積算100
[Assessed 100.3%] Detached house in Hachioji, Tokyo — 20 min from Hachioji-Minamino Sta.
Assessed 100.3%Detached houseHachioji, TokyoHachioji-Minamino Sta. 20 min walk

[Assessed 100.3%] Detached house in Hachioji, Tokyo — 20 min from Hachioji-Minamino Sta.

Published: Sep 12, 2026Updated: Sep 12, 2026

Property Overview

LocationHachioji, Tokyo
Nearest StationJR Yokohama Line Hachioji-Minamino Sta.
Walk20 min walk
Assessed Ratio100.3%Assessed 100.3%
Price¥12,800,000
TypeDetached house
Expected Yield8.9%
StructureWooden
BuiltBuilt Mar 1983 (43 years old)
Land Area131.05㎡
Building Area89.84㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Rakumachi¥12,800,000View listing

Assessed Value Breakdown

Land assessed value¥12,842,900
Building assessed value¥0
Total assessed value¥12,842,900
Asking price¥12,800,000
Assessed ratio100.3%

Calculation basis

  • Land = road price ¥98,000/m² × land area 131.05m²
  • Building = replacement cost ¥220,000/m² × floor area 89.84m² × remaining life 0y ÷ statutory life 22y
  • Built Mar 1983 (43 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +7.7%
YearRoad price (JPY/m²)YoY
202491,000
202595,000+4.4%
202698,000+3.2%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than copying the listing, we checked the 2026 road-price map, the listing photos at full size and the Geospatial Information Authority's elevation data. Since the lot number is published, we pinned the lot on aerial imagery.

Locating the road price

We traced the neighbourhood roads of the Katakuradai subdivision on the 2026 road-price map (sheet 55147). Overlaying the listed lot number 1357-187 and the listing's coordinates on aerial imagery confirmed a south-west corner lot inside the loop road, so we used the 98,000 yen band of the west loop road the lot fronts. The most frequent band in the subdivision is 100,000 yen, which would give 102.3 percent; both are above 80 percent. Three-year trend: 91,000 (2024), 95,000 (2025), 98,000 (2026) on the same road of the same sheet. Leasehold symbol D.

View source
On-site check from photos

We checked two of the ten photos (front and corner side) at full size. The gate sits on two or three brick steps (20–30 cm), almost level with the road; the south boundary is a low kerb with a hedge at road level. Because the front road slopes down to the north, a stone base and white wall retain soil at the north end, estimated at 0.5–0.8 m by comparison with tree-trunk diameter and the gate steps — below our 1 m exclusion threshold. LiDAR elevation data shows at most 0.6 m between the west road and the lot and 0.1–0.3 m to the north and east neighbours. No stair access, not a flag lot, a detached two-storey house.

Effective land area

The listed 131.05 sqm (registered) is used as-is. The private-road field is blank and no slope or flag-shaped extension is mentioned. The remark 'parking: 44.80 sqm (one-half)' is read as a separately registered parking lot held in a one-half share and is not included. If that share (about 22.4 sqm) were part of the 131.05 sqm, the 89.84 sqm building would have a floor-area ratio of 82.7 percent, over the 80 percent limit, so we treat 131.05 sqm as the main lot only.

Building valuation assumptions

Wooden two-storey 4K, built March 1983 (43 years). Past the 22-year statutory life for wood, so the building is assessed at zero and the land alone reaches 100.3 percent. The seller states it is sold as-is and needs a full renovation; the eight interior photos show discoloured wallpaper, tatami and old fittings. Rakumachi lists an expected annual rent of 1.14 million yen (8.9 percent gross), but the house is vacant and renovation costs before letting are not in the assessment.

Rights and restrictions

Corner lot fronting 5 m public roads on the west and south. Zoning: Category 1 Low-Rise Residential (40/80), freehold, residential land within the urbanisation promotion area. Katakuradai is a hillside subdivision west of the Hachioji Bypass; the woodland across the west road has no road price (multiplier area) but the block itself does. The listing states nothing about rebuild restrictions, cliff ordinance or leasehold.

