積算100
[Assessed 87.4%] Detached house in Matsudo, Chiba — 17 min from Motoyama Sta.
Assessed 87.4%Detached houseMatsudo, ChibaMotoyama Sta. 17 min walk

[Assessed 87.4%] Detached house in Matsudo, Chiba — 17 min from Motoyama Sta.

Published: Sep 26, 2026Updated: Sep 26, 2026

Property Overview

LocationMatsudo, Chiba
Nearest StationKeisei Matsudo Line Motoyama Sta.
Walk17 min walk
Assessed Ratio87.4%Assessed 87.4%
Price¥9,800,000
TypeDetached house
StructureWooden
BuiltBuilt Jan 1979 (47 years old)
Land Area140.19㎡
Building Area68.57㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥9,800,000View listing

Assessed Value Breakdown

Land assessed value¥8,560,890
Building assessed value¥0
Total assessed value¥8,560,890
Asking price¥9,800,000
Assessed ratio87.4%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 68.57m² × remaining life 0y ÷ statutory life 22y
  • Built Jan 1979 (47 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +19.1%
YearRoad price (JPY/m²)YoY
202468,000—
202574,000+8.8%
202681,000+9.5%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than repeating the listing as is, we checked the 2026 route price maps, the lot plan and the photos in the same seller's house and land listings to confirm the representative route price, the area of the access strip and the height difference between road and lot.

Locating the road price

Mutsutakadai 8-chome spans two sheets of the 2026 route price maps, and its local roads split into two groups: 81,000 yen/㎡ on the northern sheet 09078 and 86,000-87,000 yen/㎡ on the southern sheet 09092. Across the whole chome, 81,000 and 87,000 yen appear almost equally often, so we took the most common value on the northern sheet 09078, where the listing-map position falls: 81,000 yen/㎡ (leasehold ratio D). Using 87,000 yen/㎡ would give about 93.8%, and the conclusion is the same either way. The three-year series is from the same road on the same sheet: 68,000 yen in 2024, 74,000 yen in 2025 and 81,000 yen/㎡ in 2026. The road the lot faces is not identified; if it is the 78,000 yen/㎡ road to the north, the ratio would be about 84.1%.

View source
Effective land area

The lot plan in the same seller's land listing confirms a flag-shaped lot. We took the access strip as the parking section on the road side (3.00 m wide x 4.79 m deep) plus the path beyond it (2.00 m wide x about 10 m), 34.50 ㎡ in total, and valued the remaining effective lot area of 105.69 ㎡. Without deducting the strip the assessment ratio would be 115.9%.

On-site check from photos

We checked the three photos in the house listing (two exterior, one of the parking space) and the site photo and lot plan in the land listing. The road end of the access strip is a sunken parking space between concrete walls, with four steps at the far end leading up to the higher path and lot. We estimated the height difference in three ways, from the width of the parking section, the width of the steps and the number of risers, and put it at about 0.8-0.9 m. The path is almost level, and no retaining wall of 1 m or more is visible beside the entrance. It is a detached two-story wooden house, not a row house.

Building valuation assumptions

The building is a two-story wooden house of 68.57 ㎡ built in January 1979. At 47 years old it is past its statutory useful life, so its assessed value is zero. It is currently vacant, and the seller is reportedly open to demolishing it and handing over a cleared lot.

Rights and restrictions

The frontage is 3.00 m, and the access strip is about 14.8 m long and 2.00 m wide at its narrowest, exactly the 2 m minimum road frontage under the Building Standards Act. The lot is inside a residential land development regulation area, and the same seller also lists it as land (with an old house) at the same price of 9.8 million yen.

What We Could Not Confirm

  • From the parking space at the road end of the strip, four steps lead up to the lot, and the height difference estimated from the photos is about 0.8-0.9 m. If the parking floor slopes down toward the road, the difference from the road could be around 1 m, so it needs to be checked on site.
  • When rebuilding, how construction vehicles and materials can pass along the 2.00 m path, how the earth-retaining walls on both sides of the parking space are treated, and whether a permit is needed inside the residential land development regulation area should be confirmed with the seller and Matsudo City.
  • The direction, width and type of the front road are not in the listing; the compass mark on the lot plan only suggests the road is on the south-southwest side. Which route-priced road the lot faces is also not identified.
  • The far (north-northeast) side of the main part of the lot and the east and west boundaries do not appear in the photos, so height differences with the neighbors are not confirmed. The interior condition of the 47-year-old building also cannot be seen in the listing photos.
  • The listing gives a 17-minute walk to Motoyama Station, but the straight-line distance from the listing-map position to the station is about 1.5 km (about 1.3 km from the center of the chome), so the actual walking time may be longer than listed.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

York Mart Mutsutakadai

Supermarket in Mutsutakadai 7-chome, Matsudo, about 100 m in a straight line from the position on the SUUMO listing map to its OpenStreetMap position.

