積算100
[Assessed 84.1%] Detached house in Adachi Ward, Tokyo — 3 min from Umejima Sta.
Assessed 84.1%Detached houseAdachi Ward, TokyoUmejima Sta. 3 min walk

[Assessed 84.1%] Detached house in Adachi Ward, Tokyo — 3 min from Umejima Sta.

Published: Updated:

Property Overview

LocationAdachi Ward, Tokyo
Nearest StationTobu Skytree Line Umejima Sta.
Walk3 min walk
Assessed Ratio84.1%Assessed 84.1%
Price¥28,800,000
TypeDetached house
Expected Yield5%
StructureWooden
BuiltBuilt Feb 1987 (39 years old)
Land Area78.14㎡
Building Area91.7㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥28,800,000View listing

Assessed Value Breakdown

Land assessed value¥24,223,400
Building assessed value¥0
Total assessed value¥24,223,400
Asking price¥28,800,000
Assessed ratio84.1%

Calculation basis

  • Land = road price ¥310,000/m² × land area 78.14m²
  • Building = replacement cost ¥220,000/m² × floor area 91.7m² × remaining life 0y ÷ statutory life 22y
  • Built Feb 1987 (39 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +10.7%
YearRoad price (JPY/m²)YoY
2024280,000—
2025295,000+5.4%
2026310,000+5.1%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Because the lot number is not disclosed, we went through the roads of Umeda 8-chome on the FY2026 road price maps and checked the basis of the assessment and the site surroundings using the one exterior photo on the Rakumachi listing for the same property and GSI elevation data.

Locating the road price

On the FY2026 (Reiwa 8) road price maps (map 51068 and adjacent sheets), 310,000 yen/㎡ is the most common value on the residential roads of Umeda 8-chome (4 to 5 segments), so it is used as the representative value (280,000 yen/㎡ in 2024 and 295,000 yen/㎡ in 2025). Because the lot number is not disclosed, the band of the road the property faces is unknown, and the blocks near the station include bands from 260,000 to 320,000 yen/㎡. If the property faces a band below 295,000 yen/㎡ the assessed ratio falls under 80%, and at 270,000 yen/㎡ it is about 73.3%. Commercial routes such as the old Nikko Kaido were not used because they are of a different character.

View source
On-site check from photos

Kenbiya's listing has no photos, so the single exterior photo on the Rakumachi listing for the same property was checked. It is a detached two-story wooden house that appears to stand on a corner lot facing two roads, with a one-car built-in garage facing one of them. The road and the site are at almost the same level with one step to the entrance, and no retaining wall, large step, stairway access, flag-shaped lot or row-house attachment is visible.

Effective land area

With no private-road burden or setback listed, the listed land area of 78.14 ㎡ (registered area) is used as is. The road-access field is blank, but both roads look 4 m wide or more in the photo, so no setback deduction was made. GSI elevation data shows all of Umeda 8-chome as flat ground at 0 to 1 m above sea level.

Listing check

The Kenbiya and Rakumachi listings match in price, areas and construction date, so they are treated as the same property. Kenbiya gives the current status as "rented (fully occupied)" while Rakumachi says "to be rented", and Kenbiya's note "parking for 4 cars" does not fit the 78.14 ㎡ lot and the single built-in garage in the photo, so it may be an error.

What We Could Not Confirm

  • The lot number is not disclosed, so the road-price band of the road the property faces has not been identified. At 310,000 yen/㎡, the most common value in the town, the assessed ratio is about 84.1%, but it falls under 80% if the property faces a band below 295,000 yen/㎡, and is about 73.3% at 270,000 yen/㎡. The lot number needs to be confirmed with the broker.
  • The road-access field is blank on both Kenbiya and Rakumachi, so the width and type (public or private) of the roads are unknown. The photo suggests a corner lot with both roads 4 m wide or more, but if they are narrower than 4 m the setback portion would be deducted and the assessed ratio would drop.
  • The current status differs between listings: "rented (fully occupied)" on Kenbiya and "to be rented" on Rakumachi. Kenbiya's note "parking for 4 cars" also does not fit the 78.14 ㎡ lot and the single built-in garage and may be an error.
  • The broker says it mainly handles leaseback properties, so this may be a leaseback in which the seller rents the house back and keeps living there. The rent, lease term and tenant need to be confirmed with the seller's side.
  • There is only one exterior photo, so the rear side (away from the road) and the far part of the boundary with the neighbor on the right have not been checked. The 3-minute walk to the station has also not been verified against the actual distance because the location is not identified.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven

