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[Assessed 81.9%] Detached house in Izumi Ward, Yokohama, Kanagawa — 18 min from Nakata Sta.
Assessed 81.9%Detached houseIzumi Ward, Yokohama, KanagawaNakata Sta. 18 min walk

[Assessed 81.9%] Detached house in Izumi Ward, Yokohama, Kanagawa — 18 min from Nakata Sta.

Published: Aug 29, 2026Updated: Aug 29, 2026

Property Overview

LocationIzumi Ward, Yokohama, Kanagawa
Nearest StationYokohama Municipal Subway Blue Line Nakata Sta.
Walk18 min walk
Assessed Ratio81.9%Assessed 81.9%
Price¥42,800,000
TypeDetached house
StructureWooden
BuiltBuilt Jan 2026 (0 years old)
Land Area117.95㎡
Building Area95.32㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥42,800,000View listing

Assessed Value Breakdown

Land assessed value¥14,072,000
Building assessed value¥20,970,400
Total assessed value¥35,042,400
Asking price¥42,800,000
Assessed ratio81.9%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 95.32m² × remaining life 22y ÷ statutory life 22y
  • Built Jan 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +10.3%
YearRoad price (JPY/m²)YoY
2024145,000
2025155,000+6.9%
2026160,000+3.2%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reprinting the listing, we overlaid a value map with no embedded text onto national base-map tiles and fixed the position from two independent landmarks, then found from the site plan that this is a flagpole plot the listing never mentions.

Effective land area

Neither the listing text nor the search stage described this as a flagpole plot, but the site plan and the layout drawing show two cars parked in line along the strip, matching the listing's own "two car spaces". The drawing carries no dimensions and has a break line partway along, so our measurement from the car width puts the strip at 20 to 25 sq m. The standard allowance of 30 sq m is larger and more conservative, so we used that. At 20 sq m the ratio would be 85.6 percent; even at 35 sq m it is 80.0 percent.

Locating the road price

The value map carries no text layer, and looking up the lot numbers returned only the district centroid. We therefore overlaid the map on national base-map tiles at the same scale and fixed the position from two independent landmarks — where a watercourse crosses the road in front, and a large junction to the east — which agreed to within seven metres. The three roads bounding the block carry 160,000, 165,000 and 170,000 yen, and we took the lowest to avoid being pulled up by the arterial.

View source
On-site check from photos

The listing site was beyond our request budget today, so we worked from the 31 images another agent carries for the same property. The only ground-level photograph is of the entrance approach, plus the site plan; no photograph of the road in front or the strip exists across four sites. The block wall on the rear boundary reads three to four courses, 0.6 to 0.8 metres. Measuring 49 points across 25 metres around the site with Japan's 1-metre-mesh elevation data gave a maximum difference of 0.3 metres between adjacent cells.

Building valuation assumptions

Being new, built in January 2026, the full 22-year statutory service life for timber remains. The building accounts for 60 percent of the assessment. The ground floor has a 15.5-mat living room with a storeroom and a courtyard, and three rooms upstairs; the seller leads on the void and the courtyard.

What We Could Not Confirm

  • The listing text does not describe this as a flagpole plot, but the site plan clearly shows one, with two cars parked in line along the strip. No dimensions are given, so we deducted the standard 30 sq m. At 35 sq m the ratio would be exactly 80.0 percent.
  • No photograph of the road in front exists across four sites. The only ground-level photograph is of the entrance approach.
  • Izumi Ward is hilly, but the 1-metre-mesh elevation data shows 34.5 to 37.7 metres across the surrounding 60 metres — a gentle gradient with no sign of retaining walls. Even so, some faces could not be checked photographically.
  • The remarks list quasi-fire-prevention, height district, shadow regulation, land development regulation and landscape act designations.
  • Three agents are listing the same property. The photographs and site plan we used come from the fullest of the three.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Lawson Three F Izumi Nakatanishi
18 min walk from the station

A convenience store 570 metres from the property, per the listing.

Source
Create SD Izumi Nakatanishi
18 min walk from the station

A drugstore 700 metres from the property.

Source
U Co-op Hagimaru
18 min walk from the station

A supermarket 1,060 metres from the property.

Source

Neighborhood ② Dining Near the Station

Namonaki Menya-san
18 min walk from the station

A ramen shop about 840 metres from the property.

Source
Yakiniku Mitsumata
18 min walk from the station

A yakiniku restaurant about 970 metres from the property.

Source
Hama Sushi
18 min walk from the station

A conveyor-belt sushi restaurant about 1,070 metres from the property.

Source

About This Property

A newly built detached house in Nakataminami 5-chome, Izumi Ward, Yokohama, an 18-minute walk from Nakata Station on the Yokohama Municipal Subway Blue Line. A junior high school is 300 metres away, a primary school 460, a park 340 and a convenience store 570. Yokohama Station is about 25 minutes on the Blue Line.

A two-storey timber 3SLDK on 117.95 sq m of land with 95.32 sq m of floor area, built in January 2026. The ground floor has a 15.5-mat living room, a storeroom and a courtyard. Zoning is Category 1 residential with a 60 percent building coverage ratio and a 200 percent floor area ratio; the title is freehold and the site fronts a 5.5-metre public road to the south. It is a flagpole plot with two car spaces on the strip.

The 2026 inheritance-tax roadside land value is 160,000 yen per sq m. Deducting 30 sq m for the strip leaves 87.95 sq m, giving land of 14.07 million yen; with the new building at 20.97 million the total assessment is 35.04 million yen, or 81.9 percent of the 42.8 million yen asking price. The roadside value has risen 10.3 percent over three years from 145,000 yen in 2024.

Note that the listing text does not describe this as a flagpole plot, but the site plan clearly shows two cars parked in line along the strip. With no dimensions given on the drawing, we have deducted the standard allowance of 30 sq m.

Estimated Financing

Assessed value ¥35,042,400 → estimated loan ¥35,040,000 (82% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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