積算100
[Assessed 91.7%] Land in Koganei, Tokyo — 14 min from Musashi-Koganei Sta.
Assessed 91.7%LandKoganei, TokyoMusashi-Koganei Sta. 14 min walk

[Assessed 91.7%] Land in Koganei, Tokyo — 14 min from Musashi-Koganei Sta.

Published: Aug 27, 2026Updated: Aug 27, 2026

Property Overview

LocationKoganei, Tokyo
Nearest StationJR Chuo Line Musashi-Koganei Sta.
Walk14 min walk
Assessed Ratio91.7%Assessed 91.7%
Price¥18,000,000
TypeLand
Land Area61.12㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥18,000,000View listing

Assessed Value Breakdown

Land assessed value¥16,502,400
Building assessed value-
Total assessed value¥16,502,400
Asking price¥18,000,000
Assessed ratio91.7%

Calculation basis

  • Land = road price ¥270,000/m² × land area 61.12m²

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +8.0%
YearRoad price (JPY/m²)YoY
2024250,000
2025260,000+4.0%
2026270,000+3.8%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reprinting the listing, we checked the 2026 roadside land value map (sheet 57068) and all eight listing photographs to confirm which roadside value applies and whether there is any level difference around the site.

Locating the road price

Nakacho 1-chome spans three roadside-value map sheets and is split by the Kokubunji escarpment into terrace, bench and lowland levels, so values range from 220,000 to 340,000 yen per sq m, a spread of more than half again. With the lot number withheld, we narrowed the block down from two distances given in the listing, 14 minutes on foot to the station and about 400 metres to the junior high school, and took the lowest value in that range, 270,000 yen. At the modal 290,000 yen the assessment ratio would be 98.5 percent.

View source
Effective land area

There is no private-road burden and no flagpole strip, and the plot plan shows no road portion inside the lot. We use the listed 61.12 sq m as the basis for the assessment. Nor is there any note about sloped ground being included.

On-site check from photos

We opened all eight listing photographs at high resolution to inspect the boundaries. The road runs level into the built-in garage slab. The southeast boundary has about 0.5 metres of retaining work, the northwest boundary has neighbouring ground at essentially the same level, and the three steps at the entrance rise about 0.45 metres — none of which reaches one metre. Heights were cross-checked against two reference objects: the 200-centimetre garage opening and a 68-centimetre bicycle wheel.

Rights and restrictions

The plot plan marks the front road as an Article 42 Paragraph 2 road, but because its width of 4.6 metres exceeds four metres no setback area is stated. The lot fronts a road on the northeast side only; a footpath about 2.9 metres wide runs along the southwest side.

Neighborhood check

For nearby facilities we used the three the listing gives with distances, and filled in the restaurants by searching OpenStreetMap within a 1,000-metre radius. The distances shown are straight-line distances from Musashi-Koganei Station.

What We Could Not Confirm

  • The rear boundary on the southwest, footpath side is the one place we could not pin down: the listing photograph looks along the footpath rather than at the boundary, so we could not fix the height of the retaining work. The visible wall stands roughly 0.7 to 1.0 metres, but how much of that is actually holding back soil could not be read.
  • The Kokubunji escarpment, a 20-metre drop, runs through the same Nakacho 1-chome. The listing makes no mention of the cliff ordinance and describes the ground as level, but the lot's position relative to the escarpment needs checking on site.
  • With the lot number withheld, which block of the roadside-value map applies is an estimate narrowed down from the distances to the station and the junior high school.
  • The listing gives no floor area, structure or build date for the old house, and does not say whether demolition costs are extra.
  • In a Category 1 low-rise residential zone with an 80 percent floor area ratio, the floor space that can be built on an 18.5-tsubo lot is limited.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

FamilyMart Koganei Maehara
13 min walk from the station

A convenience store on a local street on the Maeharacho side. The listing gives it as about 450 metres, or 6 minutes on foot, from the property.

Source
Welpark Koganei Maeharacho
13 min walk from the station

A drugstore close to the property. The listing gives it as about 500 metres, or 7 minutes on foot, from the property.

Source
Ito-Yokado Musashi-Koganei
2 min walk from the station

A general-merchandise supermarket in front of Musashi-Koganei Station, about 190 metres away in a straight line and large enough for a full shop.

Source

Neighborhood ② Dining Near the Station

Kamakura Pasta
2 min walk from the station

A pasta restaurant in front of Musashi-Koganei Station, about 90 metres away in a straight line.

Source
Kissashitsu Takizawa
2 min walk from the station

A long-established coffee house by the station, about 90 metres away in a straight line.

Source
Mos Burger
1 min walk from the station

A burger chain by the station, about 80 metres away in a straight line.

Source

About This Property

A residential lot in Nakacho 1-chome, Koganei, a 14-minute walk from Musashi-Koganei Station on the JR Chuo Line. Shops and restaurants cluster in front of the station, and there is a convenience store and a drugstore within a few minutes on the residential side. Shinjuku is about 30 minutes away on the Chuo Line rapid service.

The lot measures 61.12 sq m (about 18.5 tsubo). It sits in a Category 1 low-rise residential zone with a 50 percent building coverage ratio and an 80 percent floor area ratio. The title is freehold and no builder tie-in applies. It fronts a 4.6-metre public road on the northeast with a 4.7-metre frontage, on one side only, and carries no private-road burden. An old house stands on the land, which is sold as a lot.

The 2026 inheritance-tax roadside land value is 270,000 yen per sq m, giving a land assessment of 16.50 million yen, or 91.7 percent of the 18 million yen asking price. The roadside value has risen 8.0 percent over three years, from 250,000 yen in 2024 to 270,000 yen in 2026. The listing gives no floor area, structure or build date for the old house, so we carry the building at zero.

We opened all eight listing photographs to inspect the site's boundaries. The road runs level into the built-in garage slab with no step, and the retaining work on both neighbouring boundaries is 0.6 metres or less. Note, however, that the Kokubunji escarpment, with a 20-metre drop, runs through the same Nakacho 1-chome, and the rear boundary on the footpath side was the one place we could not pin down in the photographs.

Estimated Financing

Assessed value ¥16,502,400 → estimated loan ¥16,500,000 (92% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with lands
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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