積算100
柏市藤心1丁目の戸建(イメージ)
Assessed 87.9%Detached houseKashiwa, ChibaSakasai Sta. 14 min walk

[Assessed 87.9%] Detached house in Kashiwa, Chiba — 14 min from Sakasai Sta.

Published: Updated:

Property Overview

LocationKashiwa, Chiba
Nearest StationTobu Noda Line (Tobu Urban Park Line) Sakasai Sta.
Walk14 min walk
Assessed Ratio87.9%Assessed 87.9%
Price¥7,000,000
TypeDetached house
Expected Yield10.28%
StructureWooden
BuiltBuilt Oct 1993 (33 years old)
Land Area82㎡
Building Area52.98㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥7,000,000View listing

Assessed Value Breakdown

Land assessed value¥6,150,000
Building assessed value¥0
Total assessed value¥6,150,000
Asking price¥7,000,000
Assessed ratio87.9%

Calculation basis

  • Land = road price ¥75,000/m² × land area 82m²
  • Building = replacement cost ¥220,000/m² × floor area 52.98m² × remaining life 0y ÷ statutory life 22y
  • Built Oct 1993 (33 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +11.9%
YearRoad price (JPY/m²)YoY
202467,000—
202570,000+4.5%
202675,000+7.1%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We counted the local streets of Fujigokoro 1-chome section by section on the 2026 route price map, and because the listing has no photos, we checked the terrain around the site with GSI elevation data.

Locating the road price

On the 2026 route price map (sheets 14175 and 14185), the local streets of Fujigokoro 1-chome range from 67,000 to 78,000 yen/m² when counted section by section; 75,000 yen/m² was the most common value, on about 9 sections, so we use it as the representative value. The roads on the west and south sides of block 9, where the property is, are both 75,000 yen/m²; the same route was 67,000 yen/m² in 2024 and 70,000 yen/m² in 2025. There is a narrow passage without a route price inside the block, and if the property (9-5) faces only this passage, its specific route price (not published) may be lower than 75,000 yen/m². In that case the assessed ratio would be about 85.5% at 73,000 yen/m², about 82.0% at 70,000 yen/m² and about 78.5% at 67,000 yen/m².

View source
Effective land area

We use the listed land area of 82 m² as is. The remarks say a separate parcel (lot 624-8, registered as forest land, 44 m², a 10/22 share, about 20 m² by share) is also included in the sale. Kenbiya defines land area as excluding private roads, so we treat this share as outside the 82 m² and neither add nor deduct it. If the share were included in the 82 m², the effective area would be 62 m² and the assessed ratio about 66.4%.

Building valuation assumptions

The two-storey wooden house has 52.98 m² of floor area and was built in October 1993 (33 years old). It has exceeded the 22-year statutory useful life for wooden buildings, so the building is valued at zero and only the land is assessed. The listing states it is leased (fully occupied) with an estimated annual rent of 720,000 yen and a gross yield of 10.28%.

Rights and restrictions

The road access field in the listing is "-", and the direction, width and public/private status of the adjoining road are all missing. Which road the site faces, and over what width, cannot be determined from the listing.

On-site check from photos

The listing has no photos at all, and the listing for the same property on LIFULL HOME'S Investment also has none. We did not find the same property in the Kashiwa listings on SUUMO, Rakumachi or at home either, so retaining walls, steps from the frontage road, access by stairs, flag-shaped lot, attached housing and the exterior could not be assessed. On the GSI digital elevation model (5 m mesh), block 9 is about 21–22 m on the west road side, about 17 m near the middle and about 13.5 m some 50 m to the east: a slope descending eastward at about 10%. The route price map shows a stairs symbol in the neighbouring block 19, and we consider a retaining wall or step likely, but we have not concluded so because the exact position of the site could not be fixed.

What We Could Not Confirm

  • Whether there is a retaining wall and any step between the site and the frontage road (including access by stairs) has not been confirmed because the listing has no photos. The block slopes down eastward at about 10%, so a retaining wall or step is likely; an on-site check or an inquiry to the agent is needed.
  • Whether the lot is flag-shaped and whether the house is attached to its neighbours (the shape of the site and layout of the building) has not been confirmed, as there are no photos or plot plans.
  • The exterior and interior condition of the building and the floor plan have not been confirmed, as the listing has no photos or description of them.
  • The road access field is "-", and the direction, width and public/private status of the adjoining road are not stated. If the property faces only the passage without a route price inside the block, the route price used for the valuation may be lower than 75,000 yen/m².
  • The listing does not say where the separate parcel (lot 624-8, forest land, 44 m², a 10/22 share) is, whether it is a private road or a slope, or whether it is included in the 82 m².

