積算100
[Assessed 86.1%] Detached house in Matsudo, Chiba — 9 min from Goko Sta.
Assessed 86.1%Detached houseMatsudo, ChibaGoko Sta. 9 min walk

[Assessed 86.1%] Detached house in Matsudo, Chiba — 9 min from Goko Sta.

Published: Sep 26, 2026Updated: Sep 26, 2026

Property Overview

LocationMatsudo, Chiba
Nearest StationKeisei Matsudo Line Goko Sta.
Walk9 min walk
Assessed Ratio86.1%Assessed 86.1%
Price¥45,990,000
TypeDetached house
StructureWooden
BuiltBuilt Oct 2026 (0 years old)
Land Area132.31㎡
Building Area113.85㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥45,990,000View listing

Assessed Value Breakdown

Land assessed value¥14,554,100
Building assessed value¥25,047,000
Total assessed value¥39,601,100
Asking price¥45,990,000
Assessed ratio86.1%

Calculation basis

  • Land = road price ¥110,000/m² × land area 132.31m²
  • Building = replacement cost ¥220,000/m² × floor area 113.85m² × remaining life 22y ÷ statutory life 22y
  • Built Oct 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +19.6%
YearRoad price (JPY/m²)YoY
202492,000—
2025100,000+8.7%
2026110,000+10.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We counted the road price bands of the local streets in Goko-Nishi 2-chome across four sheets of the 2026 road price map, and used the setback note on the lot plan and photos from another listing of the same building to check the land area and the level differences around the lot.

Locating the road price

On the 2026 (Reiwa 8) road price maps, Goko-Nishi 2-chome spans four sheets (09103, 09104, 09117 and 09118). Among the local streets, about 20 segments are 110,000 yen/m² (leasehold ratio D) and about 17 are 115,000 yen/m², an almost even split. We used 110,000 yen/m² as the representative value, as it is both the most common and the lower of the two. Values of 125,000 to 170,000 yen/m² along the main roads were left out. On sheet 09118 the same local street went from 92,000 yen in 2024 to 100,000 yen in 2025 and 110,000 yen in 2026.

View source
Effective land area

The lot plan shows a 0.18 m setback. The difference (about 1.13 m²) from what appears to be the pre-setback area in another listing for the same development matches 0.18 m x about 6.3 m of frontage. So we judged the listed 132.31 m² (surveyed) to be the area after the setback and made no further deduction.

Building valuation assumptions

This is a new house that is not yet finished. Listings give completion as late October 2026 or November 2026, so we used the earlier date, October 2026, and valued it as a new wooden building. We checked that the 113.85 m² building matches the land area and price using this listing's floor plan (marked as house No. 3).

On-site check from photos

This listing has only two images, a floor plan and a lot plan, so we checked the site with photos from another listing of the same building (same building confirmation number). The photos were taken during foundation work, when the lot was still bare. The road on the west and the lot are at almost the same level, with no steps. There is also almost no level difference with the neighboring lot (a parking lot) to the north. The east boundary is lined by the walls of a single-story structure on the neighboring lot, which look like building walls rather than a retaining wall. The GSI 5 m elevation data also shows a level difference of 0.3 m or less between the lot and the land to the east. All three houses are detached; none are row houses.

What We Could Not Confirm

  • The building is not yet finished, so its exterior and finish after completion have not been checked. Listings give completion as late October 2026 or November 2026, and handover is "negotiable" (December 2026 in another listing for the same building).
  • The lot plan shows a cross-hatched strip along the east boundary, but the plan alone does not tell whether it is a block wall or a structure. The photos and elevation data showed no retaining wall, but it needs to be checked on site.
  • According to the lot plan, the road in front is a 3.6 m wide Article 42-2 road with a 0.18 m setback (another listing says "road width 4 m"). How the setback strip is handled, and whether the listed area is the post-setback area, should be confirmed with the agent.
  • We did not pin down the exact lot number, and we assume the local street the lot faces has a road price of 110,000 yen/m². If it is on the lowest street in the district, at 105,000 yen/m², the assessed ratio would be 84.7%.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Lawson

Convenience store in Matsuhidai, Matsudo, about 350 m in straight-line distance from the property's map position to its OpenStreetMap location.