Convenience store, about 270 m southeast of the Umeda 8-chome centroid in a straight line, also in Umeda 8-chome (OpenStreetMap).

Source
Lawson Store 100

Convenience store, about 250 m southeast of the town centroid in a straight line, in neighboring Umeda 7-chome (OpenStreetMap).

Source
Tobu Store

Supermarket, about 300 m east of the town centroid in a straight line, in neighboring Umeda 7-chome (OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

Hidakaya

Chinese food and ramen chain, about 210 m east of the town centroid in a straight line, in Umeda 8-chome (OpenStreetMap).

Source
Yoshinoya

Gyudon (beef bowl) chain, about 240 m southeast of the town centroid in a straight line, in Umeda 8-chome (OpenStreetMap).

Source
Jonathan's

Family restaurant, about 300 m southeast of the town centroid in a straight line, in Umeda 8-chome (OpenStreetMap).

Source

About This Property

⚠️ The lot number of this property is not disclosed, so the road-price band of the road it actually faces could not be identified. Using 310,000 yen/㎡, the most common value on the residential roads of Umeda 8-chome, the assessed ratio is about 84.1%, but the blocks near the station include bands from 260,000 to 320,000 yen/㎡; if the property faces a band below 295,000 yen/㎡ the ratio falls under 80% (about 73.3% at 270,000 yen/㎡). The road-access field is blank on both Kenbiya and Rakumachi, so the width and type (public or private) of the roads have not been confirmed. The exterior photo shows a corner lot facing two roads that both look 4 m wide or more; if either is narrower than 4 m, the setback portion would be deducted from the site and the ratio would drop further.

The property is in Umeda 8-chome, Adachi Ward, Tokyo, and the listing gives a 3-minute walk to Umejima Station on the Tobu Skytree Line (Isesaki Line); because the exact location is unknown, the actual distance has not been checked. It is a used detached house sold as a rental, in a Category 1 residential zone (building coverage 80%, floor area ratio 200%): a two-story wooden 3LDK built in February 1987 with 91.70 ㎡ of floor area, on 78.14 ㎡ of freehold land (registered area). The price is 28.8 million yen and the listed rent is 120,000 yen per month, or 1.44 million yen per year (gross yield 5.00%).

On the representative road, the road price rose from 280,000 yen/㎡ in 2024 to 295,000 yen/㎡ in 2025 and 310,000 yen/㎡ in 2026, about 10.7% over two years. The building is 39 years old and past the 22-year statutory useful life for wooden buildings, so it is valued at zero and the assessment is for the land alone. In the exterior photo the road and the site are at almost the same level with a single step to the entrance, and there is no retaining wall, stairway access, flag-shaped lot or attached row house; however, there is only one photo, and the boundary with the neighbors at the rear (the side away from the road) cannot be seen.

The listings contain discrepancies. Kenbiya describes the current status as "rented (fully occupied)" while Rakumachi says "to be rented", and the note "parking for 4 cars" on Kenbiya does not fit a 78.14 ㎡ lot with the single built-in garage visible in the photo, so it may be an error. The broker says it mainly handles leaseback properties, so this may be a leaseback in which the seller rents the house back and keeps living there; the rent, lease term and tenant need to be confirmed with the seller's side. Nearby facilities are listed by straight-line distance from the centroid of Umeda 8-chome (the representative point in the GSI address search) using OpenStreetMap, not by distance from the property itself.

Estimated Financing

Assessed value ¥24,223,400 → estimated loan ¥24,220,000 (84% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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