Source
7-Eleven Matsudo Mutsutakadai 8-chome

Convenience store in Mutsutakadai 8-chome, Matsudo, about 130 m in a straight line from the same listing-map position.

Source
Welcia Pharmacy Matsudo Mutsutakadai

Drugstore in Mutsutakadai 7-chome, Matsudo, about 340 m in a straight line from the same listing-map position.

Source

Neighborhood ② Dining Near the Station

Hotto Motto (Mutsutakadai 7-chome, Matsudo)

Take-out bento shop in Mutsutakadai 7-chome, Matsudo, about 210 m in a straight line from the same listing-map position.

Source
Oedo Akindo

Sushi restaurant in Mutsutakadai 8-chome, Matsudo, about 270 m in a straight line from the same listing-map position.

Source
Takagi

Soba restaurant in Mutsutakadai 8-chome, Matsudo, about 300 m in a straight line from the same listing-map position.

Source

About This Property

This is a pre-owned detached house in Mutsutakadai 8-chome, Matsudo, Chiba. The nearest station is Motoyama on the Keisei Matsudo Line, a 17-minute walk; the listing also gives a 23-minute walk to Goko Station (Keisei Matsudo Line) and a 23-minute walk to Mutsumi Station on the Tobu Noda Line (26 minutes in the same seller's land listing). The listing gives no nearby facilities, so we measured straight-line distances from the position on the SUUMO listing map to each OpenStreetMap position: York Mart Mutsutakadai about 100 m, 7-Eleven Matsudo Mutsutakadai 8-chome about 130 m and Welcia Pharmacy Matsudo Mutsutakadai about 340 m; for food, Hotto Motto about 210 m, the sushi restaurant Oedo Akindo about 270 m and the soba restaurant Takagi about 300 m.

The building is a two-story wooden 3DK built in January 1979, with a total floor area of 68.57 ㎡, and is currently vacant. The seller is reportedly open to demolishing the building and handing over a cleared lot. The land is 140.19 ㎡, freehold, with no private-road share, in a Category 2 residential zone with a 60% building coverage ratio and a 200% floor area ratio. ⚠️It is a flag-shaped lot: the frontage on the road is 3.00 m, and the access strip is about 14.8 m long and 2.00 m wide at its narrowest, exactly the 2 m minimum road frontage under the Building Standards Act. The direction and width of the front road are not given in the listing. ⚠️The road end of the access strip is a sunken parking space for one car between concrete walls, and from its far end four steps lead up to the path and the lot. From the photos we estimate the height difference at about 0.8-0.9 m. The lot is inside a designated residential land development regulation area. The seller is Midori Fudosan Co., Ltd., selling directly as owner, and the same seller also lists the property as land (with an old house) at the same price of 9.8 million yen.

We used the 2026 (Reiwa 8) route price of 81,000 yen/㎡ (leasehold ratio D). Local roads in Mutsutakadai 8-chome split into two groups of almost equal size, 81,000 and 87,000 yen/㎡, so we took the most common value on the northern sheet where the property sits (map 09078), 81,000 yen/㎡. Using 87,000 yen/㎡ would give an assessment ratio of about 93.8%, and the conclusion is the same either way. On the same road the price went from 68,000 yen in 2024 to 74,000 yen in 2025 and 81,000 yen/㎡ in 2026, a rise of about 19.1% over two years. ⚠️The 34.50 ㎡ access strip is excluded from the valuation, leaving an effective lot area of 105.69 ㎡. Without that deduction the assessment ratio would be 115.9%. The building is 47 years old and past its statutory useful life, so its assessed value is zero and the assessment rests on the land alone.

In short, this is a house on a flag-shaped lot whose land assessment alone comes to nearly 90% of the price. On the other hand, the access strip is only 2.00 m at its narrowest, exactly the frontage minimum; there is an estimated 0.8-0.9 m height difference between the parking space at the entrance of the strip and the lot, which could approach 1 m if the parking floor slopes down toward the road; the front road width is not in the listing; and the lot is in a residential land development regulation area. The height difference should be checked on site, and access along the strip, vehicle access and the treatment of the earth-retaining walls when rebuilding should be confirmed with the seller and Matsudo City.

Estimated Financing

Assessed value ¥8,560,890 → estimated loan ¥8,560,000 (87% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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