積算100
[Assessed 83.6%] Detached house in Zama, Kanagawa — 14 min from Zama Sta.
Assessed 83.6%Detached houseZama, KanagawaZama Sta. 14 min walk

[Assessed 83.6%] Detached house in Zama, Kanagawa — 14 min from Zama Sta.

Published: Sep 7, 2026Updated: Sep 7, 2026

Property Overview

LocationZama, Kanagawa
Nearest StationOdakyu Odawara Line Zama Sta.
Walk14 min walk
Assessed Ratio83.6%Assessed 83.6%
Price¥24,990,000
TypeDetached house
StructureWooden
BuiltBuilt Sep 2014 (12 years old)
Land Area102.98㎡
Building Area95.63㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥24,990,000View listing

Assessed Value Breakdown

Land assessed value¥11,327,800
Building assessed value¥9,563,000
Total assessed value¥20,890,800
Asking price¥24,990,000
Assessed ratio83.6%

Calculation basis

  • Land = road price ¥110,000/m² × land area 102.98m²
  • Building = replacement cost ¥220,000/m² × floor area 95.63m² × remaining life 10y ÷ statutory life 22y
  • Built Sep 2014 (12 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +4.8%
YearRoad price (JPY/m²)YoY
2024105,000
2025105,000±0.0%
2026110,000+4.8%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than simply reproducing the listing, we checked the figures against the 2026 roadside land price maps and the listing photos. Because the listing carried no coordinates, we narrowed the location using the walking distances to nearby stations.

Locating the road price

We traced the residential streets of Iriyahigashi 4-chome on the 2026 roadside land price map (sheet 80081). Prices within the district range from 110,000 to 135,000 yen per sqm, so we adopted the conservative 110,000 yen figure. The 155,000-170,000 yen values along arterial roads were excluded as they reflect a different character. The 2024 and 2025 figures were 105,000 yen, a 4.8 percent rise over three years.

View source
Other checks

The listing gave no coordinates, so we narrowed the location using the stated road distances of 1,016 m to Zama Station and 1,569 m to Kashiwadai Station. Calculating distances from block reference points in the Geospatial Information Authority data left only two blocks satisfying both, and both fall in the 110,000-115,000 yen band. Even taking the highest band in the district, the assessed ratio would be 89.8 percent, so positional uncertainty does not materially change the valuation.

Effective land area

There is no mention of a private-road burden, setback, flagpole access or sloped portion, so we used the listed land area of 102.98 sqm (registry) in full for the assessment.

On-site check from photos

We reviewed the two listing photos. Concrete paving runs continuously from the road to the parking space with no step, and two cars sit at the same level as the road. Using the entrance door and a utility post as two reference points, the rise to the entrance measures 0.4 to 0.6 m, with no retaining wall, slope or stepped approach. The neighbouring lots are at roughly the same level.

Listing check

The listing's search tags show "corner lot", but the frontage field lists only one 4.8 m road to the south, and the photos show houses on both sides. We do not treat this as a corner lot.

What We Could Not Confirm

  • The gas type is inconsistent within the listing. The equipment field says propane while the search tags say city gas, so one of them is wrong.
  • The street number is not disclosed, so the roadside price could only be pinned down at block level. Residential streets in the area range from 110,000 to 135,000 yen per sqm.
  • Parking for two cars is stated but qualified with "depending on vehicle size", so the usable dimensions need to be checked on site.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Food One Zama Iriya
11 min walk from the station

A supermarket about 550 m from the property by road, as stated in the listing. It covers everyday groceries.

Source
7-Eleven Zama Iriyahigashi 3-chome
12 min walk from the station

A convenience store about 729 m from the property by road, as stated in the listing.

Source

Neighborhood ② Dining Near the Station

Iinoyama
12 min walk from the station

A restaurant about 390 m in a straight line from the district centroid. Location confirmed on OpenStreetMap.

Source
Renge Shokudo Toshu Zama
13 min walk from the station

A Chinese eatery about 520 m in a straight line from the district centroid. Location confirmed on OpenStreetMap.

Source
Kurashiki
13 min walk from the station

A restaurant about 530 m in a straight line from the district centroid. Location confirmed on OpenStreetMap.

Source

About This Property

A 14-minute walk from Zama Station on the Odakyu Odawara Line, in Iriyahigashi 4-chome, Zama City, Kanagawa. Kashiwadai Station on the Sotetsu Main Line is also within a 20-minute walk, and counting Iriya Station on the JR Sagami Line, three stations are within walking distance. Shinjuku is about 55 minutes away with one transfer at Sagami-Ono.

Built in September 2014, this two-storey wooden house offers 4LDK across 95.63 sqm of floor area on 102.98 sqm of land. At 12 years old it is relatively new and comes with a housing performance evaluation certificate. It is currently vacant, so viewing is straightforward and the handover date is negotiable. The 4.8 m road on the south side is public with no private-road burden, the site is flat, rectangular and south-facing, and parking for two cars is possible depending on vehicle size.

The assessed ratio is 83.6 percent. Using the 2026 inheritance-tax roadside land price of 110,000 yen per sqm, the land accounts for 11.32 million yen; with 10 of the 22 statutory years remaining for a wooden structure, the building accounts for 9.56 million yen, giving 20.89 million yen against the 24.99 million yen asking price. Land and building contribute almost equally, which sets this apart from older land-value properties. The roadside price rose from 105,000 yen in 2024 and 2025 to 110,000 yen in 2026, a 4.8 percent increase over three years.

In the listing photos, concrete paving runs from the road to the parking space without a step, and the rise to the entrance measures roughly 0.4 to 0.6 m. No retaining walls, slopes or stepped approaches were found. Note that although the listing's search tags show "corner lot", both the frontage field and the photos indicate a mid-block site, so we do not treat it as a corner lot. The gas type is also inconsistent between the listing fields, so we suggest confirming with the seller before contracting.

Estimated Financing

Assessed value ¥20,890,800 → estimated loan ¥20,890,000 (84% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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