積算100
[Assessed 87.1%] Detached house in Abiko, Chiba — 19 min from Abiko Sta.
Assessed 87.1%Detached houseAbiko, ChibaAbiko Sta. 19 min walk

[Assessed 87.1%] Detached house in Abiko, Chiba — 19 min from Abiko Sta.

Published: Updated:

Property Overview

LocationAbiko, Chiba
Nearest StationJR Joban Line Abiko Sta.
Walk19 min walk
Assessed Ratio87.1%Assessed 87.1%
Price¥40,900,000
TypeDetached house
StructureWooden
BuiltBuilt Nov 2026 (0 years old)
Land Area173.91㎡
Building Area103.5㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥40,900,000View listing

Assessed Value Breakdown

Land assessed value¥12,869,340
Building assessed value¥22,770,000
Total assessed value¥35,639,340
Asking price¥40,900,000
Assessed ratio87.1%

Calculation basis

  • Land = road price ¥74,000/m² × land area 173.91m²
  • Building = replacement cost ¥220,000/m² × floor area 103.5m² × remaining life 22y ÷ statutory life 22y
  • Built Nov 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +19.4%
YearRoad price (JPY/m²)YoY
202462,000—
202569,000+11.3%
202674,000+7.2%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We counted the block roads in Namiki 9-chome one by one on the 2026 road price map to set the representative value, checked the lot shape and road access on the plot plan, and checked level differences with 16 listing photos and GSI elevation data.

Locating the road price

Counting the block roads in Namiki 9-chome one section at a time on the 2026 road price map (sheet 14348), 74,000 yen/m² appeared most often (15 sections), so we use it as the representative value (62,000 yen/m² in 2024, 69,000 yen/m² in 2025). The 79,000-80,000 yen/m² boundary roads with 7-chome and 8-chome were not counted. The property appears to be around blocks 14-15, and the road in front is the 74,000 or 76,000 yen/m² band. At 76,000 yen/m² the assessment ratio is about 88.0%, and even at the lowest band in the chome, 73,000 yen/m², it is about 86.7%.

View source
Effective land area

The plot plan shows a rectangular lot facing the road, not a flag-shaped lot. As no private road share, setback or sloped area is listed, the surveyed 173.91 m² is used as is.

On-site check from photos

We checked 16 listing photos. All exterior photos show the house under construction with scaffolding. The 4 m public road on the southeast side and the lot are almost level, with only a curb of about 10-15 cm at the boundary, and there are no retaining walls, steps or stairs. The gravel parking area at the side is also level with the building. The rear (northwest) and opposite neighbouring boundaries do not appear in the photos, so we measured the surroundings with GSI 1 m elevation data and confirmed flat low ground at 4.9-6.4 m with no 1 m-class steps.

Building valuation assumptions

The building is a two-storey wooden house with 103.5 m² of floor area scheduled for completion in November 2026 and is currently unfinished (handover planned for early December 2026). The listing shows a building confirmation number, and there is no built-in garage. As a new house, it is assessed with its full useful life remaining.

Listing check

It is listed on Kenbiya (brokerage) under detached rental houses, and the same property also appears on LIFULL HOME'S new detached houses. Kenbiya's road access field only says "one side", so the road width and type were taken from the LIFULL HOME'S listing. The yield is undecided.

What We Could Not Confirm

  • The rear (northwest) and opposite neighbouring boundaries could not be checked in the photos; the boundary details and any level difference need on-site confirmation.
  • The house is scheduled for completion in November 2026 and is currently unfinished, so the finished exterior and landscaping have not been confirmed.
  • It is listed as a detached rental house, but the yield and expected rent are undecided, and the achievable rent if let has not been confirmed.
  • The lot is within a designated residential land development regulation area, so works involving cut or fill above a certain scale require permission.
  • The exact position of lot number 1563 has not been fixed on the road price map; the front road is taken to be either the 74,000 or the 76,000 yen/m² band.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Ministop VZONE Abiko

Convenience store (Shibasaki, Abiko). About 460 m in a straight line northeast of the property's map coordinates (LIFULL HOME'S), per OpenStreetMap.

