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[Assessed 85.1%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 14 min from Kamimizo Sta.
Assessed 85.1%Detached houseChuo Ward, Sagamihara, KanagawaKamimizo Sta. 14 min walk

[Assessed 85.1%] Detached house in Chuo Ward, Sagamihara, Kanagawa — 14 min from Kamimizo Sta.

Published: Sep 19, 2026Updated: Sep 19, 2026

Property Overview

LocationChuo Ward, Sagamihara, Kanagawa
Nearest StationJR Sagami Line Kamimizo Sta.
Walk14 min walk
Assessed Ratio85.1%Assessed 85.1%
Price¥43,800,000
TypeDetached house
StructureWooden
BuiltBuilt Mar 2026 (0 years old)
Land Area133.41㎡
Building Area93.57㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥43,800,000View listing

Assessed Value Breakdown

Land assessed value¥16,676,250
Building assessed value¥20,585,400
Total assessed value¥37,261,650
Asking price¥43,800,000
Assessed ratio85.1%

Calculation basis

  • Land = road price ¥125,000/m² × land area 133.41m²
  • Building = replacement cost ¥220,000/m² × floor area 93.57m² × remaining life 22y ÷ statutory life 22y
  • Built Mar 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +8.7%
YearRoad price (JPY/m²)YoY
2024115,000
2025120,000+4.3%
2026125,000+4.2%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Because the lot number is not disclosed, we checked the values of the local streets in Yokodai 3-chome on the 2026 route price maps. We compared the land area and completion date, which differ between the Kenbiya and SUUMO listings, and assessed with the conservative figures.

Locating the road price

On the 2026 route price maps (sheets 78163 and 78164), every local street in Yokodai 3-chome is 125,000 yen/m² (leasehold ratio D). The lot number is not disclosed, but the value is the same whichever street in the town the lot faces, so we used it as the representative value. The road on the 3-chome/4-chome border is 120,000 yen/m². The same street went from 115,000 yen in 2024 to 120,000 yen in 2025 and 125,000 yen in 2026.

View source
Effective land area

The land area differs between SUUMO (registered, 133.41 m²) and Kenbiya (134.41 m²), so we assessed with the smaller 133.41 m². Calculated with 134.41 m², the assessed ratio would be about 85.4%. There is no private-road burden and nothing to deduct.

Building valuation assumptions

A new two-story wooden house with 93.57 m² of floor area (registered). Completion is listed as either March 2026 or May 2026; we used the earlier date, but either way the building is 0 years old and keeps its full 22-year statutory useful life. The floor area includes no built-in garage, and the two parking spaces are open spaces on the lot.

On-site check from photos

Of the 10 listing photos we checked four, including the exterior from the road, the north side and the south garden. The concrete parking area joins the municipal road at the same level, with no step or retaining wall. The north, south and east boundaries have low blocks and mesh fences, with a height difference of about 0.2 m or less. It is not a flag-shaped lot and is a single detached building.

Listing check

The building confirmation numbers on the Kenbiya and SUUMO listings match, so we compared the land area, completion date and floor area as the same property. The floor area and price are the same in both listings.

What We Could Not Confirm

  • The land area is 133.41 m² on SUUMO (registered) and 134.41 m² on Kenbiya, a 1 m² difference. The side lengths on the lot plan give about 134.4 m², so which is correct needs to be checked in the land registry.
  • Completion is March 2026 on SUUMO and May 2026 on Kenbiya. The date of the inspection certificate needs to be confirmed with the agent.
  • Because the lot number is not disclosed, we could not identify which section of the municipal road the lot faces. All local streets in Yokodai 3-chome are 125,000 yen/m²; if it is the road on the 3-chome/4-chome border (120,000 yen/m²), the assessed ratio would be about 83.5%.
  • It is sold as a rental house, but the yield and expected rent are listed as "to be determined", so the rent level is unknown.
  • Other restrictions listed include a residential land development regulation area, a quasi-fire prevention district, a maximum height limit and shadow regulations. The status of permits and inspections for the land development is not given in the listing.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Matsumoto Kiyoshi Sagamihara Yokodai
15 min walk from the station

Drugstore with a pharmacy in Yokodai 3-chome, about 210 m in a straight line from the centroid of Yokodai 3-chome and about 1.2 km from Kamimizo Station (based on OpenStreetMap and store information).

