積算100
[Assessed 97.5%] Detached house in Kamagaya, Chiba — 11 min from Mutsumi Sta.
Assessed 97.5%Detached houseKamagaya, ChibaMutsumi Sta. 11 min walk

[Assessed 97.5%] Detached house in Kamagaya, Chiba — 11 min from Mutsumi Sta.

Published: Sep 26, 2026Updated: Sep 26, 2026

Property Overview

LocationKamagaya, Chiba
Nearest StationTobu Noda Line (Urban Park Line) Mutsumi Sta.
Walk11 min walk
Assessed Ratio97.5%Assessed 97.5%
Price¥27,800,000
TypeDetached house
StructureWooden
BuiltBuilt Mar 2018 (8 years old)
Land Area211.4㎡
Building Area107.64㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥27,800,000View listing

Assessed Value Breakdown

Land assessed value¥12,041,400
Building assessed value¥15,069,600
Total assessed value¥27,111,000
Asking price¥27,800,000
Assessed ratio97.5%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 107.64m² × remaining life 14y ÷ statutory life 22y
  • Built Mar 2018 (8 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +13.0%
YearRoad price (JPY/m²)YoY
202454,000—
202556,000+3.7%
202661,000+8.9%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than copying the listing, we checked two sheets of the 2026 route price maps and the five listing photos to confirm the representative route price, the treatment of the private road burden, and the height difference between the lot and the roads.

Locating the road price

Nishi-Satsuma 1-chome spans two sheets of the 2026 route price maps (sheet 09094, and 09080 for the northern half), and its local roads range from ¥56,000 to ¥62,000/m². We took the most common value, ¥61,000/m² (leasehold ratio D), and did not use the arterial Funabashi-Abiko road (¥64,000–72,000/m²). We estimated that the 13.1 m road in front is the ¥61,000/m² route running through the middle of the sheet, but did not calibrate the position by coordinates. Even at the district's lowest ¥56,000/m², the assessed ratio is about 94.0%. The three years are taken from the same route on the same sheet: ¥54,000 (2024) → ¥56,000 (2025) → ¥61,000/m² (2026).

View source
Effective land area

The listing does not say whether the 14.00 m² private road burden (the 4.0 m private road to the southwest) is included in the 211.40 m² lot area or is a separate parcel. We treated it as included and assessed an effective lot of 197.40 m², giving an assessed ratio of about 97.5%. Without the deduction the ratio would be about 100.6%.

On-site check from photos

We checked all five listing photos (two exterior, two of the front road, one of the side road). The house is a detached two-story wooden building, not a row house, and the lot is level with the northwest and northeast neighbors, separated only by fences. The 13.1 m road to the southeast is a flat two-lane road with a sidewalk, and the lot is at about sidewalk level. The 4.0 m private road is also flat, and the retaining portion of the block walls on both sides is about 0.2–0.4 m. No retaining walls, steps or slopes were seen.

What We Could Not Confirm

  • The gas type is inconsistent in the listing: the equipment field says propane gas and the highlights say city gas. Which is correct needs to be confirmed with the agent.
  • The lot straddles the Category 1 Residential and Category 1 Low-rise Exclusive Residential zones, but the listing gives only one pair of limits (60% / 200%). The limits for the low-rise part and which part of the lot falls in which zone are not stated.
  • Whether the 14.00 m² private road burden is included in the lot area (or is a separate parcel) is not stated and needs to be checked in the registry and cadastral map. The assessed ratio of about 97.5% here assumes it is included; if it is a separate parcel, the ratio is about 100.6%.
  • Which route price applies to the 13.1 m road in front is an estimate, as the position was not calibrated by coordinates. Local roads in the district range from ¥56,000 to ¥62,000/m², which puts the assessed ratio between about 94.0% and 98.2%.
  • The photos do not show the whole boundary at ground level, so the height difference with neighbors along the unphotographed parts has not been confirmed.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven (Satsuma, Kamagaya)

Convenience store in Satsuma, Kamagaya, about 860 m in a straight line from the centroid of Nishi-Satsuma 1-chome to its OpenStreetMap position.

