積算100
[Assessed 90.6%] Detached house in Kamagaya, Chiba — 14 min from Kamagaya-Daibutsu Sta.
Assessed 90.6%Detached houseKamagaya, ChibaKamagaya-Daibutsu Sta. 14 min walk

[Assessed 90.6%] Detached house in Kamagaya, Chiba — 14 min from Kamagaya-Daibutsu Sta.

Published: Sep 26, 2026Updated: Sep 26, 2026

Property Overview

LocationKamagaya, Chiba
Nearest StationKeisei Matsudo Line Kamagaya-Daibutsu Sta.
Walk14 min walk
Assessed Ratio90.6%Assessed 90.6%
Price¥5,500,000
TypeDetached house
StructureWooden
BuiltBuilt Jan 1976 (50 years old)
Land Area65.57㎡
Building Area57㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥5,500,000View listing

Assessed Value Breakdown

Land assessed value¥4,983,320
Building assessed value¥0
Total assessed value¥4,983,320
Asking price¥5,500,000
Assessed ratio90.6%

Calculation basis

  • Land = road price ¥76,000/m² × land area 65.57m²
  • Building = replacement cost ¥220,000/m² × floor area 57m² × remaining life 0y ÷ statutory life 22y
  • Built Jan 1976 (50 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +15.2%
YearRoad price (JPY/m²)YoY
202466,000—
202570,000+6.1%
202676,000+8.6%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We re-traced the neighborhood streets of Kamagaya 7-chome on the 2026 route price map and checked road access and level differences with the 11 listing photos and GSI elevation data, showing the basis of the assessment and what remains unconfirmed.

Locating the road price

We traced the neighborhood streets of Kamagaya 7-chome on the 2026 route price map (sheet 09315; the southern part of 7-chome continues on 09320). ¥76,000/㎡ (D) appears on about 10 segments, the most of any band, alongside segments at ¥70,000, ¥71,000 and ¥68,000. The private road on the north has no route price, so we used ¥76,000, the most common band and also the street along the north side of the block. The arterial Kioroshi Kaido (¥79,000) was excluded. The same street moved from ¥66,000 (2024) to ¥70,000 (2025) and ¥76,000/㎡ (2026).

View source
Effective land area

The private-road burden is stated as "none," there is no setback note, and the road in front is 4.0m wide, so no setback is required. The listed land area of 65.57㎡ (registered) is used as is.

Building valuation assumptions

The two-story wooden house was built in January 1976 and has exceeded the 22-year statutory useful life, so the building is assessed at ¥0. The listing also states that liability for non-conformity is excluded because the useful life has been exceeded, and that renovation is needed.

On-site check from photos

We checked 11 listing photos (exterior, interior, side yard, the road in both directions, etc.). The entrance is only two steps (about 0.3–0.4m) above the road, with no stairway access or retaining wall visible. The difference from the parking lot next door on the left is about 0.3–0.5m, and the lot on the right is at nearly the same level. It is a detached house, not a row house, and not a flag-shaped lot. The back (south) boundary does not appear in the photos.

What We Could Not Confirm

  • For the 4.0m private road on the north, the listing does not state the share held, consent for passage or excavation, or the road type (such as whether it is a designated road).
  • The private road has no route price, so we borrowed ¥76,000/㎡ (the most common band in the chome) from the adjacent street. The unit price needed for an 80% assessment ratio is ¥67,104/㎡, about 12% below the value used. With the ¥70,000 street on the south side of the block the ratio is 83.4%, and even with the lowest band in the chome, ¥68,000, it is 81.1%.
  • The back (south) boundary does not appear in any photo, so the level difference and any retaining wall there are unconfirmed. GSI elevation data show a gentle slope rising to the east (about 5%), suggesting a difference of about 0.3m at the boundary.
  • The owner currently lives in the house and the handover date is negotiable. Liability for non-conformity is excluded because the building has exceeded its useful life, and renovation is said to be needed. The condition of the interior and equipment should be checked at a viewing.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Kamagaya 8-chome
9 min walk from the station

Convenience store in Kamagaya 8-chome, Kamagaya, about 300m in a straight line from the representative point of the property's block (based on its OpenStreetMap position).

Source
Maruei (supermarket)
18 min walk from the station

Supermarket in Minami-Kamagaya 2-chome, Kamagaya, about 540m in a straight line from the representative point of the property's block (based on its OpenStreetMap position).

Source
Lawson Kamagaya 2-chome
10 min walk from the station

Convenience store in Kamagaya 2-chome, about 790m in a straight line from the representative point of the property's block and about 740m from Kamagaya-Daibutsu Station (based on its OpenStreetMap position).

Source

Neighborhood ② Dining Near the Station

Daifukugen Kamagaya
7 min walk from the station

Chinese restaurant in Kamagaya 8-chome, Kamagaya, about 440m in a straight line from the representative point of the property's block (based on its OpenStreetMap position).

Source
Hotto Motto (Kamagaya 8-chome)
12 min walk from the station

Take-out bento shop in Kamagaya 8-chome, Kamagaya, about 580m in a straight line from the representative point of the property's block (based on its OpenStreetMap position).

Source

About This Property

The property is in Kamagaya 7-chome, Kamagaya, Chiba, a 14-minute walk from Kamagaya-Daibutsu Station on the Keisei Matsudo Line. The zoning is Category 1 Low-rise Exclusive Residential (building coverage 60%, floor area ratio 150%), and the 65.57㎡ lot (registered area) is freehold. The lot faces a 4.0m-wide private road on the north with 6.0m of frontage and is described in the listing as regularly shaped. The asking price is ¥5.5 million.

The building is a two-story wooden 3DK house (57.00㎡) built in January 1976. It is 50 years old and was built under the pre-1981 seismic standards. ⚠️ The owner currently lives there, and the handover date is negotiable. Because the wooden building has exceeded its useful life, the seller is exempt from liability for non-conformity, and the listing states that renovation is needed to live there comfortably. There is no parking; drainage is by septic tank and gas is propane.

⚠️ The private road on the north has no route price of its own, so we borrowed ¥76,000/㎡ (leasehold ratio D) from the adjacent neighborhood street. ¥76,000 is the most common band among the streets in Kamagaya 7-chome and is also the value of the street along the north side of the property's block. Using the ¥70,000 street on the south side of the block gives an assessment ratio of 83.4%, and even the lowest band in the chome, ¥68,000, gives 81.1%. The unit price needed to keep the ratio at 80% is ¥67,104/㎡, about 12% below the value used. The building has exceeded its statutory useful life and is valued at ¥0, so the assessment covers the land only. The same street rose from ¥66,000 (2024) to ¥70,000 (2025) and ¥76,000/㎡ (2026), about 15% in two years.

⚠️ The listing does not mention a share in the private road in front, consent for passage and excavation, or the road type (such as whether it is a designated road); the private-road burden is stated as "none." Conditions for rebuilding or pipe work need to be confirmed with the broker. In the listing photos, the entrance is only about two steps above the road, with no stairway access or retaining wall visible, and the lots to the east and west are at nearly the same level. However, the boundary at the back (south) does not appear in any photo and is unconfirmed. GSI elevation data show a gentle slope rising to the east, terrain where a retaining wall of 1m or more is unlikely. Since the building needs renovation even to keep living in it, the property is effectively close to land with an old house. Distances to nearby places are straight-line distances from the representative point of the property's block (GSI address search) to each shop (its OpenStreetMap position).

Estimated Financing

Assessed value ¥4,983,320 → estimated loan ¥4,980,000 (91% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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