積算100
[Assessed 87.1%] Detached house in Isogo Ward, Yokohama, Kanagawa — 11 min from Negishi Sta.
Assessed 87.1%Detached houseIsogo Ward, Yokohama, KanagawaNegishi Sta. 11 min walk

[Assessed 87.1%] Detached house in Isogo Ward, Yokohama, Kanagawa — 11 min from Negishi Sta.

Published: Sep 17, 2026Updated: Sep 17, 2026

Property Overview

LocationIsogo Ward, Yokohama, Kanagawa
Nearest StationJR Negishi Line Negishi Sta.
Walk11 min walk
Assessed Ratio87.1%Assessed 87.1%
Price¥8,800,000
TypeDetached house
StructureWooden
BuiltBuilt Jul 1982 (44 years old)
Land Area51.39㎡
Building Area67.07㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥8,800,000View listing

Assessed Value Breakdown

Land assessed value¥7,660,950
Building assessed value¥0
Total assessed value¥7,660,950
Asking price¥8,800,000
Assessed ratio87.1%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 67.07m² × remaining life 0y ÷ statutory life 22y
  • Built Jul 1982 (44 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +6.5%
YearRoad price (JPY/m²)YoY
2024155,000
2025160,000+3.2%
2026165,000+3.1%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than copying the listing, we traced every local street in Shimomachi on the FY2026 road price map and checked the site and front lane with four photos from the athome and Yahoo! Real Estate listings of the same house plus GSI elevation data.

Locating the road price

We traced all local streets in Shimomachi on FY2026 road price map sheet 66048. Local streets range from 160,000 to 200,000 yen/sqm and the most common value, 165,000 yen, is used as the representative. The 2.5-3 m lane the house fronts carries no road price, so the exact band cannot be fixed, but even the town's lowest band of 160,000 yen gives 84.4%. The three-year trend is 155,000, 160,000, 165,000 yen, up 5,000 yen a year.

View source
Effective land area

The listing states a required setback of 4.96 sqm, which reads as part of the existing site, so it is deducted from the 51.39 sqm to give 46.43 sqm for assessment. There is no private-road burden, and the lot is neither flag-shaped nor sloping. Without the deduction the ratio would be 96.4%.

On-site check from photos

We checked one exterior photo on athome and three exterior photos (including the front road) on the Yahoo! Real Estate listing of the same house. The frontage is a flat paved lane with no step between road and site and no stepped access. The brick-look wall in front has the same ground level on both sides and is not a retaining wall, and both neighbouring houses are separate buildings with gaps. GSI elevation data shows flat low ground at about 3.7 m.

Rights and restrictions

The road-access field is blank, and because a setback is required we infer the frontage is an Article 42-2 road under 4 m wide, but the listing does not say whether it is public or private. There is no mention of rebuilding restrictions.

Listing check

The same house has been on Yahoo! Real Estate through another broker since 25 August 2026, listed as 3DK with the private-road burden 'under investigation', which differs from athome. The athome listing was published on 14 September 2026, and the house did not appear in SUUMO's Isogo Ward list.

What We Could Not Confirm

  • The road-access field is blank; whether the front lane is public or private and whether it qualifies as an Article 42-2 road is not stated. If private, the share and consent for passage and excavation need checking.
  • The basis of the 4.96 sqm setback (from the road centreline or one-sided) is not given, and the effective area after setback should be confirmed with the broker.
  • The block number is undisclosed and the road price is the most common local-street value; depending on the actual band the ratio ranges from 84.4% to 92.3%.
  • The Yahoo! Real Estate listing shows the house has been on sale since 25 August 2026, about three weeks.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Sotetsu Rosen (near Shimomachi, Isogo)
10 min walk from the station

Supermarket about 500 m in a straight line from the listed coordinates (OpenStreetMap).

Source
Create SD Takigashira
15 min walk from the station

Drugstore about 490 m in a straight line from the property (OpenStreetMap).

Source
7-Eleven (near Shimomachi, Isogo)
8 min walk from the station

Convenience store about 180 m in a straight line from the property (OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

Soba Tsuruoka Negishi
6 min walk from the station

Soba restaurant about 170 m in a straight line from the property (OpenStreetMap).

Source
Tonkatsu Tonkichi
10 min walk from the station

Tonkatsu restaurant about 180 m in a straight line from the property (OpenStreetMap).

Source
Saizeriya Negishi Ekimae
1 min walk from the station

Italian family restaurant in front of Negishi Station, about 620 m from the property (OpenStreetMap).

Source

About This Property

A used detached house in Shimomachi, Isogo Ward, Yokohama, an 11-minute walk from Negishi Station on the JR Negishi Line. It sits in a flat low-lying residential area southwest of the station, an 8-minute walk from Negishi Elementary School; OpenStreetMap data puts a Sotetsu Rosen supermarket about 500 m away and a soba restaurant about 170 m away. The listing source is athome, and the same house has also been listed on Yahoo! Real Estate by another broker since 25 August 2026.

The building is a two-storey wooden 4DK (3DK on Yahoo!) built in July 1982 (44 years old) with 67.07 sqm of floor area; it is vacant and available immediately. The land is 51.39 sqm (registered), freehold, with no private-road burden, in a Category 1 residential zone (60% coverage / 200% floor-area ratio). ⚠️ The road-access field in the listing is blank, and a required setback of 4.96 sqm suggests the frontage is a road under 4 m wide (an Article 42-2 road under the Building Standards Act). Photos show a paved lane about 2.5-3 m wide; whether it is public or private is not stated. There is no mention of rebuilding restrictions. The price is 8.8 million yen.

The FY2026 inheritance-tax road price is 165,000 yen/sqm (map sheet 66048), the most common band on local streets in Shimomachi. The lane in front carries no road price, so the exact band cannot be fixed, but even the lowest band in the town, 160,000 yen, gives an assessed ratio of 84.4%. Deducting the 4.96 sqm setback leaves an effective site of 46.43 sqm and a land assessment of 7,660,950 yen; the 44-year-old building counts as zero, for an assessed ratio of 87.1% (96.4% without the setback deduction). The road price has risen 5,000 yen a year over three years: 155,000, 160,000, 165,000 yen.

This is a small house on 51 sqm of land with 67 sqm of floor area, and the land value alone clears 80%. The road type of the front lane (public or private, whether it qualifies as an Article 42-2 road) and the effective area after setback need to be confirmed with the broker. Photos show no step between the lane and the site, both neighbours are separate buildings, and no retaining wall or stepped access is visible.

Estimated Financing

Assessed value ¥7,660,950 → estimated loan ¥7,660,000 (87% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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