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[Assessed 152.4%] Detached house in Minami Ward, Sagamihara, Kanagawa — 14 min from Kobuchi Sta.
Assessed 152.4%Detached houseMinami Ward, Sagamihara, KanagawaKobuchi Sta. 14 min walk

[Assessed 152.4%] Detached house in Minami Ward, Sagamihara, Kanagawa — 14 min from Kobuchi Sta.

Published: Aug 29, 2026Updated: Aug 29, 2026

Property Overview

LocationMinami Ward, Sagamihara, Kanagawa
Nearest StationJR Yokohama Line Kobuchi Sta.
Walk14 min walk
Assessed Ratio152.4%Assessed 152.4%
Price¥17,800,000
TypeDetached house
StructureWooden
BuiltBuilt Mar 1977 (49 years old)
Land Area175㎡
Building Area74.52㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥17,800,000View listing

Assessed Value Breakdown

Land assessed value¥27,125,000
Building assessed value¥0
Total assessed value¥27,125,000
Asking price¥17,800,000
Assessed ratio152.4%

Calculation basis

  • Land = road price ¥155,000/m² × land area 175m²
  • Building = replacement cost ¥220,000/m² × floor area 74.52m² × remaining life 0y ÷ statutory life 22y
  • Built Mar 1977 (49 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +10.7%
YearRoad price (JPY/m²)YoY
2024140,000—
2025145,000+3.6%
2026155,000+6.9%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reprinting the listing, we identified sheet 78170 among three roadside-value maps using the walking distance from the station and clues in the property write-up, and checked the ground around the site with four site photographs and 169 measured elevation points.

Locating the road price

Kobuchi 4-chome spans three roadside-value map sheets, with values from 140,000 to 245,000 yen per sq m — a spread of 1.75 times. The 14-minute walk from the station, the write-up's reference to the Sakaigawa riverside path, and the 25-minute walk to Machida Station all point to the eastern part of the district, so we took the modal value of 155,000 yen on the district roads there. Even the district's lowest at 140,000 yen gives 137.6 percent.

View source
On-site check from photos

We enlarged and checked four site photographs and one of the entrance. The road in front and the site run on at the same level with no step and no stairs. The block retaining wall at the rear stands 0.4 to 0.6 metres on the site side, counted from the courses. The side wall measures 0.9 to 1.1 metres, but a bicycle wheel visible beyond the fence shows the wall also rises 0.3 to 0.5 metres above the neighbour's ground, leaving a difference of 0.4 to 0.7 metres. Japan's 5-metre-mesh elevation data gave 1.2 metres of relief across 169 points in the block.

Rights and restrictions

A transmission pylon appears in the background of the exterior photographs with several lines crossing the sky. From the angle and horizontal distance we judge it unlikely that the lines pass directly over the site, but no site plan is included so whether an easement or a prohibition on structures applies cannot be established from the listing. The utilities column also lists only mains water, with no mention of city gas or sewerage.

Effective land area

There is no private-road burden and no stated flagpole strip or sloped portion, so we carry the full 175 sq m as effective residential land. However, no site or layout plan is included, so the shape could not be verified against a drawing. A wide concrete apron with painted lines appears in the road photograph, leaving open the possibility of a shared access way or a flagpole strip. Even deducting 30 sq m would leave the ratio at 126.3 percent.

What We Could Not Confirm

  • The asking price of 17.8 million yen is 66 percent of the 27.12 million yen land value at the roadside rate. Demolition being assumed at 49 years old, the tight 40 and 80 percent ratios, and the nearby transmission pylon are plausible reasons, but the listing says nothing further.
  • A transmission pylon stands nearby with lines crossing the sky. We judge it unlikely that they pass directly over the site, but no site plan is included so an easement or prohibition on structures could not be checked.
  • The utilities column lists only mains water, with no mention of city gas or sewerage. Propane and a septic tank both need ruling out.
  • No site or layout plan is included, so the shape of the plot could not be verified against a drawing. A wide concrete apron in the road photograph leaves open the possibility of a shared access way.
  • The 40 percent coverage and 80 percent floor area ratios are tighter than the 50 and 100 percent common nearby. Even on 175 sq m of land, a rebuild is capped at 140 sq m of floor area.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Sagamihara Kobuchi 3-chome
10 min walk from the station

A convenience store 800 metres from the property — 10 minutes on foot per the listing.

Source
Create SD Sagamihara Kobuchi
11 min walk from the station

A drugstore 840 metres from the property — 11 minutes on foot per the listing.

Source
Big-A Sagamihara Unonomori
14 min walk from the station

A supermarket 1,070 metres from the property, open from 8am to 11pm.

Source

Neighborhood ② Dining Near the Station

Komeda Coffee
2 min walk from the station

A cafe in front of Kobuchi Station, about 100 metres away in a straight line.

Source
Jonathan's
1 min walk from the station

A family restaurant in front of Kobuchi Station, about 80 metres away in a straight line.

Source
Renge Shokudo Toshu
2 min walk from the station

A Chinese diner in front of Kobuchi Station, about 90 metres away in a straight line.

Source

About This Property

A second-hand detached house in Kobuchi 4-chome, Minami Ward, Sagamihara, a 14-minute walk from Kobuchi Station on the JR Yokohama Line, with Machida Station on the Odakyu line also 25 minutes on foot. There is a bus rotary in front of the station and large shopping centres along Route 16. Yokohama Station is about 30 minutes on the Yokohama Line.

A two-storey timber 4DK on 175 sq m of land with 74.52 sq m of floor area, built in March 1977. Zoning is Category 1 low-rise residential with a tight 40 percent building coverage ratio and 80 percent floor area ratio; the title is freehold, there is no private-road burden, and the site fronts a 4-metre road to the west. At 49 years old it is well past the 22-year statutory service life for timber, so we carry the building at zero.

The 2026 inheritance-tax roadside land value is 155,000 yen per sq m, giving a land assessment of 27.12 million yen, or 152.4 percent of the 17.8 million yen asking price. The roadside value has risen 10.7 percent over three years from 140,000 yen in 2024.

Note that the price sits at 66 percent of the land value at the roadside rate. Demolition being assumed at 49 years old, the tight 40 and 80 percent ratios, and a transmission pylon nearby are the likely reasons.

Estimated Financing

Assessed value ¥27,125,000 → estimated loan ¥17,800,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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