積算100
[Assessed 84.2%] Detached house in Matsudo, Chiba — 9 min from Goko Sta.
Assessed 84.2%Detached houseMatsudo, ChibaGoko Sta. 9 min walk

[Assessed 84.2%] Detached house in Matsudo, Chiba — 9 min from Goko Sta.

Published: Sep 26, 2026Updated: Sep 26, 2026

Property Overview

LocationMatsudo, Chiba
Nearest StationKeisei Matsudo Line Goko Sta.
Walk9 min walk
Assessed Ratio84.2%Assessed 84.2%
Price¥46,990,000
TypeDetached house
StructureWooden
BuiltBuilt Oct 2026 (0 years old)
Land Area131.89㎡
Building Area113.85㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥46,990,000View listing

Assessed Value Breakdown

Land assessed value¥14,507,900
Building assessed value¥25,047,000
Total assessed value¥39,554,900
Asking price¥46,990,000
Assessed ratio84.2%

Calculation basis

  • Land = road price ¥110,000/m² × land area 131.89m²
  • Building = replacement cost ¥220,000/m² × floor area 113.85m² × remaining life 22y ÷ statutory life 22y
  • Built Oct 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +19.6%
YearRoad price (JPY/m²)YoY
202492,000—
2025100,000+8.7%
2026110,000+10.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We counted the road price bands of the local streets in Goko-Nishi 2-chome across four sheets of the 2026 road price map, used the lot plan to confirm this lot's position and setback, and checked the level differences around the lot with site photos of the same development.

Locating the road price

On the 2026 (Reiwa 8) road price maps, Goko-Nishi 2-chome spans four sheets (09103, 09104, 09117 and 09118). Among the local streets, 110,000 yen/m² (leasehold ratio D) is the most common at about 20 segments, followed by 115,000 yen/m² at about 17, 120,000 yen/m² at 3 and 105,000 yen/m² at a few. We used the most common value, 110,000 yen/m², as the representative value and left out the 125,000 to 170,000 yen/m² along the main roads. On sheet 09118 the same local street went from 92,000 yen in 2024 to 100,000 yen in 2025 and 110,000 yen in 2026.

View source
Effective land area

According to the lot plan, the road in front is a 3.6 m wide Article 42-2 road with a 0.18 m setback. Another listing for the same development gives this lot as 132.95 m², and the 1.06 m² difference from this listing's 131.89 m² almost matches the 0.18 m setback times about 6.3 m of frontage (about 1.13 m²). We judged 131.89 m² to be the area after the setback and made no further deduction.

Building valuation assumptions

This is a new house that is not yet finished, with completion scheduled for October 2026. We used that month as the build date and valued the 113.85 m² building (two-story, conventional post-and-beam) as a new wooden building.

On-site check from photos

This listing has only two images, a floor plan and a lot plan. From the lot plan we confirmed that this is house No. 2, the middle of the three lots (house No. 3 to the north, house No. 1 to the south, the road to the west). We judged the site from photos of the same development taken between the foundation work and the framing stage. The road on the west and the lot are at almost the same level, with no steps, and the lots to the north and south are flat. The east boundary is lined by the walls of a single-story warehouse- or garage-like building on the neighboring lot, and the apartment building behind it sits at about the same ground level. The GSI 5 m elevation data also shows a level difference of 0.3 m or less between the lot and the land to the east. All three houses are detached; none are row houses.

Listing check

This article is based on the listing for house No. 2 (46.99 million yen) on a three-house development. House No. 3 on the same development (45.99 million yen) is listed in a separate article (property ID P0632). The area, price and assessed ratio in this article are calculated only from the figures in the listing for house No. 2.

What We Could Not Confirm

  • The building is not yet finished, so its exterior and finish after completion have not been checked. Completion is scheduled for October 2026, and handover is "negotiable". The site photos were taken between the foundation work and the framing stage.
  • The lot plan shows a cross-hatched strip along the east boundary (a zoning boundary), but the plan alone does not tell whether it is a block wall or a structure. The photos and elevation data showed no retaining wall, but it needs to be checked on site.
  • According to the lot plan, the road in front is a 3.6 m wide Article 42-2 road with a 0.18 m setback (another listing says "road width 4 m"). How the setback strip is handled, and whether the listed area is the post-setback area, should be confirmed with the agent.
  • We did not pin down the exact lot number, and we assume the local street the lot faces has a road price of 110,000 yen/m². If it is in the lowest band in the district, at 105,000 yen/m², the assessed ratio would be 82.77%.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Lawson

Convenience store in Matsuhidai, Matsudo, about 350 m in straight-line distance from the development's map position to its OpenStreetMap location.

