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[Assessed 90.7%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 10 min from Kamimizo Sta.
Assessed 90.7%Detached houseChuo Ward, Sagamihara, KanagawaKamimizo Sta. 10 min walk

[Assessed 90.7%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 10 min from Kamimizo Sta.

Published: Sep 12, 2026Updated: Sep 16, 2026

Property Overview

LocationChuo Ward, Sagamihara, Kanagawa
Nearest StationJR Sagami Line Kamimizo Sta.
Walk10 min walk
Assessed Ratio90.7%Assessed 90.7%
Price¥29,990,000
TypeDetached house
StructureWooden
BuiltBuilt Sep 2017 (9 years old)
Land Area124.36㎡
Building Area103.91㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥29,990,000View listing
SUUMO¥29,990,000View listing
athome¥29,990,000View listing

Assessed Value Breakdown

Land assessed value¥13,679,600
Building assessed value¥13,508,300
Total assessed value¥27,187,900
Asking price¥29,990,000
Assessed ratio90.7%

Calculation basis

  • Land = road price ¥110,000/m² × land area 124.36m²
  • Building = replacement cost ¥220,000/m² × floor area 103.91m² × remaining life 13y ÷ statutory life 22y
  • Built Sep 2017 (9 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +10.0%
YearRoad price (JPY/m²)YoY
2024100,000
2025105,000+5.0%
2026110,000+4.8%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than copying the listing, we checked the 2026 road-price map and the exterior photo carried by another site listing the same property. We also confirmed on the map that the leasehold symbol differs between Oaza Kamimizo and Kamimizo 7-chome.

Locating the road price

We traced the neighbourhood roads of Kamimizo 7-chome on the 2026 road-price map (sheet 78162). The index for Chuo Ward lists 'Kamimizo' as one entry without chome, so we located the sheet from the Geospatial Information Authority address search and the '上溝7丁目' label, Kamimizo Elementary School and block numbers on the map. Roads inside 7-chome range from 95,000 to 115,000 yen per sqm; 110,000 yen was the most frequent and is used as the representative value. The band along the prefectural road to Chigasaki (marked) and the through road to Tanaka Bridge were excluded. Three-year trend: 100,000 (2024), 105,000 (2025), 110,000 (2026) on the same roads of the same sheet.

View source
Rights and restrictions

'Oaza Kamimizo' in Chuo Ward (the part without chome numbering) carries leasehold symbol E (50 percent) and is outside our coverage. This house is in Kamimizo 7-chome, where every road on the map carries symbol D; we confirmed both the listed address and the chome label on the sheet. Frontage is on one side (north-east); the width is 4.0 m on Kenbiya and 3.9 m on SUUMO. Taken conservatively at 3.9 m it may be an Article 42-2 road, so whether a setback is needed on rebuilding should be confirmed. Nothing states the lot cannot be rebuilt.

On-site check from photos

Kenbiya carried only two floor-plan images and no site photo. We confirmed the same property (Kamimizo 7-chome, 29.99 million yen, 124.36 sqm land, 103.91 sqm building, built September 2017) on SUUMO and judged from its exterior photo. The north-east frontage road is a flat asphalt neighbourhood road, the lot is level with it and a car is parked in the carport without a step. The entrance step is one or two risers (under 0.3 m); there is no retaining wall, no level difference and no stair access. The whole frontage touches the road — not a flag lot and not a terraced unit. The neighbour's block wall across the road (4–5 courses) is a boundary wall with the same ground level on both sides, not a retaining wall. The rear (south-west) boundary is not in the photo and remains unchecked.

Building valuation assumptions

Wooden two-storey 4LDK, built September 2017 (9 years). With 13 of the 22 statutory years remaining, the building is assessed at about 13.51 million yen — close to half of the total and roughly equal to the land (about 13.68 million yen), a different structure from older houses assessed on land alone. The remaining years decrease by one each year, so the ratio will decline over time. Currently vacant; the listing says room cleaning will be completed in October 2026. Listed as a rental house on Kenbiya but with no expected rent or yield.

