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[Assessed 87.9%] Detached house in Fussa, Tokyo — 8 min from Fussa Sta.
Listing endedAssessed 87.9%Detached houseFussa, TokyoFussa Sta. 8 min walk

[Assessed 87.9%] Detached house in Fussa, Tokyo — 8 min from Fussa Sta.

Published: Aug 29, 2026Updated: Sep 17, 2026

Property Overview

LocationFussa, Tokyo
Nearest StationJR Ome Line Fussa Sta.
Walk8 min walk
Assessed Ratio87.9%Assessed 87.9%
Price¥11,800,000
TypeDetached house
StructureWooden
BuiltBuilt Nov 1982 (43 years old)
Land Area82.99㎡
Building Area73.12㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥11,800,000View listing

Assessed Value Breakdown

Land assessed value¥10,373,750
Building assessed value¥0
Total assessed value¥10,373,750
Asking price¥11,800,000
Assessed ratio87.9%

Calculation basis

  • Land = road price ¥125,000/m² × land area 82.99m²
  • Building = replacement cost ¥220,000/m² × floor area 73.12m² × remaining life 0y ÷ statutory life 22y
  • Built Nov 1982 (43 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +4.2%
YearRoad price (JPY/m²)YoY
2024120,000
2025125,000+4.2%
2026125,000±0.0%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reprinting the listing, we checked the 2026 roadside land value map (sheet 58151) and the listing photographs to confirm the roadside value and the levels around the site.

Locating the road price

We identified the block in Fussa on the 2026 roadside-value map (sheet 58151) and took 125,000 yen as the representative value. Over three years it has gone from 120,000 to 125,000 yen and has been flat since 2025 — a gentler climb than most of the properties we cover.

View source
On-site check from photos

We opened the exterior, entrance, parking and balcony photographs. The decorative block wall at the front stands about 1.2 metres above the road, but magnifying the gate opening shows the gate frame sitting directly on the ground, with the paving inside and the parked car continuing at road level. It is a screen wall, not a retaining wall. The boundary by the parking space measures 0.6 to 0.8 metres from both sides, so the difference in ground level is under one metre.

Effective land area

There is no private-road burden, no flagpole strip and no note about sloped ground. We use the listed 82.99 sq m for the assessment. The site fronts a 4.0-metre public road on the southwest and the setback has already been completed.

Building valuation assumptions

Built in November 1982, the timber structure is a full 43 years old as of August 2026. That is well beyond the 22-year statutory service life, so we carry the building at zero and value the land alone.

What We Could Not Confirm

  • The listing states that substantial renovation will be needed. What that covers and what it would cost cannot be read from the listing.
  • The seller's warranty against defects is excluded, so the seller bears no responsibility for faults found after handover.
  • The fields for bathroom, toilet, kitchen, storage, communications and warranty are all blank, so the condition of the fittings is unknown. The listing also notes that where the drawings and the actual state differ, the actual state prevails.
  • At 87.9 percent the assessment ratio leaves less margin above our 80 percent threshold, and moves by a few points with the choice of roadside value.
  • Parking is for one light vehicle. A standard car would need space arranged elsewhere.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Seiyu
2 min walk from the station

A supermarket in front of Fussa Station, about 110 metres away in a straight line, easy to stop at on the way home.

Source
Fussa Happy Town Fresh Market
2 min walk from the station

A fresh-food supermarket by the station, about 80 metres away in a straight line.

Source
Lawson
3 min walk from the station

A convenience store between the station and the property, about 190 metres from the station in a straight line.

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Neighborhood ② Dining Near the Station

Mos Burger
2 min walk from the station

A burger chain near Fussa Station, about 110 metres away in a straight line.

Source
Edo Soba Fujiya
2 min walk from the station

A soba restaurant by the station, about 130 metres away in a straight line.

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Gusto
4 min walk from the station

A family restaurant between the station and the property, about 310 metres from the station in a straight line.

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About This Property

A second-hand detached house in Fussa, an 8-minute walk from Fussa Station on the JR Ome Line. The city hall is 160 metres away and the primary school 400 metres, with three supermarkets and a row of restaurants by the station. Shinjuku is reached by changing from the Ome Line to the Chuo Line at Haijima.

A two-storey timber 3LDK with 73.12 sq m of floor space on 82.99 sq m of land, built in November 1982. Zoning is Category 2 low-rise residential with a 50 percent building coverage ratio and a 100 percent floor area ratio; the title is freehold and there is no private-road burden. It fronts a 4.0-metre public road on the southwest with the setback already done, and the house is vacant.

The 2026 inheritance-tax roadside land value is 125,000 yen per sq m, giving a land assessment of 10.37 million yen, or 87.9 percent of the 11.8 million yen asking price. At 43 years and 10 months old the timber structure is well past its 22-year statutory service life, so we carry the building at zero. The roadside value has risen 4.2 percent over three years from 120,000 yen in 2024.

Note that the listing states plainly that substantial renovation will be needed and that the seller's warranty against defects is excluded. The fields for bathroom, kitchen, storage and warranty are all blank, so the condition of the house cannot be read from the listing. Parking is for one light vehicle.

Estimated Financing

Assessed value ¥10,373,750 → estimated loan ¥10,370,000 (88% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Listing endedThe listing for this property has ended. The information reflects the time of listing and the property is no longer available.
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