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Lawson Kashiwa Masuo 8-chome

A convenience store about 210 m in a straight line from the representative point of block 9, Fujigokoro 1-chome. Confirmed via OpenStreetMap and GSI reverse geocoding to be in Masuo 8-chome, Kashiwa.

Source
Ministop

A convenience store about 530 m in a straight line from the representative point of block 9, Fujigokoro 1-chome. Confirmed via OpenStreetMap and GSI reverse geocoding to be in Masuo, Kashiwa.

Source
Tobu Store Sakasai

A supermarket about 770 m in a straight line from the representative point of block 9, Fujigokoro 1-chome. Confirmed via OpenStreetMap and GSI reverse geocoding to be in Sakasai, Kashiwa.

Source

Neighborhood ② Dining Near the Station

Ramen Shop

A ramen restaurant about 180 m in a straight line from the representative point of block 9, Fujigokoro 1-chome. Confirmed via OpenStreetMap and GSI reverse geocoding to be in Fujigokoro 1-chome, Kashiwa.

Source
Hanazen

A sushi restaurant about 1,030 m in a straight line from the representative point of block 9, Fujigokoro 1-chome. Confirmed via OpenStreetMap and GSI reverse geocoding to be in Masuo 6-chome, Kashiwa.

Source
Hanaya Yohei Masuo

A Japanese family restaurant about 1,230 m in a straight line from the representative point of block 9, Fujigokoro 1-chome. Confirmed via OpenStreetMap and GSI reverse geocoding to be in Sakasai 2-chome, Kashiwa.

Source

About This Property

⚠️ According to the GSI digital elevation model (5 m mesh), block 9 of Fujigokoro 1-chome, where the property is located, is about 21–22 m above sea level along the road on its west side, about 17 m near the middle of the block and about 13.5 m some 50 m to the east: a slope descending eastward at a gradient of about 10% (the edge of a plateau). The route price map also shows a stairs symbol in the neighbouring block 19. There is a high chance of a retaining wall or a step at the boundary with neighbouring lots or with the frontage road, but the listing has no photos at all and none were found on other listing sites, so the presence and height of any retaining wall have not been confirmed and cannot be stated definitively. ⚠️ In addition, the road access field in the listing is "-": the direction, width and public/private status of the adjoining road are all missing. An on-site check or an inquiry to the agent is needed.

This is a detached rental house in Fujigokoro 1-chome, Kashiwa, Chiba, a 14-minute walk from Sakasai Station on the Tobu Noda Line (Tobu Urban Park Line). It is a two-storey wooden house with 52.98 m² of floor area (26.49 m² on each floor), built in October 1993 (33 years old); the floor plan is not stated. The land is 82 m² (freehold), zoned Category 1 Low-rise Exclusive Residential with a 50% building coverage ratio and 100% floor area ratio. It is currently leased (fully occupied), with an estimated annual rent of 720,000 yen (60,000 yen a month), a gross yield of 10.28% and a price of 7 million yen. The remarks say a separate parcel (lot 624-8, registered as forest land, 44 m², a 10/22 share) is also included in the sale, without saying whether it is a private road or a slope.

The 2026 route price is 75,000 yen/m² (67,000 yen/m² in 2024 and 70,000 yen/m² in 2025), the most common value among the local streets of Fujigokoro 1-chome. The roads on the west and south sides of block 9 are both 75,000 yen/m², but there is a narrow passage without a route price inside the block, and if the property (9-5) faces only this passage, its specific route price (not published) may be lower than 75,000 yen/m². In that case the assessed ratio would be about 85.5% at 73,000 yen/m², about 82.0% at 70,000 yen/m², and about 78.5% at 67,000 yen/m², the lowest in the chome. The building is valued at zero because it has exceeded the 22-year statutory useful life for wooden buildings, so only the land is assessed. Kenbiya defines land area as excluding private roads, so we treat the share of the separate parcel (about 20 m²) as outside the 82 m². If it were included in the 82 m², the effective area would be 62 m² and the assessed ratio about 66.4%.

Whether there is a retaining wall or a step on the slope, the direction, width and type of the frontage road, whether the property faces only the passage, and the location and use of the separate forest-land share all cannot be confirmed from the listing. Whether the lot is flag-shaped, whether the house is attached to its neighbours and the exterior condition of the building are also unknown because there are no photos. Distances to nearby facilities are straight-line distances from the representative point of block 9 of Fujigokoro 1-chome obtained from the GSI address search (measured with OpenStreetMap), not distances from the property.

Estimated Financing

Assessed value ¥6,150,000 → estimated loan ¥6,150,000 (88% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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