積算100
東京都北区浮間3丁目の戸建(写真なし)
Assessed 182.6%Detached houseKita Ward, TokyoKita-Akabane Sta. 4 min walk

[Assessed 182.6%] Detached house in Kita Ward, Tokyo — 4 min from Kita-Akabane Sta.

Published: Updated:

Property Overview

LocationKita Ward, Tokyo
Nearest StationJR Saikyo Line Kita-Akabane Sta.
Walk4 min walk
Assessed Ratio182.6%Assessed 182.6%
Price¥23,880,000
TypeDetached house
Expected Yield5.52%
StructureWooden
BuiltBuilt Aug 1976 (50 years old)
Land Area109㎡
Building Area39.94㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥23,880,000View listing

Assessed Value Breakdown

Land assessed value¥43,600,000
Building assessed value¥0
Total assessed value¥43,600,000
Asking price¥23,880,000
Assessed ratio182.6%

Calculation basis

  • Land = road price ¥400,000/m² × land area 109m²
  • Building = replacement cost ¥220,000/m² × floor area 39.94m² × remaining life 0y ÷ statutory life 22y
  • Built Aug 1976 (50 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +17.6%
YearRoad price (JPY/m²)YoY
2024340,000—
2025360,000+5.9%
2026400,000+11.1%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Because no listing has exterior photos, we counted the block-road values in Ukima 3-chome on the 2026 route price maps and checked the nine photos and the map point on another listing for the same property, separating what could be confirmed from what could not.

Locating the road price

On the 2026 route price maps (sheets 45004 and 45008), 400,000 yen/m² appears on 10 block-road sections in Ukima 3-chome, the most of any value (followed by 410,000 yen/m² on 9), so we use it as the representative value (340,000 yen/m² in 2024 and 360,000 yen/m² in 2025). Marked sections such as Koshin-dori and the station area were excluded as different in character. Even the lowest band in the district (295,000 yen/m²) gives about 134.7%.

View source
Rights and restrictions

The price of 23.88 million yen works out to about 219,000 yen per m² of land, about 55% of the route price. That is low for land 4 minutes from a station with a 300% floor area ratio, but the listings say nothing about circumstances such as no rebuilding allowed, access only via a narrow passage, no share in a private road, or encroachment. The high assessed ratio comes from this gap.

On-site check from photos

The Kenbiya listing has no photos. We checked all nine photos on the Toushi athome listing for the same property; all are interior shots (rooms with bunk beds, kitchen, bathroom, second-floor balcony), and neither the exterior nor the front road is shown. A concrete structure is visible about 1 m outside a ground-floor window, but it cannot be told whether it is a neighbor's foundation, a fence or a retaining wall.

Listing check

The lot number is not disclosed. The map point on the Toushi athome listing matches the GSI reference point for Ukima 3-chome block 14 within about 12 m, a small block bounded by Koshin-dori and local roads, which also fits the two zoning designations listed. The point is entered by the agent, so this does not fix the exact location.

Other checks

The income figures do not match: Kenbiya shows 110,000 yen per month (1.32 million yen per year, 5.52% gross), while Toushi athome shows expected annual income of 1.98 million yen (6.85% gross). The yield field shows the lower 5.52%.

What We Could Not Confirm

  • No listing has photos of the exterior or the front road, so whether there are retaining walls and the step to the front road are unconfirmed. What the concrete structure about 1 m outside a ground-floor window is also remains unknown.
  • Whether it is a flag-shaped lot (access via a narrow passage) and whether it is a terraced (row) house cannot be confirmed because there are no photos.
  • The condition of the exterior (roof, walls, foundation) is unknown because only interior photos exist. As a 50-year-old wooden house, it needs an on-site check.
  • The lot number is not disclosed and the adjoining road has not been identified. Road width, type and frontage, whether rebuilding is permitted, any private-road share and consent for passage and excavation, the surveyed area, and any encroachment or occupation are not stated in any listing; these, along with why the price is low relative to the route price, need to be confirmed with the agent.
  • Because the income figures differ between listings (1.32 vs 1.98 million yen per year) and several rooms have bunk beds, the current lease type, rent and occupancy need to be checked against the rent roll and lease agreements.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Life Kita-Akabane

Supermarket in Ukima 3-chome, Kita Ward, about 300 m northeast of the map point on the Toushi athome listing in a straight line (OpenStreetMap).

