積算100
[Assessed 117.6%] Detached house in Musashimurayama, Tokyo — 10 min from Tamagawa-Josui Sta.
Assessed 117.6%Detached houseMusashimurayama, TokyoTamagawa-Josui Sta. 10 min walk

[Assessed 117.6%] Detached house in Musashimurayama, Tokyo — 10 min from Tamagawa-Josui Sta.

Published: Updated:

Property Overview

LocationMusashimurayama, Tokyo
Nearest StationSeibu Haijima Line Tamagawa-Josui Sta.
Walk10 min walk
Assessed Ratio117.6%Assessed 117.6%
Price¥9,900,000
TypeDetached house
Expected Yield10.3%
StructureWooden
BuiltBuilt Apr 1976 (50 years old)
Land Area89.58㎡
Building Area57.51㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥9,900,000View listing
Rakumachi¥9,900,000View listing

Assessed Value Breakdown

Land assessed value¥11,645,400
Building assessed value¥0
Total assessed value¥11,645,400
Asking price¥9,900,000
Assessed ratio117.6%

Calculation basis

  • Land = road price ¥130,000/m² × land area 89.58m²
  • Building = replacement cost ¥220,000/m² × floor area 57.51m² × remaining life 0y ÷ statutory life 22y
  • Built Apr 1976 (50 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +4.0%
YearRoad price (JPY/m²)YoY
2024125,000—
2025125,000±0.0%
2026130,000+4.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We counted the block-road values in Ominami 4-chome on the 2026 route price map, and used the 11 listing photos and GSI elevation data to check the step to the private road and whether any retaining walls surround the site.

Locating the road price

On the 2026 route price map (sheet 56075 and others), 130,000 yen/m² appears on 10 block-road sections in Ominami 4-chome, the most of any value, so we use it as the representative value (125,000 yen/m² in 2024 and 2025). Arterial road bands such as Narahashi Kaido were excluded. Using the lowest band in the district (125,000 yen/m²) gives about 113.1%.

View source
Effective land area

The 12.96 m² private-road share is listed as a 1/2 co-ownership fraction, so we treat it as a separate parcel and value the full 89.58 m² lot. If it were deducted as part of the lot (effective area 76.62 m²), the ratio would be about 100.6%.

On-site check from photos

We checked all 11 listing photos. The entrance faces the end of the 4 m private road directly, with about one step of height difference. The block walls along the private road have ground at about the same level on both sides, and no retaining wall was seen on the lot boundary. GSI 1 m elevation data also shows no step of 0.8 m or more within 80 m around the site.

Building valuation assumptions

The wooden two-story house was built in April 1976 and is past its 22-year statutory useful life, so the building is valued at zero. It is currently vacant; the listed rent of 1.02 million yen per year is an estimate if it were leased.

What We Could Not Confirm

  • The listing does not say whether the 4.0 m private road counts as a road under the Building Standards Act (such as a designated road); this needs to be confirmed with the agent.
  • The 12.96 m² private-road share (1/2 co-ownership) is treated as a separate parcel. If the registry shows it is part of the lot, the ratio would be about 100.6%.
  • The condition of the 50-year-old building and its fixtures cannot be judged from photos alone; repair costs for leasing need an on-site check.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Inageya

Supermarket, about 640 m east of the listing's map point in a straight line (OpenStreetMap).

Source
Sundrug

Drugstore, about 670 m northeast of the listing's map point in a straight line (OpenStreetMap).

Source
FamilyMart

Convenience store, about 320 m northwest of the listing's map point in a straight line (OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

Chinese Restaurant Yamato

Chinese restaurant, about 590 m east of the listing's map point in a straight line (OpenStreetMap).

Source
Bamiyan

Chinese family restaurant, about 620 m east of the listing's map point in a straight line (OpenStreetMap).

Source
MOS Burger

Burger shop, about 680 m east of the listing's map point in a straight line (OpenStreetMap).

Source

About This Property

This is a two-story wooden detached house in Ominami 4-chome, Musashimurayama, Tokyo, a 10-minute walk from Tamagawa-Josui Station on the Seibu Haijima Line. The area is a Category 1 low-rise exclusive residential zone (building coverage 40%, floor area ratio 80%) and the listing describes the terrain as flat. The front door faces the end of a 4.0 m wide private road on the east side, with 2.3 m of frontage.

The house was built in April 1976 (50 years old), has a 4DK layout and 57.51 m² of floor area, on 89.58 m² of freehold land (registered area). It is currently vacant, handover timing is negotiable, and there is no parking. The seller lists it directly, so no brokerage fee applies. The listing shows an estimated annual rent of 1.02 million yen (10.30% gross yield), but renting it out would require repairs appropriate to its age.

The 2026 route price is 130,000 yen/m² (125,000 yen/m² in both 2024 and 2025), taken as the most common value among the local block roads in Ominami 4-chome. Because the building is past its statutory useful life, it is valued at zero, and the land alone comes to about 117.6% of the price. Even using the lowest band in the district (125,000 yen/m²) the ratio is about 113.1%. The 12.96 m² private-road share is listed as a 1/2 co-ownership fraction, so it is treated as a separate parcel; if it were deducted from the lot, the ratio would be about 100.6%.

In the 11 listing photos, the step between the private road and the entrance is about one stair, and there is no stairway access or flag-shaped access strip. The block walls along the private road are boundary walls with ground at about the same level on both sides, and GSI 1 m elevation data shows no step of 0.8 m or more within 80 m around the site. The listing does not state whether the private road is a designated road under the Building Standards Act, so this should be confirmed before purchase. Nearby places are given as straight-line distances from the listing's map point (OpenStreetMap).

Estimated Financing

Assessed value ¥11,645,400 → estimated loan ¥9,900,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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