積算100
[Assessed 83.3%] Detached house in Matsudo, Chiba — 17 min from Goko Sta.
Assessed 83.3%Detached houseMatsudo, ChibaGoko Sta. 17 min walk

[Assessed 83.3%] Detached house in Matsudo, Chiba — 17 min from Goko Sta.

Published: Updated:

Property Overview

LocationMatsudo, Chiba
Nearest StationKeisei Matsudo Line Goko Sta.
Walk17 min walk
Assessed Ratio83.3%Assessed 83.3%
Price¥11,000,000
TypeDetached house
StructureWooden
BuiltBuilt Dec 1963 (62 years old)
Land Area87.25㎡
Building Area84.27㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥11,000,000View listing

Assessed Value Breakdown

Land assessed value¥9,161,250
Building assessed value¥0
Total assessed value¥9,161,250
Asking price¥11,000,000
Assessed ratio83.3%

Calculation basis

  • Land = road price ¥105,000/m² × land area 87.25m²
  • Building = replacement cost ¥220,000/m² × floor area 84.27m² × remaining life 0y ÷ statutory life 22y
  • Built Dec 1963 (62 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +15.4%
YearRoad price (JPY/m²)YoY
202491,000—
202597,000+6.6%
2026105,000+8.2%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Because the lot number is not disclosed, we narrowed down the location from nine facility distances in the listings, then checked the road frontage and surrounding level differences using the 2026 route price map, four listing photos and GSI elevation data.

Locating the road price

Because the lot number is not disclosed, we narrowed the location to the residential area in northern Matsuhidai using nine facility distances in the listings, then counted the block-road values in that range on the 2026 route price map (sheet 09118). 105,000 yen/m² appears on about seven sections, the most of any value, and the north-south public road the lot likely faces is also 105,000 yen/m², so we use it as the representative value (91,000 yen/m² in 2024, 97,000 yen/m² in 2025). The adjacent 110,000 yen/m² band gives about 87.3%.

View source
Effective land area

The front road is 3.8 m wide, but the agent's own listing states that no setback is required and there is no private-road share, so the full 87.25 m² lot is valued. If the road were treated as an Article 42-2 road under the Building Standards Act and about 0.8 m² (0.1 m x 8 m frontage) were deducted, the ratio would be about 82.5%.

On-site check from photos

We checked two exterior photos and two front-road photos (taken in April 2026) and the floor plan. The lot is level with the front road, the area in front of the entrance is concrete, and there is no step or stairs. The 2-3 course block wall on the south side has ground at the same level on both sides; the neighbor to the north has a separate roof, wall and electricity meter, so this is not a row house, and with 8 m of frontage it is not a flag-shaped lot. The rear (west) boundary does not appear in the photos.

Building valuation assumptions

The wooden two-story house was built in December 1963 and is past its 22-year statutory useful life, so the building is valued at zero. It dates from before the seismic standards introduced in June 1981, and according to the agent's listing it comes with no building warranty.

Rights and restrictions

The cautions in the agent's own listing state that because the building exceeds the permitted building coverage, only a limited number of lenders will finance it; that the boundaries will not be marked; and that there is no building warranty. The current building footprint is not listed, so how far it exceeds the limit is unknown.

What We Could Not Confirm

  • The rear (west) boundary does not appear in the photos. GSI elevation data shows the ground dropping about 2-3 m within 20-30 m west of the estimated location, so any level difference or retaining wall at the rear needs an on-site check.
  • The listing does not state which type of road the 3.8 m front road is under the Building Standards Act; whether a setback is needed should be confirmed with Matsudo City.
  • The lot number is not disclosed and the location is a range estimated from the listing's facility distances. That range includes both 105,000 and 110,000 yen/m² bands, so the actual fronting road should be confirmed from the lot number.
  • How far the building exceeds the permitted building coverage (the current footprint) and which lenders are available need to be confirmed with the agent.
  • Because the boundaries will not be marked, confirming the boundaries and actual area may require a survey or confirmation with neighboring owners.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

FamilyMart Matsudo Matsuhidai

Convenience store (Matsuhidai, Matsudo). 148 m from the property according to the agent's listing.

Source
Belx Matsuhidai

Supermarket (Matsuhidai, Matsudo). 388 m from the property according to the agent's listing.

Source
Lawson

Convenience store (Matsuhidai, Matsudo). About 210 m north-northeast in a straight line from the center of the estimated location (OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

Hakata Nagahama Ramen Moriya

Tonkotsu ramen shop (Matsuhidai, Matsudo). About 230 m north-northeast in a straight line from the center of the estimated location (OpenStreetMap).

Source
Matsuya Matsudo Matsuhidai

Beef bowl and set-meal chain restaurant (Matsuhidai, Matsudo). About 300 m south-southeast in a straight line from the center of the estimated location (OpenStreetMap).

Source
Hiryu

Chinese restaurant (Matsuhidai, Matsudo). About 320 m south-southeast in a straight line from the center of the estimated location (OpenStreetMap).

Source

About This Property

This is a two-story wooden detached house in Matsuhidai, Matsudo, Chiba, a 17-minute walk from Goko Station on the Keisei Matsudo Line, an 18-minute walk from Motoyama Station, and a 25-minute walk from Matsuhidai Station on the Hokuso Line. It lies in an urbanization promotion area zoned Category 1 low-rise exclusive residential (building coverage 50%, floor area ratio 100%). According to the listings, a FamilyMart (148 m), a Belx supermarket (388 m) and Matsuhidai Elementary School (460 m) are nearby.

The house was built in December 1963 (62 years old), has a 4LDK layout and 84.27 m² of floor area, and stands on 87.25 m² of freehold land (both registered areas). It is currently vacant. The lot has 8.0 m of frontage on a 3.8 m wide public road to the east, with no private-road share. The parking space fits a kei car or compact car. Utilities include city gas and public water, and there are two toilets. The price is 11 million yen, listed under an exclusive brokerage agreement with Keisei Fudosan.

The 2026 route price is 105,000 yen/m² (91,000 yen/m² in 2024, 97,000 yen/m² in 2025). Because the lot number is not disclosed, we narrowed down the location from the facility distances in the listings and took the most common value among the block roads in that range. The building is past its statutory useful life and is valued at zero, so the land alone comes to about 83.3% of the price. Using the adjacent 110,000 yen/m² band gives about 87.3%. ⚠️ The front road is 3.8 m wide, narrower than 4 m. The agent's own listing states that no setback is required, so no area is deducted, but if the road were treated as an Article 42-2 road under the Building Standards Act and a setback of about 0.8 m² were deducted, the ratio would be about 82.5%.

⚠️ The agent's own listing notes three cautions: because the building exceeds the permitted building coverage, only a limited number of lenders will finance it; the boundaries will not be marked; and there is no warranty on the building. A rebuild would likely need to fit within the current 50% building coverage, and the house dates from before the seismic standards introduced in June 1981. In the listing photos (two of the exterior, two of the front road), the lot is level with the front road with no step or stairs, the block wall on the south side is a boundary wall with ground at the same level on both sides, and the house is a separate building from the neighbor to the north, not a row house. ⚠️ However, the rear (west) boundary does not appear in any photo, and GSI elevation data shows the ground dropping to the west, so any level difference or retaining wall at the rear needs an on-site check. Among the nearby places below, FamilyMart and Belx use the distances from the agent's listing; the others use straight-line distances from the center of the location estimated from the listing's facility distances (OpenStreetMap).

Estimated Financing

Assessed value ¥9,161,250 → estimated loan ¥9,160,000 (83% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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