積算100
横浜市西区西戸部町2丁目の賃貸中戸建(掲載に現地写真が無いため生成画像)
Listing endedAssessed 108.9%Detached houseYokohama Nishi Ward, KanagawaSakuragicho Sta. 16 min walk

[Assessed 108.9%] Detached house in Yokohama Nishi Ward, Kanagawa — 16 min from Sakuragicho Sta.

Published: Updated:

Property Overview

LocationYokohama Nishi Ward, Kanagawa
Nearest StationYokohama Municipal Subway Blue Line Sakuragicho Sta.
Walk16 min walk
Assessed Ratio108.9%Assessed 108.9%
Price¥11,000,000
TypeDetached house
Expected Yield10.36%
StructureWooden
BuiltBuilt Aug 1963 (63 years old)
Land Area66.54㎡
Building Area71.65㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥11,000,000View listing

Assessed Value Breakdown

Land assessed value¥11,977,200
Building assessed value¥0
Total assessed value¥11,977,200
Asking price¥11,000,000
Assessed ratio108.9%

Calculation basis

  • Land = road price ¥180,000/m² × land area 66.54m²
  • Building = replacement cost ¥220,000/m² × floor area 71.65m² × remaining life 0y ÷ statutory life 22y
  • Built Aug 1963 (63 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +9.1%
YearRoad price (JPY/m²)YoY
2024165,000—
2025175,000+6.1%
2026180,000+2.9%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

A listing with no site photographs at all. We searched four listing sites and the brokerage's own website without finding any, so we separate what we confirmed from what remains unknown.

Locating the road price

We used the fiscal 2026 road price map (sheet 64025). As the address goes only to the district, we took the most common local-street figure in Nishitobe-cho 2-chome, 180,000 yen. Even applying the band's lowest figure of 165,000 yen, the assessed ratio stays near 100 percent, so the conclusion holds.

View source
On-site check from photos

With no photographs in the listing, we searched SUUMO, Rakumachi, Kenbiya, and the brokerage's own website for the same property, without success. We could not verify from photographs whether there are height gaps, retaining walls, or stepped access.

Rights and restrictions

The road-access, zoning, and coverage-ratio fields are all blank. The listing states that future rebuilding is possible, but no road-access information supporting that is given. Official elevation data shows this district rising 2.6 metres over 15 metres to the east, and the road price map shows several stepped-street symbols nearby.

Listing check

Tenanted under a leaseback: the seller stays on as tenant. Annual rent is 1.14 million yen, a 10.36 percent gross yield. The term and conditions of the tenancy are not stated.

What We Could Not Confirm

  • With no site photographs, we could not confirm height gaps, retaining walls, or stepped access. Nishitobe-cho is a hilltop area with many stepped streets, so an on-site visit is a precondition.
  • Road access is not stated. The listing says future rebuilding is possible, but the road's classification, width, and treatment under the Building Standards Act need confirming.
  • The leaseback tenancy's term, rent-revision, and early-termination conditions are not stated.
  • With no street number published, the location is fixed only to the district.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Fuji
10 min walk from the station

About 119 m from the property. A supermarket. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source
Lawson
9 min walk from the station

About 378 m from the property. A convenience store. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source
7-Eleven
13 min walk from the station

About 345 m from the property. A convenience store. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source

Neighborhood ② Dining Near the Station

Dalima
9 min walk from the station

About 147 m from the property. A curry restaurant. Location verified on OpenStreetMap.

Source
Soba Tanakaya
9 min walk from the station

About 339 m from the property. A soba restaurant. Location verified on OpenStreetMap.

Source
Sarutahiko Coffee Kanagawa Prefectural Library
7 min walk from the station

About 360 m from the property. A cafe. Location verified on OpenStreetMap.

Source

About This Property

A tenanted detached house in Nishitobe-cho 2-chome, Nishi Ward, Yokohama, a 16-minute walk from Sakuragicho Station on the Yokohama Municipal Subway Blue Line. A supermarket sits about 119 metres from the property, close to the Yokohama and Sakuragicho city-centre districts.

The land measures 66.54 sqm (registered) and the building 71.65 sqm — a wooden two-storey 3DK built in August 1963. It is tenanted under a leaseback arrangement, with annual rent of 1.14 million yen (a 10.36 percent gross yield). Tenure is freehold, and the listing states that future rebuilding is possible.

Applying the fiscal 2026 inheritance-tax road price of 180,000 yen per sqm to the 66.54 sqm gives an assessed land value of 11.98 million yen. At 63 years old the wooden building is valued at zero. Against the 11 million yen asking price the assessed ratio is 108.9 percent. The road price has risen 9.1 percent over three years, from 165,000 to 180,000 yen.

The listing carries no site photographs at all, and the road-access, zoning, and coverage-ratio fields are all blank. Nishitobe-cho is a hilltop residential area with many stepped streets nearby. We could not verify the site's condition from photographs; what we could and could not confirm is set out in the research section below.

Estimated Financing

Assessed value ¥11,977,200 → estimated loan ¥11,000,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Listing endedThe listing for this property has ended. The information reflects the time of listing and the property is no longer available.

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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