積算100
[Assessed 106.7%] Detached house in Kamagaya, Chiba — 10 min from Kita-Hatsutomi Sta.
Assessed 106.7%Detached houseKamagaya, ChibaKita-Hatsutomi Sta. 10 min walk

[Assessed 106.7%] Detached house in Kamagaya, Chiba — 10 min from Kita-Hatsutomi Sta.

Published: Sep 19, 2026Updated: Sep 19, 2026

Property Overview

LocationKamagaya, Chiba
Nearest StationKeisei Matsudo Line Kita-Hatsutomi Sta.
Walk10 min walk
Assessed Ratio106.7%Assessed 106.7%
Price¥7,280,000
TypeDetached house
Expected Yield13.15%
StructureWooden
BuiltBuilt Apr 1981 (45 years old)
Land Area118.76㎡
Building Area84.45㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥7,280,000View listing

Assessed Value Breakdown

Land assessed value¥7,770,840
Building assessed value¥0
Total assessed value¥7,770,840
Asking price¥7,280,000
Assessed ratio106.7%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 84.45m² × remaining life 0y ÷ statutory life 22y
  • Built Apr 1981 (45 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +11.6%
YearRoad price (JPY/m²)YoY
202469,000
202572,000+4.3%
202677,000+6.9%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

As a flag-shaped lot on a private road, we worked out the passage area and the treatment of the private road burden from the listing and photos, and valued the land using the 2026 route price map.

Locating the road price

We traced the local streets around the block on the 2026 route price map (sheet 09292). In Kitanakazawa 2-chome the most common value on local streets is 77,000 yen/m², and the road the lot faces is also 77,000 yen/m². The same route rose from 69,000 yen in 2024 to 72,000 yen in 2025 and 77,000 yen in 2026.

View source
Effective land area

We deducted the roughly 2.2 m-wide passage at the upper-end length of 8 m visible in the photos (17.84 m²) and valued 100.92 m². The 42.00 m² private road burden reads as a co-owned share of a separate public-road lot; deducting it from the land area would push the floor area over the permitted ratio, so it was not deducted.

On-site check from photos

The exterior photo shows a concrete passage running from the private road to the carport in front of the house, with less than 1 m of level difference from the road. Both sides of the passage have low blocks about 0.3-0.4 m tall and no tall retaining walls. For the rear boundary not shown in photos, GSI elevation data showed the area within 30 m to be flat.

Rights and restrictions

The lot touches a 4.5 m private road for about 2.2 m, and road association fees apply. The listing does not say whether the private road is a road under the Building Standards Act. The listing discloses that the building leans and that belongings remain inside.

What We Could Not Confirm

  • The listing does not say whether the private road in front is a road under the Building Standards Act (such as a designated road). This affects whether the house can be rebuilt.
  • The frontage of about 2.2 m comes from construction records and has not been surveyed. The exact area of the passage is also unconfirmed.
  • Whether the 42.00 m² private road burden lies outside the 118.76 m² land area (a separate lot) or is included in it needs to be checked in the land registry. If included, the assessed ratio would be about 62.3%.
  • The degree of the building's lean and the amount of belongings left inside are not known from the listing.
  • The boundary on the side opposite the road is not shown in the photos and has only been checked with elevation data.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Big-A
4 min walk from the station

Discount supermarket near Kita-Hatsutomi Station, about 250 m in a straight line from the station (OpenStreetMap location).

Source
7-Eleven
4 min walk from the station

Convenience store near Kita-Hatsutomi Station, about 270 m in a straight line from the station (OpenStreetMap location).

Source
Lawson
5 min walk from the station

Convenience store near Kita-Hatsutomi Station, about 350 m in a straight line from the station (OpenStreetMap location).

Source

Neighborhood ② Dining Near the Station

Oshokujidokoro Michi
1 min walk from the station

Casual Japanese diner in front of Kita-Hatsutomi Station, about 70 m in a straight line from the station (OpenStreetMap location).

Source
Rairaitei
2 min walk from the station

Ramen shop near Kita-Hatsutomi Station, about 140 m in a straight line from the station (OpenStreetMap location).

Source

About This Property

A two-story wooden detached house in Kitanakazawa 2-chome, Kamagaya, a 10-minute walk from Kita-Hatsutomi Station on the Keisei Matsudo Line and 17 minutes from Omachi Station on the Hokuso Line. It sits in a Category 1 low-rise residential zone (coverage 50%, floor area ratio 100%).

The house is a tiled-roof wooden two-story 4LDK built in April 1981 with 84.45 m² of floor space. The land is 118.76 m² (registered), freehold and level. It is vacant and available immediately; there is no rent roll, and the projected yield is 13.15% based on an assumed annual rent of 984,000 yen. It is sold as-is with boundaries not marked, and the listing discloses that the building leans and that belongings remain inside.

The lot is a flag-shaped lot reached from a 4.5 m private road on the west through a passage about 2.2 m wide. Deducting the passage (about 2.23 m x 8 m = 17.84 m²) leaves 100.92 m²; at the 2026 route price of 77,000 yen/m² the land value is about 7.77 million yen and the building, past its statutory useful life, is valued at zero, for an assessed ratio of about 106.7% of the 7.28 million yen price. With a 5 m passage the ratio would be about 113.8%, and without the deduction about 125.6%. The 42.00 m² private road burden is treated as a co-owned share of a separate public-road lot noted in the remarks and is not deducted; if those 42 m² were included in the land area, the ratio would fall to about 62.3%.

⚠️ The frontage is about 2.2 m (from construction records, not surveyed), and the listing does not say whether the private road in front is a road under the Building Standards Act (such as a designated road). Because this affects whether the house can be rebuilt, confirmation with the listing agent and Kamagaya City is essential. The private road carries association fees of 5,000 yen per year. The extent of the building's lean also needs to be checked on site.

Estimated Financing

Assessed value ¥7,770,840 → estimated loan ¥7,280,000 (100% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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