積算100
[Assessed 122.2%] Detached house in Naka Ward, Yokohama, Kanagawa — 14 min from Yamate Sta.
Assessed 122.2%Detached houseNaka Ward, Yokohama, KanagawaYamate Sta. 14 min walk

[Assessed 122.2%] Detached house in Naka Ward, Yokohama, Kanagawa — 14 min from Yamate Sta.

Published: Sep 10, 2026Updated: Sep 10, 2026

Property Overview

LocationNaka Ward, Yokohama, Kanagawa
Nearest StationJR Negishi Line Yamate Sta.
Walk14 min walk
Assessed Ratio122.2%Assessed 122.2%
Price¥6,800,000
TypeDetached house
Expected Yield14.11%
StructureWooden
BuiltBuilt Jan 1964 (62 years old)
Land Area46.15㎡
Building Area33.6㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥6,800,000View listing

Assessed Value Breakdown

Land assessed value¥8,307,000
Building assessed value¥0
Total assessed value¥8,307,000
Asking price¥6,800,000
Assessed ratio122.2%

Calculation basis

  • Land = road price ¥180,000/m² × land area 46.15m²
  • Building = replacement cost ¥220,000/m² × floor area 33.6m² × remaining life 0y ÷ statutory life 22y
  • Built Jan 1964 (62 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +5.9%
YearRoad price (JPY/m²)YoY
2024170,000
2025175,000+2.9%
2026180,000+2.9%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reprinting the listing, we checked the figures against the fiscal 2026 roadside land price map, the seven photographs in the listing and the Geospatial Information Authority's 1-metre lidar data.

Locating the road price

We traced the residential streets of Yamamoto-cho 2-chome one by one on the fiscal 2026 roadside land price map (sheet 64072). The arterial bands of 280,000 and 265,000 yen belong to the road running below the hill and were not used. Among the residential streets we found three at 190,000 yen, one at 185,000, three at 180,000 and one at 175,000; with 180,000 and 190,000 tied on count we took the lower of the two. The 245,000 to 260,000 bands to the east lie across the boundary in Nishitakenomaru and Yamate-cho, and the 165,000 band to the south-west is in Ohira-cho, so neither was used.

View source
Effective land area

The 46.15 square metres is the registry figure, and both the private-road burden and setback fields are blank in the listing. With nothing to deduct on the record we used the full area. The exterior photograph nevertheless suggests access along a narrow passage between neighbouring houses, and the listing records no parking space, so a flag-shaped lot remains possible. Deducting a 10-square-metre path would give 95.7 per cent and 15 square metres would give 82.5 per cent.

On-site check from photos

We opened all seven photographs in the listing. Only one shows the site itself, an exterior view; the other six are interior, bathroom and toilet shots. The street in front never appears. Within the visible range, the neighbouring houses on both sides sit at the same ground level as this building, no retaining wall is present, the entrance step is a single 15 to 20 centimetre rise and the side passage is flat. The images cap out at 640 by 480 pixels and requesting a larger width returned the same size.

Rights and restrictions

Using the Geospatial Information Authority's 1-metre lidar data we sampled elevations at 45 points across a 160-metre square and found a range of 22.8 to 46.8 metres. That confirms the Yamate hill setting, but because the street number in the listing duplicates the agent's own office address we could not fix the parcel and therefore could not measure the level difference at the site itself. Zoning is Category 1 low-rise exclusive residential, 60 per cent building coverage and 100 per cent floor area ratio, with freehold title.

Building valuation assumptions

The two-storey wooden house of 33.60 square metres was completed in January 1964 and is 62 years old at the time of our calculation. That is more than forty years beyond the 22-year statutory service life for wooden construction, so we record the building value as zero. The assessed value ratio therefore rests entirely on the land.

Listing check

The listing was published on 10 September 2026 with a next update scheduled for 24 September. The transaction is direct from the seller with no brokerage fee. The house is vacant, and the 14.11 per cent yield quoted is based on an assumed annual rent of 960,000 yen rather than an actual tenancy. We looked for the same property on other portals to supplement the photographs but found nothing on SUUMO's Naka Ward second-hand house listing or on Yahoo! Real Estate.