What We Could Not Confirm

  • Whether the 'parking: 44.80 sqm (one-half)' in the remarks is part of the sale or a separately registered shared lot cannot be determined from the listing; confirm with the seller.
  • The house needs a full renovation; the cost and time before it can be let are not in the listing. The expected rent of 1.14 million yen per year presumably assumes renovation.
  • The photos show only the west (front) and south (corner) boundaries; the north and east neighbours were checked with elevation data (0.1–0.3 m difference). Please verify on site.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Seven-Eleven (Katakura, Hachioji)
6 min walk from the station

Convenience store about 450 m in a straight line from the property's coordinates. Location checked on OpenStreetMap.

Source
Co-op (Katakura, Hachioji)
11 min walk from the station

Supermarket about 850 m in a straight line from the property's coordinates. Location checked on OpenStreetMap.

Source
Ministop (Katakura, Hachioji)
12 min walk from the station

Convenience store about 930 m in a straight line from the property's coordinates. Location checked on OpenStreetMap.

Source

Neighborhood ② Dining Near the Station

Tsurutsuru (Katakura, Hachioji)
6 min walk from the station

Restaurant about 430 m in a straight line from the property's coordinates. Location checked on OpenStreetMap.

Source
Yoshinoya (Katakura, Hachioji)
6 min walk from the station

Restaurant about 440 m in a straight line from the property's coordinates. Location checked on OpenStreetMap.

Source
Tsubakiya (Katakura, Hachioji)
6 min walk from the station

Restaurant about 460 m in a straight line from the property's coordinates. Location checked on OpenStreetMap.

Source

About This Property

A two-storey wooden house in Katakura-machi, Hachioji, Tokyo (lot 1357-187 inside the Katakuradai subdivision), 20 minutes on foot from Hachioji-Minamino Station on the JR Yokohama Line. Built March 1983 (43 years old), 89.84 sqm of floor area with a 4K layout on a 131.05 sqm registered lot, priced at 12.8 million yen. It is a corner lot fronting 5 m public roads on the west and south. Rakumachi lists it as a rental house with an expected annual rent of 1.14 million yen (8.9 percent gross yield), but it is currently vacant and the seller states it is sold as-is and needs a full renovation from the water areas to floors and walls.

The assessed ratio is 100.3 percent. The building is past the 22-year statutory life for wood and is assessed at zero, so the land alone reaches the asking price. We used the 98,000 yen per sqm band of the west loop road the lot fronts: 131.05 sqm gives about 12.84 million yen. The most frequent band among the subdivision's neighbourhood roads is 100,000 yen, which would give 102.3 percent; either way the ratio stays above 80 percent. Three-year trend: 91,000 (2024), 95,000 (2025), 98,000 (2026).

We checked two of the ten listing photos (front and corner side) at full size. The gate sits on two or three brick steps (20–30 cm), almost level with the road, and the south boundary is a low kerb with a hedge at road level. Because the front road slopes down to the north, a stone base and white wall act as a retaining structure at the north end of the lot, but we estimate it at 0.5–0.8 m — below our 1 m exclusion threshold. The Geospatial Information Authority's 1 m LiDAR elevation data shows at most 0.6 m between the west road and the lot and 0.1–0.3 m to the north and east neighbours. A hillside 6–7 m higher lies across the road, but that is on the far side, not on the lot boundary. No stair access, not a flag lot, not a terraced unit.

Three points to note. First, the listing's remarks mention "parking: 44.80 sqm (one-half)", apparently a separately registered parking lot held in a one-half share; we did not include it in the 131.05 sqm (if it were included, the floor-area ratio of the 89.84 sqm building would exceed the 80 percent limit, so we treat 131.05 sqm as the main lot only). Second, the building needs a full renovation before it can be let. Third, Katakuradai is a hillside subdivision and the woodland across the west road is a multiplier (non-road-price) area. Zoning is Category 1 Low-Rise Residential (40/80), freehold, no private-road burden stated.

Estimated Financing

Assessed value ¥12,842,900 → estimated loan ¥12,800,000 (100% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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