Source
Lawson Abiko Izumi

Convenience store (Izumi, Abiko). About 920 m in a straight line east-southeast of the property's map coordinates (LIFULL HOME'S), per OpenStreetMap.

Source
Food Square Kasumi Abiko Kotobuki

Supermarket. About 1,900 m according to the nearby facilities section of the listing.

Source

Neighborhood ② Dining Near the Station

Kisetsu Ryori Suzuki

Japanese restaurant (Kotobuki 2-chome, Abiko). About 700 m in a straight line south of the property's map coordinates (LIFULL HOME'S), per OpenStreetMap.

Source
Ramen Kairikiya Chiba Abiko

Ramen restaurant (Kotobuki 2-chome, Abiko). About 760 m in a straight line south of the property's map coordinates (LIFULL HOME'S), per OpenStreetMap.

Source
Sukiya

Beef bowl restaurant (Kotobuki 2-chome, Abiko). About 810 m in a straight line south-southeast of the property's map coordinates (LIFULL HOME'S), per OpenStreetMap.

Source

About This Property

⚠️ This is an unfinished new house scheduled for completion in November 2026 (handover planned for early December 2026). The building is assessed on the planned floor area shown in the listing. It is located in Namiki 9-chome, Abiko, Chiba, and is the single new house (Building A) sold as "Heartful Town Namiki 9-chome". It is a 19-minute walk (about 1,520 m) from Abiko Station on the JR Joban Line and 23 minutes from Tennodai Station. The area is a Category 1 low-rise exclusive residential zone (building coverage 60%, floor area ratio 150%) with a 10 m height limit, shadow regulations and landscape rules, and it lies within a designated residential land development regulation area. According to the listing, Namiki Elementary School is about 770 m away and Abiko Toho Hospital about 850 m.

The building is a two-storey wooden 4LDK (LDK about 17 tatami) with a floor area of 103.5 m², on 173.91 m² of freehold land (surveyed, land category: residential). The plot plan shows a rectangular lot facing the road, not a flag-shaped lot, fronting a 4 m public road on the southeast side with no setback. No private road share is listed. It is a ready-built house, not land with a building condition, with parking for two cars (no built-in garage), city gas, public water and sewerage. The self-assessed energy label shows insulation grade 5 and ZEH level. Kenbiya lists it under detached rental houses, but as it is still under construction there is no tenant, and the yield and expected rent are undecided. The transaction type is brokerage.

The 2026 inheritance tax road price is 74,000 yen/m², up about 19.4% over two years from 62,000 yen/m² in 2024 and 69,000 yen/m² in 2025. We use the most common value among the block roads in Namiki 9-chome as the representative value. The road in front of the property appears to be the 74,000 or 76,000 yen/m² band; using 76,000 yen/m² gives an assessment ratio of about 88.0%, and even the lowest band in the chome, 73,000 yen/m², gives about 86.7%. The land is assessed at the full 173.91 m² with no deductions, and the site's assessment ratio against the 40.9 million yen price is about 87%. Because the house is new, the building value exceeds the land value, and as the building value falls each year with age, the ratio will decline over time.

The same listing as on Kenbiya also appears on LIFULL HOME'S Investment, and we checked its 10 photos plus 6 photos of the same property on LIFULL HOME'S new detached houses. All exterior photos show the house under construction with scaffolding. The southeast front road and the lot are almost level, with only a curb of about 10-15 cm at the boundary, and there are no retaining walls, steps or stairs. The gravel parking area at the side is also level with the building. ⚠️ The rear (northwest) and opposite neighbouring boundaries do not appear in the photos; as a supplement we confirmed with GSI 1 m elevation data that the surroundings are flat low ground at 4.9-6.4 m. Distances to the nearby places below are straight-line distances from the LIFULL HOME'S map coordinates (OpenStreetMap) or the distances in the listing.

Estimated Financing

Assessed value ¥35,639,340 → estimated loan ¥35,630,000 (87% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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