積算100
[Assessed 135.7%] Detached house in Nerima Ward, Tokyo — 14 min from Hoya Sta.
Assessed 135.7%Detached houseNerima Ward, TokyoHoya Sta. 14 min walk

[Assessed 135.7%] Detached house in Nerima Ward, Tokyo — 14 min from Hoya Sta.

Published: Aug 29, 2026Updated: Aug 29, 2026

Property Overview

LocationNerima Ward, Tokyo
Nearest StationSeibu Ikebukuro Line Hoya Sta.
Walk14 min walk
Assessed Ratio135.7%Assessed 135.7%
Price¥22,000,000
TypeDetached house
StructureWooden
BuiltBuilt Jun 1980 (46 years old)
Land Area104.72㎡
Building Area104.72㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥22,000,000View listing

Assessed Value Breakdown

Land assessed value¥29,845,200
Building assessed value¥0
Total assessed value¥29,845,200
Asking price¥22,000,000
Assessed ratio135.7%

Calculation basis

  • Land = road price ¥285,000/m² × land area 104.72m²
  • Building = replacement cost ¥220,000/m² × floor area 104.72m² × remaining life 0y ÷ statutory life 22y
  • Built Jun 1980 (46 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +9.6%
YearRoad price (JPY/m²)YoY
2024260,000
2025275,000+5.8%
2026285,000+3.6%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reprinting the listing, we checked the 2026 roadside land value map (sheet 49036) and the three exterior photographs, from narrowing down the block to inspecting the levels around the site.

Locating the road price

Minami-Oizumi 4-chome spans four roadside-value map sheets, with values from 220,000 to 340,000 yen per sq m. The map coordinates in the listing point to a field on the aerial imagery, so we did not use them; instead we obtained the coordinates of all 35 blocks in the district and narrowed the range by distance from Hoya Station. Within that range we took 285,000 yen, one step below the modal value. Even the lowest value in the district, 220,000 yen, would give 104.7 percent.

View source
On-site check from photos

We opened two exterior photographs and one of the entrance at high resolution. The eastern boundary is a block wall, but perforated blocks sit in the first and second courses from the ground, so it is not holding back soil. On the west the ground is at much the same level on both sides. The entrance porch rises by a single tile. Japan's 1-metre-mesh elevation data puts the surrounding 200 metres between 47.5 and 50.4 metres — flat ground.

Effective land area

There is no private-road burden and no stated area for sloped ground or a flagpole strip. A path visible along the east side of the building raised the possibility of a flagpole plot, but the framing of the exterior photograph and the short run of tiling led us to read it as a side passage, so we deducted nothing. Even deducting 30 sq m as a strip would leave the ratio at 96.8 percent.

Listing check

The stated floor area of 104.72 sq m is identical to the land area. The floor plan suggests the real figure is around 65 sq m, and 104.72 sq m could not be built under a 50 percent coverage and 100 percent floor area ratio. At 46 years old the building is valued at zero, so this does not affect the assessment, but the figure needs checking.

What We Could Not Confirm

  • The listing has no field for the direction or width of the road in front, and not one photograph shows it. The relationship between road level and site level could not be confirmed.
  • The stated floor area of 104.72 sq m matches the land area and appears to be an entry error. The actual figure needs confirming with the seller or agent.
  • Some distances given for nearby facilities do not match the property's position — a shop over 300 metres away is listed at 74 metres. We therefore replaced the facility distances with map data rather than using the listed values.
  • The listing advertises access to two railway lines, but Oizumi-Gakuen and Hoya are both on the Seibu Ikebukuro Line — two stations on the same line.
  • There is no parking. In a Category 1 low-rise zone with a 100 percent floor area ratio, a rebuild would also be limited in scale.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Commodity Iida
5 min walk from the station

A supermarket between the station and the property, about 420 metres from the station in a straight line.

Source
Inageya
6 min walk from the station

A supermarket toward Minami-Oizumi, about 480 metres from the station in a straight line.

Source
Welcia Pharmacy
8 min walk from the station

A drugstore near the property, about 650 metres from the station in a straight line.

Source

Neighborhood ② Dining Near the Station

Coco's
4 min walk from the station

A family restaurant on the station side, about 280 metres from the station in a straight line.

Source
Tatsumian
5 min walk from the station

A soba restaurant near the property, about 420 metres from the station in a straight line.

Source
Chuoken
5 min walk from the station

A Chinese restaurant near the property, about 430 metres from the station in a straight line.

Source

About This Property

A second-hand detached house in Minami-Oizumi 4-chome, Nerima Ward, a 14-minute walk from Hoya Station on the Seibu Ikebukuro Line, with Oizumi-Gakuen Station also 18 minutes on foot. Three supermarkets, a drugstore and several restaurants sit between the station and the property, so daily shopping is within walking distance. Ikebukuro is about 25 minutes away.

A two-storey timber 4DK on 104.72 sq m of land, built in June 1980. Zoning is Category 1 low-rise residential with a 50 percent building coverage ratio and a 100 percent floor area ratio; the title is freehold and there is no private-road burden. The house is vacant and available immediately. At 46 years old it is well past the 22-year statutory service life for timber, so we carry the building at zero.

The 2026 inheritance-tax roadside land value is 285,000 yen per sq m, giving a land assessment of 29.85 million yen, or 135.7 percent of the 22 million yen asking price. The roadside value has risen 9.6 percent over three years from 260,000 yen in 2024.

Note that the stated floor area of 104.72 sq m is the same figure as the land area and looks like a data-entry error given the floor plan. The listing also has no field for the direction or width of the road in front, and no photograph shows it. Some of the distances given for nearby facilities do not match the property's position either.

Estimated Financing

Assessed value ¥29,845,200 → estimated loan ¥22,000,000 (100% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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