life 22y ÷ statutory life 22y
  • Built Aug 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: ±0.0%
YearRoad price (JPY/m²)YoY
2024110,000—
2025110,000±0.0%
2026110,000±0.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we disclose a sales-status conflict between portals, and worked through parcel-level coordinate calibration plus assessment from vacant-land photos.

Listing check

Another agent's page for the same development shows this unit B as SOLD OUT, yet the listing we verified was freshly published with no end-of-listing markers. The plot drawing marks unit A as sold and unit B as for sale — consistent with our listing — so the other agent's information is likely stale or units confused.

Locating the road price

With the address fixed to the parcel, we confirmed a complete match between block coordinates and the map's block layout to identify block 2, and adopted the northern ¥110,000/m² matching the listed frontage "north, 6.0 m public road". Even the adjacent ¥115,000/m² gives 88.4%. The figure has been flat at ¥110,000/m² for three years.

View source
On-site check from photos

The listing has only a floor plan and plot drawing — no real photos can exist pre-completion. We assessed from four vacant-land photos of the same development on another site: the step to the 6.0 m road measures about 0.10 m against a sewer-cover reference, and the boundary retainers about 0.3–0.5 m. 1 m laser elevation data puts the plot-to-road difference at 0.4 m. The thumbnail is the floor plan, not the actual building.

Building valuation assumptions

Unit B of a two-unit development due August 2026, with 22 years remaining; the ¥20.40M building carries 62% of the assessed value. Solar panels come standard, and with a building permit already issued this is not a build-conditional land sale.

What We Could Not Confirm

  • As the sales status conflicts between portals, we recommend confirming with the handling agent before enquiring.
  • Route 16 passes through Fussa itself, but the distance-from-Tokyo question remains — the area's treatment is an operator judgement.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Fussa Minami-Denen 1-chome
8 min walk from the station

About 129 m from the block coordinates. A convenience store. Location confirmed on OpenStreetMap.

Source
Marufuji Minami-Denen
6 min walk from the station

About 244 m from the block coordinates. A supermarket. Location confirmed on OpenStreetMap.

Source
Lawson Fussa Minami-Denen 3-chome
7 min walk from the station

About 556 m from the block coordinates. A convenience store. Location confirmed on OpenStreetMap.

Source

Neighborhood ② Dining Near the Station

Tsukemen Buta
4 min walk from the station

About 228 m from the block coordinates. A ramen restaurant. Location confirmed on OpenStreetMap.

Source
Ootoya
8 min walk from the station

About 302 m from the block coordinates. A set-meal restaurant. Location confirmed on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source

About This Property

A newly built detached house in 2-chome Minami-Denen, Fussa, Tokyo, a 9-minute walk from Kumagawa Station on the JR Itsukaichi Line. Haijima Station on the JR Ome and Seibu Haijima lines is also 18 minutes on foot, giving three lines. A convenience store is 129 m from the block coordinates and a supermarket 244 m.

The land is 114.00 sqm (34.48 tsubo) and the wood-frame two-storey 4LDK building has a floor area of 92.74 sqm. It sits in the urbanisation promotion area, zoned Category I exclusively low-rise residential with a 50% building coverage ratio and 150% floor area ratio, fronting a 6.0 m public road on the north side with no private-road burden. The ground floor has a 17.5-mat living-dining-kitchen with a pantry, and the first floor western rooms of 7.5, 5.5 and 4.43 mats plus a 4.12-mat service room and a balcony, with parking for two cars. A photovoltaic system is fitted as standard. Built in August 2026, it is currently unfinished with handover expected in late August 2026.

The inheritance-tax road price on the frontage is 110,000 yen/sqm. The land assessed value comes to 12.54 million yen and the newly built structure to 20.40 million yen, 32.94 million yen in total, an assessed ratio of 86.9%. The road price has been flat at 110,000 yen across 2024, 2025 and 2026.

Please note: another agency's page shows this unit as sold. There is also a point to check about the area. Please read the research notes.

Estimated Financing

Assessed value ¥32,942,800 → estimated loan ¥32,940,000 (87% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは？手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは？手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは？計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは？計算方法と調べ方をわかりやすく解説

積算評価（担保評価）とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

More articles on the blog

More in This Area

[Assessed 152.6%] Detached house in Nerima Ward, Tokyo — 13 min from Chikatetsu-Narimasu Sta.
Assessed 152.6%
Source: Kenbiya
Detached house

[Assessed 152.6%] Detached house in Nerima Ward, Tokyo — 13 min from Chikatetsu-Narimasu Sta.

Nerima Ward, TokyoTokyo Metro Fukutoshin Line Chikatetsu-Narimasu Sta. 13 min walk
¥15MExpected Yield 8%
[Assessed 82.3%] Detached house in Kita Ward, Tokyo — 8 min from Nishi-Sugamo Sta.
Assessed 82.3%
Source: Kenbiya
Detached house

[Assessed 82.3%] Detached house in Kita Ward, Tokyo — 8 min from Nishi-Sugamo Sta.

Kita Ward, TokyoToei Mita Line Nishi-Sugamo Sta. 8 min walk
¥19.8MExpected Yield 5.7%
[Assessed 109.3%] Apartment building in Suginami Ward, Tokyo — 12 min from Kugayama Sta.
Assessed 109.3%
Source: Kenbiya
Apartment building

[Assessed 109.3%] Apartment building in Suginami Ward, Tokyo — 12 min from Kugayama Sta.

Suginami Ward, TokyoKeio Inokashira Line Kugayama Sta. 12 min walk
¥52MExpected Yield 6.85%