Source
Yaoko Sagamihara Hikarigaoka
15 min walk from the station

Supermarket in Hikarigaoka 2-chome, about 290 m in a straight line from the centroid of Yokodai 3-chome and about 1.2 km from Kamimizo Station (based on OpenStreetMap and store information).

Source

Neighborhood ② Dining Near the Station

Saizeriya Sagamihara Yokodai
16 min walk from the station

Italian family restaurant in Yokodai 3-chome, about 250 m in a straight line from the centroid of Yokodai 3-chome and about 1.2 km from Kamimizo Station (based on OpenStreetMap and store information).

Source
Bikkuri Donkey Hikarigaoka
17 min walk from the station

Hamburger steak restaurant in Hikarigaoka 1-chome, about 700 m in a straight line from the centroid of Yokodai 3-chome and about 1.4 km from Kamimizo Station (based on OpenStreetMap and store information).

Source

About This Property

A newly built detached house in Yokodai 3-chome, Chuo Ward, Sagamihara, Kanagawa, a 14-minute walk (13-14 minutes depending on the listing) from Kamimizo Station on the JR Sagami Line. It is also a 7-minute walk from the "Hikarigaoka Shogakko-mae" bus stop, 20 minutes by bus from Fuchinobe Station on the JR Yokohama Line. It lies in the urbanization promotion area within a Category 1 low-rise exclusive residential zone (coverage 50%, floor area ratio 100%), and the lot faces a municipal road about 4.00 m wide on the west (Building Standards Act Article 42-1-1) with about 10.54 m of frontage. The listing names no nearby stores, so we checked locations with OpenStreetMap and store information and show straight-line distances from the centroid of Yokodai 3-chome: Matsumoto Kiyoshi Sagamihara Yokodai in the same 3-chome about 210 m, Saizeriya Sagamihara Yokodai about 250 m, Yaoko Sagamihara Hikarigaoka in Hikarigaoka 2-chome about 290 m, and Bikkuri Donkey Hikarigaoka in Hikarigaoka 1-chome about 700 m.

The price is 43.8 million yen. The building is a two-story wooden house with 3LDK and a floor area of 93.57 m² (registered). It is sold as a rental house, but it is currently vacant with immediate handover, and the yield and expected rent are listed as "to be determined". It is freehold with no private-road burden and parking for two cars. ⚠️The same property is listed on Kenbiya and SUUMO (the building confirmation numbers match), and the figures differ in two places. The land area is 133.41 m² on SUUMO (registered) and 134.41 m² on Kenbiya; we assessed with the smaller 133.41 m². Completion is March 2026 on SUUMO and May 2026 on Kenbiya; we used the earlier March 2026 (either way the building is 0 years old and the assessment is the same). Other restrictions listed include the Landscape Act, a residential land development regulation area, a quasi-fire prevention district, a maximum height limit and shadow regulations.

On the 2026 route price map (sheet 78163), every local street in Yokodai 3-chome is 125,000 yen/m² (leasehold ratio D). The lot number is not disclosed, but the value is the same whichever street in the town the lot faces. As a new wooden house, the building keeps its full 22-year statutory useful life, and the assessed ratio is about 85.1%. Using Kenbiya's 134.41 m² for the land gives about 85.4%. Using the road on the 3-chome/4-chome border (120,000 yen/m²) gives about 83.5%, and even the 115,000 yen/m² of neighboring 4-chome gives about 82.0%. The floor area includes no built-in garage, and the two parking spaces are open spaces on the lot, so no garage adjustment was made. The route price rose from 115,000 yen in 2024 to 120,000 yen in 2025 and 125,000 yen in 2026, up 8.7% over two years.

In the photos, the concrete parking area in front joins the municipal road at the same level, with no step or retaining wall. The north, south and east boundaries have low blocks and mesh fences, with a height difference of about 0.2 m or less. The entrance porch has 2-3 steps (about 0.5 m), but they are within the lot. The lot is nearly regular (about 10.54 m x 12.76 m), not flag-shaped, and the house is a single detached building. Because it is new, the building accounts for a large share of the value, and together with the land the assessed ratio is around 85%; the discrepancies in land area and completion date are points to check against the land registry and the inspection certificate before signing.

Estimated Financing

Assessed value ¥37,261,650 → estimated loan ¥37,260,000 (85% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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