積算100
[Assessed 95%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 20 min from Sagamihara Sta.
Assessed 95%Detached houseChuo Ward, Sagamihara, KanagawaSagamihara Sta. 20 min walk

[Assessed 95%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 20 min from Sagamihara Sta.

Published: Sep 17, 2026Updated: Sep 17, 2026

Property Overview

LocationChuo Ward, Sagamihara, Kanagawa
Nearest StationJR Yokohama Line Sagamihara Sta.
Walk20 min walk
Assessed Ratio95%Assessed 95%
Price¥38,990,000
TypeDetached house
StructureWooden
BuiltBuilt Apr 2026 (0 years old)
Land Area70.01㎡
Building Area115.92㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥38,990,000View listing

Assessed Value Breakdown

Land assessed value¥11,551,650
Building assessed value¥25,502,400
Total assessed value¥37,054,050
Asking price¥38,990,000
Assessed ratio95%

Calculation basis

  • Land = road price ¥165,000/m² × land area 70.01m²
  • Building = replacement cost ¥220,000/m² × floor area 115.92m² × remaining life 22y ÷ statutory life 22y
  • Built Apr 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +13.8%
YearRoad price (JPY/m²)YoY
2024145,000
2025155,000+6.9%
2026165,000+6.5%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reprinting the listing, we checked the leasehold-ratio symbol and the most common district-road value on the 2026 roadside value map, and confirmed the level differences around the plot and the garage area from the ten listing photographs, the site plan and elevation data.

Locating the road price

On the 2026 roadside value map (sheet 78117) we collected every district-road value in Komachidori 1-chome and took the most common, 165,000 yen per sq m. Another listing's address places the site in block 7; the designated private road inside the block carries no value, so we use the adjoining district road. The 170,000 yen on the block's north-east side would give 95.9 percent and the lowest value in the chome, 160,000 yen, 94.1 percent. Sagamihara has wide areas with low leasehold-ratio symbols, so we checked the symbol first: all of Komachidori 1-chome is D.

View source
Building valuation assumptions

The timber house was completed in April 2026, so the building is valued at the full replacement cost of 220,000 yen per sq m over a 22-year statutory life. The 115.92 sq m floor area includes a 9.93 sq m ground-floor built-in garage (about 8.6 percent); excluding it, the ratio would be 89.4 percent.

Effective land area

The site plan shows a regular plot 5.925 m wide and 11.815 m deep; the 1.274 m and 4.650 m marked on the rear boundary are two segments split by a boundary point (together equal to the frontage), not a flag-pole strip. The 4.2 m private road is drawn outside the plot and Kenbiya's land area excludes private roads, so we assess the full 70.01 sq m without deduction.

On-site check from photos

We checked four exterior shots, a street view, the parking space, the site plan, the floor plan and the entrance among the ten photographs. The plot is level with the 4.2 m road, with only two steps up to the porch. One side neighbour is an existing two-storey house and the other is unit 1 of the same development, both on the same ground level. The rear is not visible in the photographs, so we checked Geospatial Information Authority elevation data: the ground varies by no more than 1.2 m across a 60 m square. No retaining wall, stepped access or flag-shaped lot.

Listing check

The property is listed on Kenbiya and SUUMO at the same price of 38.99 million yen. Unit 1 of the same development (36.99 million yen, 70.08 sq m) is covered in our article P0502 with a ratio of 100.2 percent.

What We Could Not Confirm

  • The 4.2 m frontage road is a designated private road; the listing does not state whether a share in it is included.
  • The photographs show a white and a black house; which one is unit 2 could not be settled from the photographs alone (both face the same level road, so this does not affect the level-difference assessment).
  • Excluding the 9.93 sq m built-in garage from the floor area, the assessment ratio would be 89.4 percent.
  • The 20-minute walk to Sagamihara Station is taken as listed; the listing also gives an 8-minute bus ride plus 4 minutes on foot, so actual travel time depends on the route.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Big-A Sagamihara Seishin
18 min walk from the station

Discount supermarket about 130 m in a straight line from the centre of block 7, Komachidori 1-chome (OpenStreetMap).

Source
7-Eleven Sagamihara Komachidori
18 min walk from the station

About 210 m in a straight line from the centre of block 7 (OpenStreetMap).

Source
Sundrug Sagamihara Chuo
17 min walk from the station

Drugstore about 290 m in a straight line from the centre of block 7 (OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

CoCo Ichibanya Sagamihara Seishin
17 min walk from the station

Curry chain about 220 m in a straight line from the centre of block 7 (OpenStreetMap).

Source
Sukiya Sagamihara Seishin
17 min walk from the station

Beef-bowl chain about 230 m in a straight line from the centre of block 7 (OpenStreetMap).

Source
Kura Sushi Sagamihara Seishin
17 min walk from the station

Conveyor-belt sushi about 260 m in a straight line from the centre of block 7 (OpenStreetMap).

Source

About This Property

A newly built detached house in Komachidori 1-chome, Chuo Ward, Sagamihara, a 20-minute walk from Sagamihara Station on the JR Yokohama Line (the listing also gives an 8-minute bus ride plus 4 minutes on foot); Minami-Hashimoto on the JR Sagami Line is 21 minutes on foot. It is unit 2 of a two-unit development in a flat residential area with a Big-A supermarket, Sukiya and Kura Sushi within a five-minute walk (unit 1 is covered in our article P0502).

The house is a three-storey timber 3LDK completed in April 2026 with 115.92 sq m of floor area (a shuttered built-in garage and a 5.2-mat bedroom on the ground floor, a 19.5-mat LDK on the second, three bedrooms on the third) on 70.01 sq m of freehold land, a regular 5.925 m by 11.815 m plot. Zoning is Category 1 residential (70 percent coverage, 168 percent floor area) in the urbanisation promotion area, with mains water, sewerage and city gas; it is vacant and available immediately, building permit no. 25UDI1W-09120. It fronts a 4.2 m private road on one side (a designated road under Article 42-1-5 of the Building Standards Act) and no private-road burden is stated.

The asking price is 38.99 million yen including tax. The 2026 inheritance-tax roadside land value is 165,000 yen per sq m, giving a land assessment of 11.55 million yen; the new timber building is valued at 25.5 million yen, for a total of 37.05 million yen and an assessment ratio of 95.0 percent. The roadside value has risen 13.8 percent over three years from 145,000 yen in 2024.

⚠️ The 115.92 sq m floor area includes the 9.93 sq m ground-floor built-in garage (about 8.6 percent of the total). Excluding the garage, the building would be worth 23.32 million yen and the ratio 89.4 percent. Being new, no yield is given, and the 20-minute walk is taken as listed. Unit 1 of the same development (36.99 million yen, 70.08 sq m) works out at 100.2 percent; unit 2 is priced 2 million yen higher, which is why its ratio is lower.

Estimated Financing

Assessed value ¥37,054,050 → estimated loan ¥37,050,000 (95% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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