Source
Jason

Discount supermarket in Goko-Nishi 3-chome, Matsudo, about 540 m in straight-line distance from the property's map position to its OpenStreetMap location. The listing also mentions it by name.

Source
Belx Matsuhidai

Supermarket in Matsuhidai, Matsudo, about 620 m in straight-line distance from the property's map position to its OpenStreetMap location.

Source

Neighborhood ② Dining Near the Station

Chocobi-tei

Monjayaki restaurant in Goko-Nishi 4-chome, Matsudo, about 190 m in straight-line distance from the property's map position to its OpenStreetMap location.

Source
Hakata Nagahama Ramen Moriya

Ramen shop in Matsuhidai, Matsudo, about 300 m in straight-line distance from the property's map position to its OpenStreetMap location.

Source
Eifukuen

Chinese restaurant in Goko-Nishi 2-chome, Matsudo, about 340 m in straight-line distance from the property's map position to its OpenStreetMap location.

Source

About This Property

This is a newly built detached house (not yet completed) in Goko-Nishi 2-chome, Matsudo, Chiba: house No. 3 (the northernmost lot) on a three-house development. It is a 9-minute walk (720 m) from Goko Station on the Keisei Matsudo Line. The listing photo captions give distances from the development to Matsudo Daiyon Junior High School (650 m), Matsuhidai Elementary School (950 m), Matsuhidai Nursery School (1,140 m) and Goko Hospital (1,930 m). We added shops and restaurants from OpenStreetMap. In straight-line distance from the property's map position: Lawson about 350 m, the supermarket Jason about 540 m, Belx Matsuhidai about 620 m, and for dining, Chocobi-tei about 190 m, Hakata Nagahama Ramen Moriya about 300 m and Eifukuen about 340 m (all in Matsudo; these are not walking distances from the property).

The land is 132.31 m² (surveyed) and the building is a 113.85 m² two-story wooden house (conventional post-and-beam). The layout is 3LDK plus a storage room and a walk-in closet (21.0-tatami LDK, Western-style rooms of 7.5, 5.7 and 5.6 tatami, and a 5.2-tatami storage room). There is outdoor parking for two cars on the west side. It is in a Category 1 low-rise residential zone with a 50% building coverage ratio and a 100% floor area ratio, inside the urbanization promotion area, and landscape regulations are also noted. It has public water, public sewer and city gas, with no private-road share. The building is not finished. Listings give completion as late October 2026 or November 2026. Handover is negotiable (another listing for the same building says December 2026). The only images in this listing are a floor plan and a lot plan, so we checked the site with photos from another listing of the same building, taken when the foundation work was under way.

The lot faces one road, on the west. The lot plan labels it a 3.6 m wide "Article 42-2 road" under the Building Standards Act. The lot plan shows a 0.18 m setback. We judged the listed land area to be the area after the setback and made no further deduction. The lot is a regular shape, about 6.3 m wide and 20 to 21 m deep, not a flag-shaped lot. There is almost no level difference with the road in front or with the lot to the north. On the east boundary stand the walls of a structure on the neighboring lot. The lot plan shows a cross-hatched strip along the east boundary. The photos and elevation data showed no retaining wall, but the plan alone does not tell whether the strip is a block wall or a structure. The east boundary is also a zoning boundary, and the land to the east is a Category 1 residential zone.

Based on the road price of the local streets in Goko-Nishi 2-chome and a valuation of the building as a new wooden house, the assessed value is 86.1% of the 45.99 million yen asking price. The local streets are split almost evenly between 110,000 and 115,000 yen/m², and we used the lower 110,000 yen/m². Even the lowest band in the district, 105,000 yen/m², gives 84.7%. Because the building is not finished, we used the earlier expected completion date, October 2026, as its build date. The listing gives no yield or expected rent. The other two lots on the same development (131.89 m² and 122.91 m² of land) are each priced at 46.99 million yen. Before considering this house, check its condition after completion and the meaning of the strip on the east boundary on site and with the agent.

Estimated Financing

Assessed value ¥39,601,100 → estimated loan ¥39,600,000 (86% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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