Effective land area

The listed 124.36 sqm (registered) is used as-is. Kenbiya's land area excludes private roads by definition, and SUUMO also shows 'no private-road burden' and 124.36 sqm. No flag lot, slope or setback is mentioned, so no deduction was applied.

What We Could Not Confirm

  • The frontage road width differs between the listings (4.0 m on Kenbiya, 3.9 m on SUUMO). If it is under 4 m a setback will be required on rebuilding; the road category and width should be confirmed with the agent.
  • The rear (south-west) boundary is not visible in the photo, so a retaining wall or level difference there remains unchecked. The surroundings are flat urban land, but please verify on site.
  • The property is listed as a rental house but no expected rent or yield is given; local rent levels need to be checked for an income-property purchase.
  • The lot number is not disclosed, so the road price is the most frequent value among the neighbourhood roads of 7-chome. Even at the lowest band inside 7-chome (95,000 yen) the ratio would be 84.4 percent, so the conclusion does not change.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Lawson Sagamihara Kamimizo 6-chome
3 min walk from the station

Convenience store 234 m from the property according to the listing's neighbourhood data (SUUMO).

Source
Daiei Kamimizo
10 min walk from the station

Supermarket 795 m from the property according to the listing's neighbourhood data (SUUMO).

Source
sanwa Kamimizo
11 min walk from the station

Supermarket 807 m from the property according to the listing's neighbourhood data (SUUMO).

Source

Neighborhood ② Dining Near the Station

Mister Donut (near Kamimizo Sta.)
5 min walk from the station

About 330 m in a straight line from the centre of Kamimizo 7-chome. Location checked on OpenStreetMap.

Source
Unagi no Naruse (Kamimizo)
5 min walk from the station

Eel restaurant about 360 m in a straight line from the centre of Kamimizo 7-chome. Location checked on OpenStreetMap.

Source
Matsuya (Kamimizo)
9 min walk from the station

About 640 m in a straight line from the centre of Kamimizo 7-chome. Location checked on OpenStreetMap.

Source

About This Property

A two-storey wooden detached house in Kamimizo 7-chome, Chuo Ward, Sagamihara, Kanagawa, 10 minutes on foot from Kamimizo Station on the JR Sagami Line (Banda Station is 15 minutes). Built in September 2017 (9 years old), 103.91 sqm of floor area with a 4LDK layout on a 124.36 sqm registered lot, priced at 29.99 million yen. It is currently vacant; the listing says room cleaning will be completed in October 2026. Kenbiya lists it under "rental houses" but gives no expected rent or yield.

The assessed ratio is 90.7 percent. Because the building is only 9 years old, 13 of the 22 statutory useful years for wood remain, so the building alone is assessed at about 13.51 million yen — close to half of the total. The land is valued at about 13.68 million yen at a road price of 110,000 yen per sqm. Unlike older houses that are assessed on land value alone, the building carries real weight here; note that the remaining years fall by one every year, so the building side of the assessment will decline over time.

Kenbiya's listing had only two floor-plan images, so the site photo was checked on SUUMO, which carries the same property. The frontage road (north-east) is a flat asphalt neighbourhood road, the lot sits level with it and a car is parked in the carport with no step. There is no retaining wall, no level difference at the frontage, no stair access, and it is neither a flag lot nor a terraced unit. The road width is given as 4.0 m on Kenbiya and 3.9 m on SUUMO; taken conservatively, the road may be narrower than 4 m (an Article 42-2 road), so whether a setback is required on rebuilding should be confirmed. Nothing says the lot cannot be rebuilt.

In Chuo Ward, the area called "Oaza Kamimizo" (without chome numbering) carries leasehold symbol E (50 percent) and is outside our coverage. This house is in Kamimizo 7-chome, where every road on the road-price map (sheet 78162) carries symbol D. Zoning is Category 1 Residential (60/160), quasi-fire-prevention district, freehold, no private-road burden.

Estimated Financing

Assessed value ¥27,187,900 → estimated loan ¥27,180,000 (91% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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