Source
Jason

Discount supermarket in Goko-Nishi 3-chome, Matsudo, about 540 m in straight-line distance from the development's map position to its OpenStreetMap location. The listing also mentions it by name.

Source
Belx Matsuhidai

Supermarket in Matsuhidai, Matsudo, about 620 m in straight-line distance from the development's map position to its OpenStreetMap location.

Source

Neighborhood ② Dining Near the Station

Chocobi-tei

Monjayaki restaurant in Goko-Nishi 4-chome, Matsudo, about 190 m in straight-line distance from the development's map position to its OpenStreetMap location.

Source
Hakata Nagahama Ramen Moriya

Ramen shop in Matsuhidai, Matsudo, about 300 m in straight-line distance from the development's map position to its OpenStreetMap location.

Source
Eifukuen

Chinese restaurant in Goko-Nishi 2-chome, Matsudo, about 340 m in straight-line distance from the development's map position to its OpenStreetMap location.

Source

About This Property

This is a newly built detached house (not yet completed) in Goko-Nishi 2-chome, Matsudo, Chiba: house No. 2, the middle lot of a three-house development. House No. 3 on the same development is listed in a separate article (property ID P0632). It is a 9-minute walk (720 m; another listing says 10 minutes) from Goko Station on the Keisei Matsudo Line. The listing photo captions give distances from the development to Matsudo Daiyon Junior High School (650 m), Matsuhidai Elementary School (950 m), Matsuhidai Nursery School (1,140 m) and Goko Hospital (1,930 m). We added shops and restaurants from OpenStreetMap. In straight-line distance from the development's map position: the convenience store Lawson about 350 m, the supermarket Jason about 540 m, Belx Matsuhidai about 620 m, and for dining, the monjayaki restaurant Chocobi-tei about 190 m, Hakata Nagahama Ramen Moriya about 300 m and the Chinese restaurant Eifukuen about 340 m (all in Matsudo; these are not walking distances).

The land is 131.89 m² and the building is a 113.85 m² two-story wooden house (conventional post-and-beam) with a 3LDK plus storage room layout. The lot plan shows side-by-side parking for two cars on the west side of the lot (not a built-in garage). It is in a Category 1 low-rise residential zone with a 50% building coverage ratio and a 100% floor area ratio, inside the urbanization promotion area, and landscape regulations are also noted. It has public water, public sewer and city gas, with no private-road share. It is a ready-built new house, not land sold with a building condition. The building is not finished: completion is scheduled for October 2026 and handover is negotiable. Its exterior after completion has not been checked. The only images in this listing are a floor plan and a lot plan, so we judged the site from photos of the same development taken between the foundation work and the framing stage.

⚠️ The lot faces one road, on the west. The lot plan labels it a 3.6 m wide "Article 42-2 road" under the Building Standards Act and shows a 0.18 m setback. The listed land area of 131.89 m² is the area after the setback. Another listing for the same development gives 132.95 m² for this lot, which is the area before the setback; the difference almost matches the 0.18 m setback times the roughly 6.3 m frontage, so we made no further deduction. The lot is a regular shape, about 6.3 m wide and 20 m deep, not a flag-shaped lot. It is at almost the same level as the road in front, and the lots of house No. 3 to the north and house No. 1 to the south are flat. The east boundary of the lot is a zoning boundary, and the land to the east is a Category 1 residential zone. Along it stand the walls of a single-story warehouse- or garage-like building on the neighboring lot, and the lot plan shows a cross-hatched strip there. The photos and elevation data showed no retaining wall, but the plan alone does not tell what the strip represents.

Based on the road price of the local streets in Goko-Nishi 2-chome and a valuation of the building as a new wooden house, the assessed value is 84.18% of the 46.99 million yen asking price. We used 110,000 yen/m², the most common value on the local streets in the district (92,000 yen in 2024, 100,000 yen in 2025 and 110,000 yen in 2026). We did not pin down the lot number, so if the lot faces a street in the lowest band in the district, 105,000 yen/m², the ratio would be 82.77%. Because the building is not finished, we used the scheduled completion month, October 2026, as its build date. The listing gives no yield or expected rent. House No. 3 on the same development is priced at 45.99 million yen and house No. 1 at 46.99 million yen. Before considering this house, check its condition after completion and the meaning of the strip on the east boundary on site and with the agent.

Estimated Financing

Assessed value ¥39,554,900 → estimated loan ¥39,550,000 (84% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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