積算100
[Assessed 95.5%] Detached house in Hachioji, Tokyo — 20 min from Komiya Sta.
Assessed 95.5%Detached houseHachioji, TokyoKomiya Sta. 20 min walk

[Assessed 95.5%] Detached house in Hachioji, Tokyo — 20 min from Komiya Sta.

Published: Sep 22, 2026Updated: Sep 22, 2026

Property Overview

LocationHachioji, Tokyo
Nearest StationJR Hachiko Line Komiya Sta.
Walk20 min walk
Assessed Ratio95.5%Assessed 95.5%
Price¥19,800,000
TypeDetached house
Expected Yield6.6%
StructureWooden
BuiltBuilt Jun 1989 (37 years old)
Land Area205.56㎡
Building Area118.41㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥19,800,000View listing

Assessed Value Breakdown

Land assessed value¥18,911,520
Building assessed value¥0
Total assessed value¥18,911,520
Asking price¥19,800,000
Assessed ratio95.5%

Calculation basis

  • Land = road price ¥92,000/m² × land area 205.56m²
  • Building = replacement cost ¥220,000/m² × floor area 118.41m² × remaining life 0y ÷ statutory life 22y
  • Built Jun 1989 (37 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +7.0%
YearRoad price (JPY/m²)YoY
202486,000
202589,000+3.5%
202692,000+3.4%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Because the lot number is not disclosed, we traced every block road in Kuboyama-machi 2-chome on the 2026 route price map to set a representative value, and checked the level difference to the roads in six listing photos.

Locating the road price

On the 2026 route price map (sheet 55004) we traced the block roads in the Utsukidai area of Kuboyama-machi 2-chome. About 13 sections are 92,000 yen/m² and about 12 are 93,000 yen/m²; since the two are nearly tied, we adopted the lower 92,000 yen/m². The same road was 86,000 yen in 2024, 89,000 in 2025 and 92,000 in 2026. The boundary road with Utsuki-machi at the western edge is lower at 75,000–76,000 yen/m²; if the property faces it, the ratio would be about 78–79%. That band is 1.4–1.5 km in a straight line from Komiya Station, which does not fit the stated 20-minute walk, so we consider the property to be in the central blocks.

View source
On-site check from photos

We checked the six listing photos reposted on LIFULL HOME'S Investment (four exterior shots, the front road and the floor plan). The site is almost level with the east and south roads, and the block wall along the road is three courses high (about 0.6 m). It is also level with the western neighbor, and it is not a stair-access, flag-shaped or row-house lot.

Building valuation assumptions

The house is wooden and was built in June 1989, past its 22-year statutory useful life, so its assessed building value is zero. The remarks mention an unregistered extension, but its area is not listed.

Effective land area

The listing mentions no private road share, setback or sloped portion, so the listed land area of 205.56 m² is used as is.

What We Could Not Confirm

  • The lot number is not disclosed, so the route price of the road the property actually faces is not confirmed.
  • The northern boundary with the neighbor does not appear in the listing photos; the level difference there is unconfirmed.
  • The area of the unregistered extension and its relation to the registered floor area cannot be determined from the listing.
  • The lease terms (rent breakdown, contract period, deposit) are not stated in the listing.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Jason Hachioji Utsukidai
13 min walk from the station

Discount supermarket in the Utsukidai area. About 360 m in a straight line from the centroid of Kuboyama-machi 2-chome, and about 960 m from Komiya Station (based on OpenStreetMap positions).

Source
Super Alps
11 min walk from the station

Supermarket in the Utsukidai area. About 390 m in a straight line from the centroid of Kuboyama-machi 2-chome, and about 870 m from Komiya Station (based on OpenStreetMap positions).

Source
7-Eleven
11 min walk from the station

Convenience store. About 470 m in a straight line from the centroid of Kuboyama-machi 2-chome, and about 850 m from Komiya Station (based on OpenStreetMap positions).

Source

Neighborhood ② Dining Near the Station

Hotto Motto
12 min walk from the station

Take-out bento shop. About 380 m in a straight line from the centroid of Kuboyama-machi 2-chome, and about 920 m from Komiya Station (based on OpenStreetMap positions).

Source
Yoshinoya
22 min walk from the station

Gyudon (beef bowl) restaurant. About 640 m in a straight line from the centroid of Kuboyama-machi 2-chome, and about 1,690 m from Komiya Station (based on OpenStreetMap positions).

Source
Gusto
19 min walk from the station

Family restaurant. About 660 m in a straight line from the centroid of Kuboyama-machi 2-chome, and about 1,450 m from Komiya Station (based on OpenStreetMap positions).

Source

About This Property

This is a two-story wooden detached house in the Utsukidai area of Kuboyama-machi 2-chome, Hachioji, a 20-minute walk from Komiya Station on the JR Hachiko Line. It is currently rented out; the listing states an annual rent of 1.308 million yen at full occupancy (about 109,000 yen per month) and a gross yield of 6.60%. The site is a corner lot facing 5.0 m public roads on the east and south.

The land is 205.56 m² (about 62 tsubo) and the building 118.41 m², with an LDK, kitchen and Japanese-style room on the first floor and three Western-style rooms plus a storage room on the second. The land is freehold in a Category 1 low-rise residential zone (building coverage 40%, floor area ratio 80%). Built in June 1989, the house is 37 years old, so its assessed building value is calculated as zero. The remarks note an unregistered extension of unknown size and that the seller's liability for non-conformity is waived.

The assessed value, land only, is about 18.91 million yen, or 95.5% of the 19.8 million yen price. The 2026 route price is 92,000 yen/m², up about 7% in two years from 86,000 yen in 2024. However, the lot number is not disclosed; if the property faces the boundary road with Utsuki-machi at the western edge of the district (75,000–76,000 yen/m²), the ratio drops to around 78–79%. That band is hard to reconcile with the stated 20-minute walk from Komiya Station, but the exact location should be confirmed with the agent.

In the listing photos, the site and the roads are at almost the same level, and the block wall along the road is about 0.6 m. The northern boundary with the neighbor does not appear in any photo and is unconfirmed. The station is some distance away, but two supermarkets in the Utsukidai area are within 400 m in a straight line of the district's center.

Estimated Financing

Assessed value ¥18,911,520 → estimated loan ¥18,910,000 (96% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here
[Assessed 80.5%] Land in Higashimurayama, Tokyo — 13 min from Musashi-Yamato Sta.
Assessed 80.5%
Source: Kenbiya
Land

[Assessed 80.5%] Land in Higashimurayama, Tokyo — 13 min from Musashi-Yamato Sta.

Higashimurayama, TokyoSeibu Tamako Line Musashi-Yamato Sta. 13 min walk
¥31.5M
Sep 22, 2026
[Assessed 80.6%] Land in Itabashi Ward, Tokyo — 9 min from Shimura-sanchome Sta.
Assessed 80.6%
Source: Kenbiya
Land

[Assessed 80.6%] Land in Itabashi Ward, Tokyo — 9 min from Shimura-sanchome Sta.

Itabashi Ward, TokyoToei Mita Line Shimura-sanchome Sta. 9 min walk
¥13.8M
Sep 22, 2026
[Assessed 85.6%] Detached house in Hachioji, Tokyo — 14 min from Nishi-Hachioji Sta.
Assessed 85.6%
Source: Kenbiya
Detached house

[Assessed 85.6%] Detached house in Hachioji, Tokyo — 14 min from Nishi-Hachioji Sta.

Hachioji, TokyoJR Chuo Line Nishi-Hachioji Sta. 14 min walk
¥41.8M
Sep 22, 2026