What We Could Not Confirm

  • The road-frontage field in the listing is blank, so the width, legal category and length of frontage are all unknown. Whether the site can be rebuilt on needs to be confirmed with the municipal office and the listing agent.
  • With no photograph of the street in front, we could not check for a level difference at the boundary or for stepped access. Nothing of that kind appears within the range the exterior photograph covers.
  • We could not determine whether this is a flag-shaped lot reached by a private path. The camera position appears to be a passage roughly 1.5 to 2 metres wide, and the listing records no parking space.
  • The rear and side boundaries fall outside the frame of the exterior photograph, so we could not check the whole perimeter for retaining walls. The surrounding area is hilly with substantial changes in elevation.
  • The address is disclosed only to the town-block level. The street number in the listing matches the agent's own office address rather than the property, so identifying the parcel requires an enquiry to the agent.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Drug Yokohama
1 min walk from the station

A drugstore about 50 metres in a straight line from the centroid of the town block, covering daily goods and medicines.

Source
Angel Supermarket
2 min walk from the station

A supermarket about 140 metres in a straight line from the centroid of the town block, enough for everyday groceries.

Source
Lawson Yamamotocho
2 min walk from the station

A convenience store about 150 metres in a straight line from the centroid of the town block.

Source

Neighborhood ② Dining Near the Station

Habotan
2 min walk from the station

A neighbourhood eatery about 100 metres in a straight line from the centroid of the town block.

Source
Shinanoya
2 min walk from the station

A restaurant about 150 metres in a straight line from the centroid of the town block.

Source

About This Property

The listing leaves the road-frontage field blank and includes no photograph of the street in front of the property. We are publishing this article without knowing the width or the legal category of the road. The listing also states there is no parking space, and the exterior photograph appears to have been taken from a passage roughly 1.5 to 2 metres wide, so the site may be a flag-shaped lot reached by a private path. Six properties we previously covered under the same uncertainty later turned out not to be rebuildable. Please confirm the road category and rebuilding rights with the municipal office and the listing agent.

The property sits in Yamamoto-cho 2-chome, Naka Ward, Yokohama, a 14-minute walk from Yamate Station on the JR Negishi and Keihin-Tohoku lines, with Ishikawacho Station 18 minutes away. This is the Yamate hill district; using the Geospatial Information Authority's 1-metre lidar data we measured elevations of 22.8 to 46.8 metres across a 160-metre square around the site. Within the range visible in the exterior photograph, however, the neighbouring houses on both sides sit at the same ground level as this building and no retaining wall is visible. The step at the entrance is only about 15 to 20 centimetres. The address is disclosed only to the town-block level; the street number shown in the listing is the agent's own office address, so we have not used it.

The building is a two-storey wooden house of 33.60 square metres with a 1DK layout, completed in January 1964 and now 62 years old. Because that is far beyond the 22-year statutory service life for wooden construction, we treat the building value as zero. The land is 46.15 square metres by the registry, held in freehold, categorised as residential land, in a Category 1 low-rise exclusive residential zone with a 60 per cent building coverage ratio and a 100 per cent floor area ratio. Neither a private-road burden nor a setback is recorded. The house is vacant, and the 14.11 per cent yield quoted in the listing is based on an assumed annual rent of 960,000 yen rather than an actual tenancy.

Working from the fiscal 2026 roadside land price map (sheet 64072), we traced the residential streets of Yamamoto-cho 2-chome and adopted 180,000 yen per square metre. The land alone is assessed at 8.31 million yen, giving an assessed value ratio of 122.2 per cent against the 6.8 million yen asking price. Reaching 80 per cent would require 117,876 yen per square metre; even the lowest band in this town block, 175,000 yen, and the 165,000 yen band in neighbouring Ohira-cho stay above that threshold. That said, because the access conditions are unknown, this figure reflects only the land area and the roadside price. If a path of 10 square metres were deducted the ratio would fall to 95.7 per cent, 15 square metres would give 82.5 per cent, and anything beyond 20 square metres would drop below 80 per cent.

Estimated Financing

Assessed value ¥8,307,000 → estimated loan ¥6,800,000 (100% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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