Source
OK Store

Supermarket in Ukima 5-chome, Kita Ward, about 440 m southwest of the map point on the Toushi athome listing in a straight line (OpenStreetMap).

Source
7-Eleven

Convenience store in Ukima 3-chome, Kita Ward, about 290 m east of the map point on the Toushi athome listing in a straight line (OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

Sukiya

Beef bowl restaurant in Ukima 3-chome, Kita Ward, about 310 m north of the map point on the Toushi athome listing in a straight line (OpenStreetMap).

Source
COCO'S

Family restaurant in Ukima 2-chome, Kita Ward, about 410 m north of the map point on the Toushi athome listing in a straight line (OpenStreetMap).

Source
McDonald's

Burger shop in Akabanekita 2-chome, Kita Ward, about 610 m east of the map point on the Toushi athome listing in a straight line (OpenStreetMap).

Source

About This Property

⚠️ The listings do not explain why this property is priced at 23.88 million yen. The price is about 55% of the land value calculated from the route price alone (400,000 yen/m² × 109 m² registered area = 43.6 million yen), and it is also below the land value at the lowest route-price band in Ukima 3-chome (295,000 yen/m², about 32.16 million yen). Neither the Kenbiya nor the Toushi athome listing discloses the road access (road width, type and frontage), any private-road share, or whether the house can be rebuilt, and there are no photos of the exterior or the front road. Anyone considering it should confirm with the agent the road width, type and frontage, whether rebuilding is permitted, any private-road share and consent for passage and excavation, the surveyed land area, and any encroachment or occupation.

The property is in Ukima 3-chome, Kita Ward, Tokyo, a 4-minute walk from Kita-Akabane Station on the JR Saikyo Line. Ukima-Funado Station (15 minutes on foot) and Shimura-sakaue Station on the Toei Mita Line (20 minutes) can also be used. The site straddles two zones, a neighborhood commercial zone and a Category 1 residential zone; Kenbiya lists building coverage of 80% and a floor area ratio of 300%. The wooden two-story house was built in August 1976 (50 years old), has a 3DK layout and 39.94 m² of floor area, on 109 m² of freehold land (registered area). The floor area is only a little over 10% of the roughly 327 m² that a 300% floor area ratio allows, which, together with the price, is a point whose reason needs to be confirmed.

The house is sold with a tenant in place, but the income figures differ between the listings. Kenbiya shows 110,000 yen per month (1.32 million yen per year, 5.52% gross yield), while Toushi athome shows expected annual income of 1.98 million yen (6.85% gross yield); this site shows the lower 5.52% in the yield field. Interior photos show bunk beds in several rooms, suggesting it is used like a shared house. The current lease type, rent and occupancy should be confirmed with the rent roll and lease agreements. The Toushi athome listing has been online since May 2026.

The 2026 route price is 400,000 yen/m² (340,000 yen/m² in 2024 and 360,000 yen/m² in 2025), taken as the most common value among the block roads in Ukima 3-chome. The building is past its statutory useful life and is valued at zero; the land alone comes to about 182.6% of the price, but as noted above the reason for this gap is unknown, so the figure should not be taken at face value. No listing has photos of the exterior or the front road (all nine Toushi athome photos are interior shots), so retaining walls, the step to the front road, whether it is a flag-shaped lot, whether it is a terraced (row) house, and the condition of the exterior are all unconfirmed. A concrete wall or structure appears about 1 m outside a ground-floor window, but it cannot be told whether it is a neighbor's foundation, a fence or a retaining wall. The thumbnail is an illustrative image made by this site. Nearby places are given as straight-line distances from the map point on the Toushi athome listing for the same property (OpenStreetMap).

Estimated Financing

Assessed value ¥43,600,000 → estimated loan ¥23,880,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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