Source
Across Mall Shin-Kamagaya

Shopping mall in Shin-Kamagaya 2-chome, Kamagaya (near Shin-Kamagaya Station), about 2.1 km in a straight line from the district centroid.

Source

Neighborhood ② Dining Near the Station

Yanbaru

Restaurant in Nishi-Satsuma 1-chome, Kamagaya, about 450 m in a straight line from the district centroid.

Source
Bincho Ogiya Shin-Kamagaya

Restaurant in Shin-Kamagaya 2-chome, Kamagaya, about 2.0 km in a straight line from the district centroid.

Source

About This Property

This is a used detached house in Nishi-Satsuma 1-chome, Kamagaya, Chiba. The nearest station is Mutsumi on the Tobu Noda Line (Urban Park Line), an 11-minute walk (880 m), and Takayanagi Station on the same line is listed at a 21-minute walk (1,680 m). It is a corner lot facing a 13.1 m public road to the southeast and a 4.0 m private road to the southwest. The listing names no shops, so we used OpenStreetMap positions and measured straight-line distances from the centroid of Nishi-Satsuma 1-chome. Within Kamagaya, the restaurant Yanbaru is about 450 m away and a 7-Eleven in Satsuma about 860 m; beyond that the options are around Shin-Kamagaya Station, such as Across Mall Shin-Kamagaya (about 2.1 km). Across the city boundary, the area around Mutsumi Station (Matsudo side) also has convenience stores and restaurants. The listing gives 1,475 m to Kamagaya Municipal Hokubu Elementary School and 2,162 m to Daisan Junior High School.

The building is a two-story wooden house completed in March 2018 with a 3SLDK layout (18-tatami LDK) and 107.64 m² of floor area. It has two toilets, a reheating bath and a video intercom, faces south, and is described as suitable for two generations. There is outdoor parking for two cars. It is currently vacant, with handover specified for September 2026. No yield or rent is listed; it is marketed as a used house for owner occupation. The 211.40 m² freehold lot is in an urbanization promotion area and straddles two zones: Category 1 Residential and Category 1 Low-rise Exclusive Residential. The listing gives only one pair of limits (60% building coverage / 200% floor area ratio) and does not state the limits for the low-rise part. ⚠️ The gas type is inconsistent: the equipment field says propane gas, while the highlights say city gas.

We used the 2026 (Reiwa 8) route price of ¥61,000/m² (leasehold ratio D). Local roads in Nishi-Satsuma 1-chome range from ¥56,000 to ¥62,000/m², and we took the most common value, ¥61,000/m². Frontages on the arterial Funabashi-Abiko road (¥64,000–72,000/m²) were not used. Even at the lowest value in the district, ¥56,000/m², the assessed ratio is about 94.0%, and at the highest, ¥62,000/m², about 98.2%. On the same route the price moved from ¥54,000 (2024) to ¥56,000 (2025) and ¥61,000/m² (2026), up about 13.0% over two years. ⚠️ The listing shows a private road burden of 14.00 m² (the 4.0 m private road to the southwest) but does not say whether it is included in the 211.40 m² lot area or is a separate parcel. Treating it as included and deducting it gives an effective lot of 197.40 m² and an assessed ratio of about 97.5%; without the deduction the ratio is about 100.6%. This article uses the deducted figure.

The photos show a flat corner lot with no retaining walls or steps up from the road. On the other hand, the gas type, the limits and extent of the low-rise zone, whether the private road portion is inside the lot area, and which route price applies to the 13.1 m road in front (an estimate, not calibrated by coordinates) cannot be settled from the listing and need to be confirmed with the agent.

Estimated Financing

Assessed value ¥27,111,000 → estimated loan ¥27,110,000 (98% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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